Branch Network
West Coast Community Bank Locations & Branches Santa Cruz, California
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West Coast Community Bank operates 10 branches from its headquarters in Santa Cruz, CA, .
West Coast Community Bank branch network
All 10 branches are in CALIFORNIA, across 10 cities. Its largest office by deposits is its main office in Santa Cruz, CA, with $526.9M (20.9% of its branch deposits). It had the same number of branches on June 30, 2025.
West Coast Community Bank at a glance
Its CET1 capital ratio was 13.15% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $2.94B
- CET1 ratio, Q2 2026
- 13.15%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 2004
Full financial profile · Is West Coast Community Bank safe? · West Coast Community Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Santa Cruz, CA (1 branch) | 1 of 8 | 22.1% | $526.9M |
| State: CA (10 branches) | 55 of 164 | 0.1% | $2.52B |
Ranked by total assets among banks headquartered in the state: Largest banks in California.
Share by county and metro area
West Coast Community Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Santa Cruz, CA (5 branches) | 3 of 10 | 16.3% | $1.31B | $8.00B |
| Monterey, CA (3 branches) | 5 of 13 | 8.0% | $941.0M | $11.81B |
| Santa Clara, CA (1 branch) | 26 of 42 | 0.1% | $222.8M | $174.10B |
| San Luis Obispo, CA (1 branch) | 12 of 14 | 0.6% | $54.3M | $8.66B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Santa Cruz-Watsonville, CA (5 branches) | 3 of 10 | 16.3% | $1.31B | $8.00B |
| Salinas, CA (3 branches) | 5 of 13 | 8.0% | $941.0M | $11.81B |
| San Jose-Sunnyvale-Santa Clara, CA (1 branch) | 26 of 42 | 0.1% | $222.8M | $175.30B |
| San Luis Obispo-Paso Robles, CA (1 branch) | 12 of 14 | 0.6% | $54.3M | $8.66B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| West Coast Community Bank (main office) | Santa Cruz, CA | 95060 | $526.9M |
| Monterey Branch | Monterey, CA | 93940 | $434.4M |
| Salinas Branch | Salinas, CA | 93901 | $374.1M |
| Watsonville Branch | Watsonville, CA | 95076 | $282.5M |
| Cupertino Branch | Cupertino, CA | 95014 | $222.8M |
| Capitola Branch | Capitola, CA | 95010 | $213.6M |
| Scotts Valley Branch | Scotts Valley, CA | 95066 | $169.4M |
| King City Branch | King City, CA | 93930 | $132.5M |
| Aptos Branch | Aptos, CA | 95003 | $113.3M |
| San Luis Obispo Branch | San Luis Obispo, CA | 93401 | $54.3M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 57591) · FFIEC NIC profile (RSSD 3235410)