Private Bank & Trust: Vital Signs
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Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
On its Q3 2026 filing, Private Bank & Trust reported 17 of the 23 line items on this page. CET1 capital ratio was 48.92% in Q3 2026.
What the vital signs page covers and where each line comes from.
Private Bank & Trust has the 1st lowest return on assets of the 122 banks headquartered in Georgia, at -709.98% as of Q3 2026. Against a median of 0.98% for banks in the < $100M asset tier, Private Bank & Trust reported -709.98% on return on assets in Q3 2026, 710.95 points lower.
Capital adequacy
| Line item | Q3 2026 |
|---|---|
| CET1 capital ratio | 48.92% |
| Tier 1 risk-based capital ratio | 48.92% |
| Total risk-based capital ratio | 48.92% |
| Tier 1 leverage ratio | 4473.26% |
| Equity capital to assets | 48.92% |
| Tangible equity to tangible assets | 48.92% |
Source: Call Report Schedules RC, RC-N, RC-R and RI; CET1 capital ratio: Call Report Schedule RC-R, Part I (RCOAP793); Tier 1 risk-based capital ratio: Call Report Schedule RC-R, Part I (RCOA7206); Total risk-based capital ratio: Call Report Schedule RC-R, Part I (RCOA7205); Tier 1 leverage ratio: Call Report Schedule RC-R, Part I (RCOA7204). Open the filed call report for Q3 2026 on the FFIEC CDR.
Asset quality
| Line item | Q3 2026 |
|---|---|
| Nonperforming loans to loans | — |
| Nonperforming assets ratio | 0.00% |
| Net charge-off ratio | — |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | — |
| Reserve coverage of nonperforming loans | — |
Source: Call Report Schedules RC, RC-N, RC-R and RI. Open the filed call report for Q3 2026 on the FFIEC CDR.
Earnings
| Line item | Q3 2026 |
|---|---|
| Return on assets | -709.98% |
| Return on equity | — |
| Net interest margin | -55.05% |
| Efficiency ratio | -5000.00% |
| Yield on earning assets | 36.70% |
| Cost of funds | 38.54% |
Source: Call Report Schedules RC, RC-N, RC-R and RI. Open the filed call report for Q3 2026 on the FFIEC CDR.
Liquidity and funding
| Line item | Q3 2026 |
|---|---|
| Loan-to-deposit ratio | 0.00% |
| Core deposits to total deposits | 100.00% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 51.08% |
| Securities to assets | — |
Source: Call Report Schedules RC, RC-N, RC-R and RI. Open the filed call report for Q3 2026 on the FFIEC CDR.
Private Bank & Trust vital signs, quarter by quarter
Vital Signs since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, Q3 2026. How these pages are built. See the full Private Bank & Trust profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 59385) · FFIEC NIC profile (RSSD 6097196)