Bank call report · Gainesville, GA
Private Bank & Trust Call Report
Private Bank & Trust is an FDIC-insured commercial bank headquartered in Gainesville, GA, supervised by the FDIC, with $39.3M in total assets at Q3 2026.
Filed for the quarter ended (Q3 2026) on the FFIEC 051. Source: FFIEC Central Data Repository.
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Private Bank & Trust filed its latest call report for the quarter ended September 30, 2026 on the FFIEC 051. Below are its 72 reported line items, schedule by schedule (498 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q3 2026 (September 30, 2026) |
| Federal Reserve RSSD ID | 6097196 |
| FDIC certificate number | 59385 |
| Total assets | $39.3M |
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Official Q3 2026 call report PDF (FFIEC) →
Private Bank & Trust call report by schedule, Q3 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (15 items)
About Schedule RC · Private Bank & Trust balance sheet trends
| Line item | Code | Q3 2026 |
|---|---|---|
| Total assets | RCON2170 | $39.3M |
| Total liabilities, limited-life preferred stock, and equity capital | RCON3300 | $39.3M |
| Interest-bearing balances | RCON0071 | $34.8M |
| Total liabilities and minority interest | RCON2948 | $20.1M |
| Total deposits | RCON2200 | $20.1M |
| Surplus | RCON3839 | $20.0M |
| Total interest-bearing deposits in foreign and domestic offices | RCON6636 | $20.0M |
| Total equity capital | RCON3210 | $19.2M |
| Total equity capital including noncontrolling minority interests in consolidated subsidiaries | RCONG105 | $19.2M |
| Premises and fixed assets (including capitalized leases) | RCON2145 | $4.5M |
| Undivided profits and capital reserves | RCON3632 | -$765K |
| Deposits, noninterest-bearing | RCON6631 | $83K |
| Noninterest-bearing balances and currency and coin | RCON0081 | $38K |
| Other assets | RCON2160 | $21K |
| Other liabilities, total | RCON2930 | $2K |
Schedule RI: Income Statement (16 items)
About Schedule RI · Private Bank & Trust income statement trends
| Line item | Code | Q3 2026 |
|---|---|---|
| Income (loss) before applicable income taxes and discontinued operations | RIAD4301 | -$765K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$765K |
| Income (loss) before discontinued operations | RIAD4300 | -$765K |
| Net income (loss) | RIAD4340 | -$765K |
| Net income (loss) attributable to bank and noncontrolling minority interests | RIADG104 | -$765K |
| Total noninterest expense | RIAD4093 | $750K |
| Salaries and employee benefits | RIAD4135 | $416K |
| Other noninterest expense | RIAD4092 | $332K |
| Total interest expense | RIAD4073 | $25K |
| Other interest expense | RIADGW44 | $23K |
| Net interest income | RIAD4074 | -$15K |
| Interest income on balances due from depository institutions | RIAD4115 | $10K |
| Total interest income | RIAD4107 | $10K |
| Expenses of premises and fixed assets | RIAD4217 | $2K |
| Savings deposits (including mmdas) | RIAD0093 | $2K |
| Number of full time equivalent employees on payroll at end of current period | RIAD4150 | 8 |
Schedule RC-E: Deposit Liabilities (6 items)
About Schedule RC-E · Private Bank & Trust deposit liabilities trends
| Line item | Code | Q3 2026 |
|---|---|---|
| Money market deposit accounts (mmda's) | RCON6810 | $20.0M |
| Total nontransaction accounts (including mmda's) | RCON2385 | $20.0M |
| Total nontransaction accounts deposits of individuals, partnerships, and corporations | RCONB550 | $20.0M |
| Total demand deposits (see note below) | RCON2210 | $83K |
| Total transaction accounts | RCON2215 | $83K |
| Total transaction accounts - deposits of individuals, partnerships, and corporation | RCONB549 | $83K |
Schedule RC-F: Other Assets (1 item)
| Line item | Code | Q3 2026 |
|---|---|---|
| Other assets | RCON2168 | $21K |
Schedule RC-G: Other Liabilities (1 item)
| Line item | Code | Q3 2026 |
|---|---|---|
| Interest accrued and unpaid on deposits (in domestic offices) | RCON3645 | $2K |
Schedule RC-K: Quarterly Averages (3 items)
About Schedule RC-K · Private Bank & Trust quarterly averages trends
Schedule RC-O: Other Data for Deposit Insurance Assessments (8 items)
