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South Central Bank, Inc. Locations & Branches Glasgow, Kentucky
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South Central Bank, Inc. operates 27 branches from its headquarters in Glasgow, KY, .
South Central Bank, Inc. branch network
Its 27 branches span 2 states and 16 cities. The most are in KENTUCKY (26) and TENNESSEE (1). KENTUCKY holds 98.9% of its branch deposits. Bowling Green, KY has the most of its branches, 5. Its largest office by deposits is its main office in Glasgow, KY, with $311.8M (15.8% of its branch deposits). On June 30, 2025 it had 26 branches, 1 fewer than in 2026.
South Central Bank, Inc. at a glance
Its CET1 capital ratio was 12.08% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $2.26B
- CET1 ratio, Q2 2026
- 12.08%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1908
Full financial profile · Is South Central Bank, Inc. safe? · South Central Bank, Inc. call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Glasgow, KY (4 branches) | 1 of 9 | 35.7% | $373.0M |
| State: KY (26 branches) | 13 of 152 | 1.6% | $1.95B |
Ranked by total assets among banks headquartered in the state: Largest banks in Kentucky.
Share by county and metro area
South Central Bank, Inc.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Barren, KY (6 branches) | 1 of 9 | 37.2% | $417.9M | $1.12B |
| Warren, KY (5 branches) | 5 of 22 | 7.1% | $281.6M | $3.99B |
| Hardin, KY (2 branches) | 4 of 13 | 10.4% | $273.6M | $2.64B |
| Daviess, KY (3 branches) | 4 of 12 | 9.0% | $272.7M | $3.03B |
| Monroe, KY (3 branches) | 1 of 2 | 63.5% | $250.9M | $395.1M |
| Jefferson, KY (1 branch) | 18 of 28 | 0.4% | $120.2M | $32.83B |
| Fayette, KY (1 branch) | 21 of 31 | 0.9% | $107.8M | $12.02B |
| Logan, KY (1 branch) | 4 of 8 | 10.6% | $83.7M | $785.8M |
| Allen, KY (1 branch) | 3 of 4 | 19.0% | $62.9M | $330.8M |
| Simpson, KY (1 branch) | 4 of 4 | 5.6% | $35.1M | $628.2M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Glasgow, KY (7 branches) | 2 of 9 | 32.7% | $438.4M | $1.34B |
| Bowling Green, KY (6 branches) | 5 of 22 | 7.1% | $344.6M | $4.84B |
| Elizabethtown-Fort Knox, KY (2 branches) | 6 of 16 | 7.3% | $273.6M | $3.74B |
| Owensboro, KY (3 branches) | 4 of 15 | 7.9% | $272.7M | $3.46B |
| Louisville-Jefferson County, KY-IN (1 branch) | 26 of 39 | 0.3% | $120.2M | $46.36B |
| Lexington-Fayette, KY (1 branch) | 24 of 36 | 0.7% | $107.8M | $16.02B |
| Nashville-Davidson-Murfreesboro-Franklin, TN (1 branch) | 60 of 62 | <0.1% | $21.6M | $107.32B |
| Somerset, KY (1 branch) | 12 of 12 | 1.0% | $19.8M | $1.89B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| South Central Bank, Inc. (main office) | Glasgow, KY | 42141 | $311.8M |
| South Central Bank of Monroe County Branch | Tompkinsville, KY | 42167 | $191.2M |
| Dixie Hwy Branch | Elizabethtown, KY | 42701 | $182.1M |
| Campbell Lane Branch | Bowling Green, KY | 42104 | $136.9M |
| Highway 54 Branch | Owensboro, KY | 42303 | $127.1M |
| Brownsboro Rd Branch | Louisville, KY | 40222 | $120.2M |
| Lexington - Southland Branch | Lexington, KY | 40503 | $107.8M |
| South Central Bank of Hardin County, Inc | Elizabethtown, KY | 42701 | $91.5M |
| Russellville Branch | Russellville, KY | 42276 | $83.7M |
| Frederica Street Branch | Owensboro, KY | 42301 | $79.1M |
| Carter Road Branch | Owensboro, KY | 42301 | $66.4M |
| Lehman Avenue Branch | Bowling Green, KY | 42101 | $65.2M |
| Scottsville Branch | Scottsville, KY | 42164 | $62.9M |
| Edmonton Road Branch | Tompkinsville, KY | 42167 | $44.7M |
| Happy Valley Branch | Glasgow, KY | 42141 | $40.3M |
| Louisville Road Branch | Bowling Green, KY | 42101 | $39.1M |
| Cave City Branch | Cave City, KY | 42127 | $36.0M |
| Franklin Branch | Franklin, KY | 42134 | $35.1M |
| Greenwood Branch | Bowling Green, KY | 42104 | $32.2M |
| Murfreesboro Branch | Murfreesboro, TN | 37129 | $21.6M |
| Edmonton Branch | Edmonton, KY | 42129 | $20.4M |
| Somerset Branch | Somerset, KY | 42503 | $19.8M |
| Beaver Trail Office Branch | Glasgow, KY | 42141 | $16.9M |
| Fountain Run Branch | Fountain Run, KY | 42133 | $14.9M |
| Park City Branch | Park City, KY | 42160 | $8.9M |
| Nashville Road Branch | Bowling Green, KY | 42101 | $8.2M |
| Internet Branch | Glasgow, KY | 42141 | $4.0M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 5854) · FFIEC NIC profile (RSSD 473042)