Wintrust Private Trust Company, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Cet1 capital ratio dropped 5.13 percentage points in Q2 2026, from 465.00% to 459.87%. It was the largest change from Q1 2026 among the key lines here. Wintrust Private Trust Company, N.A.'s return on assets of 5.13% is well above the 1.25% median for banks in the $100M-1B asset tier, a gap of 3.88 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 459.87% |
| Tier 1 risk-based capital ratio | 459.87% |
| Total risk-based capital ratio | 459.87% |
| Tier 1 leverage ratio | 99.44% |
| Equity capital to assets | 98.39% |
| Tangible equity to tangible assets | 98.35% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | — |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | — |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | — |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 5.13% |
| Return on equity | 5.20% |
| Net interest margin | 3.91% |
| Efficiency ratio | 69.39% |
| Yield on earning assets | 3.91% |
| Cost of funds | — |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | — |
| Core deposits to total deposits | — |
| Brokered deposits to total deposits | — |
| Deposits to assets | 0.00% |
| Securities to assets | 4.83% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 469.37% | 469.37% | 469.37% | 98.83% | 2.29% |
| Q4 2023 | 474.65% | 474.65% | 474.65% | 99.16% | 2.71% |
| Q1 2024 | 475.29% | 475.29% | 475.29% | 99.48% | 2.67% |
| Q2 2024 | 480.94% | 480.94% | 480.94% | 99.66% | 3.43% |
| Q3 2024 | 480.95% | 480.95% | 480.95% | 99.18% | 2.52% |
| Q4 2024 | 476.98% | 476.98% | 476.98% | 99.29% | 3.38% |
| Q1 2025 | 490.66% | 490.66% | 490.66% | 99.59% | 3.85% |
| Q2 2025 | 484.66% | 484.66% | 484.66% | 99.65% | 4.22% |
| Q3 2025 | 468.64% | 468.64% | 468.64% | 99.09% | 4.98% |
| Q4 2025 | 467.61% | 467.61% | 467.61% | 99.03% | 5.30% |
| Q1 2026 | 465.00% | 465.00% | 465.00% | 99.19% | 4.40% |
| Q2 2026 | 459.87% | 459.87% | 459.87% | 99.44% | 5.13% |
Wintrust Private Trust Company, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Wintrust Private Trust Company, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Wintrust Private Trust Company, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 2719810)