Bank routing number ยท Ithaca, New York
Tompkins Bank & Trust Routing Number (ABA): 021302648
BankRegReports is independent of Tompkins Bank & Trust and never asks for online banking logins or passwords.
The Tompkins Bank & Trust routing number is 021302648. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 28, 2026.
Tompkins Bank & Trust at a glance
Its CET1 capital ratio was 11.96% at Q3 2026, above regulatory requirements.
- Total assets, Q3 2026
- $8.97B
- CET1 ratio, Q3 2026
- 11.96%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 59 branches
- Latest call report
- Q3 2026, FFIEC 041
- Established
- 1934
Full financial profile · Is Tompkins Bank & Trust safe? · Tompkins Bank & Trust call report · Branch locations
Tompkins Bank & Trust routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 021302648 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 28, 2026. NIC holds one primary number per bank; Tompkins Bank & Trust publishes any other numbers it uses itself.
What the digits mean
The first two digits, 02, place this number in the Federal Reserve Bank of New York's district (District 2). Digits five through eight, 0264, identify the institution within that district. The last digit, 8, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Tompkins Bank & Trust
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Tompkins Bank & Trust checks or in its online banking. Ask the bank for wire instructions (www.tompkinsbank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Tompkins Bank & Trust
Tompkins Bank & Trust is headquartered in Ithaca, New York and was established in 1934. It is in the ITHACA, NY metro area. It reported $8.97B in total assets and $7.54B in deposits for Q3 2026, the 16th largest of the 105 banks headquartered in New York. It reports 59 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the FDIC. 3 other banks and credit unions headquartered in Ithaca have a routing number listed here.
What the digits in 021302648 mean
The first four digits, 0213, are the Federal Reserve routing symbol. The prefix 02 places the number in the 2nd Federal Reserve District (New York). That is also the district where the bank is headquartered. Digits five through eight, 0264, identify the institution within its Federal Reserve district. The last digit, 8, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 9 + 7 x 6 + 11 = 80, a multiple of 10, so 021302648 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Tompkins Bank & Trust routing number?
The Tompkins Bank & Trust routing number is 021302648. It is the primary ABA routing transit number registered to Tompkins Bank & Trust, headquartered in Ithaca, NY. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 28, 2026.
What is the Tompkins Bank & Trust wire routing number?
This page lists the primary routing number registered to Tompkins Bank & Trust. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Tompkins Bank & Trust before sending a wire.
Is ABA number 021302648 the routing number for Tompkins Bank & Trust?
Yes. It is the primary routing number registered to Tompkins Bank & Trust.
Which bank uses routing number 021302648?
It belongs to Tompkins Bank & Trust, headquartered in Ithaca, NY. It is the bank's primary ABA routing number (FDIC certificate 609).
Routing numbers of similar-size institutions in New York
- Credit union, Ithaca, NY
- Beginnings Credit Union: 221381540
- Credit union, Ithaca, NY
- Alternatives Federal Credit Union: 221381867
- Credit union, Ithaca, NY
- Tompkins Employees Federal Credit Union: 221381919
- Credit union, Albany, NY
- Broadview Federal Credit Union: 221373383
- Bank, New York, NY
- Metropolitan Commercial Bank: 026013356
- Bank, New York, NY
- Amalgamated Bank: 026003379
- Credit union, Hauppauge, NY
- Teachers Federal Credit Union: 221475786
- Credit union, Poughkeepsie, NY
- Hudson Valley Federal Credit Union: 221979363
View Tompkins Bank & Trust's full profile →
More in New York: routing numbers and banks. Have a number and want to know whose it is? Use the routing number lookup. New to routing numbers? What a routing number is.
Regulator records: FDIC BankFind (cert 609) · FFIEC NIC profile (RSSD 433608)