About Schedule RC-O · Private Bank & Trust other data for deposit insurance assessments trends
| Line item | Code | Q3 2026 |
|---|---|---|
| Total deposit liabilities as defined in section 3(1) of the federal deposit insurance act before exclusions | RCONF236 | $20.1M |
| Amount of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF051 | $20.0M |
| Average consolidated total assets for the calendar quarter | RCONK652 | $430K |
| Average tangible equity for the calendar quarter | RCONK654 | $209K |
| Amount of deposit accounts (excluding retirement accounts) of $250,000 or less | RCONF049 | $85K |
| Number of deposit accounts (excluding retirement accounts)of $250,000 or less | RCONF050 | 7 |
| Averaging method used | RCONK653 | 1 |
| Number of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF052 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Private Bank & Trust regulatory capital trends
| Line item | Code | Q3 2026 |
|---|---|---|
| Risk-weighted assets before deductions for excess allowance for loan and lease losses and allocated transfer risk reserve - 100% | RCONB704 | $39.3M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (15 items)
About Schedule RC-R, Part I · Private Bank & Trust regulatory capital components and ratios trends
| Line item | Code | Q3 2026 |
|---|---|---|
| Risk-weighted assets (net of allowances and other deductions) | RCOAA223 | $39.3M |
| Common equity tier 1 capital, common stock plus related surplus, net of treasury stock and unearned employee stock ownership plan (ESOP) shares | RCOAP742 | $20.0M |
| Common equity tier 1 capital | RCOAP859 | $19.2M |
| Common equity tier 1 capital before adjustments and deductions | RCOAP840 | $19.2M |
| Subtotal of common equity tier 1 capital, adjustments and deductions | RCOAP852 | $19.2M |
| Tier 1 capital allowable under the risk-based capital guidelines | RCOA8274 | $19.2M |
| Total qualifying capital allowable under the risk-based capital guidelines | RCOA3792 | $19.2M |
| Retained Earnings | RCOAKW00 | -$765K |
| Average total assets (net of deductions) | RCOAA224 | $430K |
| Average total consolidated assets | RCOAKW03 | $430K |
| Tier 1 leverage capital ratio | RCOA7204 | 44.7326 |
| Common equity tier 1 capital ratio | RCOAP793 | 0.4892 |
| Tier 1 risk-based capital ratio | RCOA7206 | 0.4892 |
| Total risk-based capital ratio | RCOA7205 | 0.4892 |
| Institution-specific capital buffer necessary to avoid limitations on distributions and discretionary bonus payments, capital conservation buffer | RCOAH311 | 0.4092 |
Schedule RC-R, Part II: Risk-Weighted Assets (3 items)
About Schedule RC-R, Part II · Private Bank & Trust risk-weighted assets trends
| Line item | Code | Q3 2026 |
|---|---|---|
| Risk-weighted assets for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold | RCONS580 | $39.3M |
| Standardized market risk-weighted assets applicable only to hcs that are covered by market risk capital rule | RCONS581 | $39.3M |
| Total risk-weighted assets | RCONG641 | $39.3M |
Schedule RI-A: Changes in Bank Equity Capital (2 items)
Schedule RI-E: Explanations (1 item)
| Line item | Code | Q3 2026 |
|---|---|---|
| First itemized transaction of other transactions with stockholders (including parent holding company) (4415) | RIAD4498 | $20.0M |
Private Bank & Trust call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
Where can I find the Private Bank & Trust call report?
The Private Bank & Trust call report for the quarter ended September 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Private Bank & Trust file?
Private Bank & Trust files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Private Bank & Trust call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Private Bank & Trust has Federal Reserve RSSD ID 6097196 and FDIC certificate number 59385. Either one finds its filings on the FFIEC Central Data Repository.
How often does Private Bank & Trust file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Private Bank & Trust financial reports and ratios →
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Regulator records: FDIC BankFind (cert 59385) · FFIEC NIC profile (RSSD 6097196)