Wintrust Private Trust Company, N.A.: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Between Q1 2026 and Q2 2026, none of the key lines on this page moved by much; the largest change was in Net interest margin, from 3.93% to 3.91%. The median for banks in the $100M-1B asset tier is 3.95% on net interest margin; Wintrust Private Trust Company, N.A. reported 3.91% for Q2 2026, nearly level with it.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 3.91% |
| Yield on loans | — |
| Yield on securities | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.91% |
| Yield to cost spread | — |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $0 |
| Total interest expense | $0 |
| Interest expense on deposits | $0 |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Net interest margin |
|---|---|---|
| Q3 2023 | 3.30% | 3.30% |
| Q4 2023 | 3.50% | 3.50% |
| Q1 2024 | 3.82% | 3.82% |
| Q2 2024 | 4.25% | 4.25% |
| Q3 2024 | 4.37% | 4.37% |
| Q4 2024 | 4.25% | 4.25% |
| Q1 2025 | 4.41% | 4.41% |
| Q2 2025 | 4.47% | 4.47% |
| Q3 2025 | 4.46% | 4.46% |
| Q4 2025 | 4.17% | 4.17% |
| Q1 2026 | 3.93% | 3.93% |
| Q2 2026 | 3.91% | 3.91% |
Wintrust Private Trust Company, N.A. yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Wintrust Private Trust Company, N.A., freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Wintrust Private Trust Company, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 2719810)