Private Bank & Trust: Yields and Funding Costs
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Data as of · Call Report Schedules RI and RC-K How we update
On its Q3 2026 filing, Private Bank & Trust reported 6 of the 12 line items on this page. Yield on earning assets was 36.70% in Q3 2026.
What the yields and funding costs page covers and where each line comes from.
Open the full net interest margin analysis: the yield and margin contribution of each earning asset, the cost of each kind of funding, what moved the margin, and peers measured the same way.
On net interest margin, Private Bank & Trust is 1st from the bottom among 122 Georgia banks, -55.05% (Q3 2026). Private Bank & Trust's net interest margin of -55.05% is well below the 3.95% median for banks in the < $100M asset tier, a gap of 59.00 points (Q3 2026).
Asset yields
| Line item | Q3 2026 |
|---|---|
| Yield on earning assets | 36.70% |
| Yield on loans | — |
| Yield on securities | — |
Source: Call Report Schedules RI and RC-K. Open the filed call report for Q3 2026 on the FFIEC CDR.
Funding costs
| Line item | Q3 2026 |
|---|---|
| Cost of funds | 38.54% |
| Cost of interest-bearing deposits | — |
| Cost of interest-bearing liabilities | — |
| Cost of borrowings | — |
Source: Call Report Schedules RI and RC-K. Open the filed call report for Q3 2026 on the FFIEC CDR.
Spread and margin
| Line item | Q3 2026 |
|---|---|
| Net interest margin | -55.05% |
| Yield to cost spread | — |
Source: Call Report Schedules RI and RC-K. Open the filed call report for Q3 2026 on the FFIEC CDR.
Interest income and expense
| Line item | Q3 2026 |
|---|---|
| Interest income on loans | $0 |
| Total interest expense | $25K |
| Interest expense on deposits | $2K |
Source: Call Report Schedules RI and RC-K. Open the filed call report for Q3 2026 on the FFIEC CDR.
Private Bank & Trust yields and funding costs, quarter by quarter
Yields and Funding Costs since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RI and RC-K, Q3 2026. How these pages are built. See the full Private Bank & Trust profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 59385) · FFIEC NIC profile (RSSD 6097196)