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Calendar Year

2026 in US Banking

492 bank events are on record for 2026: 6 failures, 368 mergers or acquisitions involving a bank, credit union or bank holding company, and 118 enforcement actions.

6
Failures
$1.45B in failed assets
368
Mergers
Federal Reserve NIC, banking organizations
118
Enforcement
OCC, FDIC, FRB, OTS and SEC 8-K filings

Jump to: Bank failures 2026 · Bank mergers 2026

How many banks failed in 2026?

6 banks failed in 2026, with $1.45B in assets. Each failure below links to its own page.

Date Bank HQ Assets Acquirer or resolution
Sep 25, 2026 Nano Banc Irvine, CA $736.2M Sunwest Bank
Aug 21, 2026 Tioga-Franklin Savings Bank Philadelphia, PA $68.4M Second Federal Savings and Loan Association of Philadelphia
Jul 17, 2026 Small Business Bank Lenexa, KS $72.9M The Farmers State Bank of Oakley, Kansas
Jul 10, 2026 Kentland FS&LA Kentland, IN $3.8M Kentland Bank
May 1, 2026 Community Bank and Trust - West Georgia Lagrange, GA $305.7M Anchor Bank
Jan 30, 2026 Metropolitan Capital B&T Chicago, IL $261.2M First Independence Bank

Which banks merged in 2026?

368 mergers or acquisitions involving a bank, credit union or bank holding company are on record for 2026.

Date Acquired St Acquirer
Sep 1, 2026 Prescott State Bank KS Exchange State Bank
Sep 1, 2026 Launch Credit Union FL Suncoast Credit Union
Sep 1, 2026 Williamsville State Bank and Trust IL Land of Lincoln Credit Union
Sep 1, 2026 Bank of the Pacific WA Banner Bank
Sep 1, 2026 Gaf Linden Employees Federal Credit Union NJ Garden Savings Federal Credit Union
Sep 1, 2026 Piedmont Advantage Credit Union NC Truliant Federal Credit Union
Sep 1, 2026 Waters Edge Federal Credit Union MS Centuryfirst Federal Credit Union
Aug 22, 2026 TruNorth Bank MA Trunorth Bank
Aug 22, 2026 Bankhometown MA Trunorth Bank
Aug 20, 2026 Pacific West Bank OR 1st Security Bank of Washington
Aug 20, 2026 Pacific West Bancorp OR FS Bancorp, Inc.
Aug 20, 2026 Webster Bank, N.A. CT Santander Bank, N.A.
Aug 20, 2026 Webster Financial Corporation CT Santander Holdings USA, Inc.
Aug 14, 2026 Preferred Bank IL Prospect Bank
Aug 3, 2026 First State Bank of Fountain MN First National Bank
Aug 3, 2026 Root River State Bank MN First National Bank
Aug 1, 2026 Comerica Leasing Corporation MI Fifth Third Bank, N.A.
Aug 1, 2026 Saint Athanasius Credit Union IA Corda Credit Union
Aug 1, 2026 Senath State Bank MO First State Bank and Trust Company, Inc.
Aug 1, 2026 Signature Bancorporation, Inc. IL Esquire Financial Holdings, Inc.
Aug 1, 2026 One Florida Bank FL Hancock Whitney Bank
Aug 1, 2026 Peach State Bancshares, Inc. GA United Community Banks, Inc.
Aug 1, 2026 Ofb Bancshares, Inc. FL Hancock Whitney Corporation
Aug 1, 2026 Affinity Bancshares, Inc. GA The Fidelity Bank
Aug 1, 2026 Citizens Choice Federal Credit Union MS Ferguson Federal Credit Union
Aug 1, 2026 The First State Bank TX The First National Bank of Bastrop
Aug 1, 2026 First State Bank NE Homestead Bank
Aug 1, 2026 Columbus Bancorp, Inc. TX Bastrop Bancshares, Inc.
Aug 1, 2026 Affinity Bank, National Association GA The Fidelity Bank
Aug 1, 2026 First State Bancorp, Inc. NE C.S.B. Co.
Aug 1, 2026 Peach State Bank & Trust GA United Community Bank
Aug 1, 2026 Signature Bank IL Esquire Bank, N.A.
Jul 22, 2026 Rhinebeck Bancorp, Inc. NY Rhinebeck Bancorp, Inc.
Jul 21, 2026 Northfield Bank NY Columbia Bank
Jul 15, 2026 State Bank of Downs KS Points West Community Bank
Jul 14, 2026 Lakeside Bancshares, Inc. LA Catalyst Bancorp, Inc.
Jul 14, 2026 Lakeside Bank LA Catalyst Bank
Jul 11, 2026 Bank Star MO PSB Bank
Jul 11, 2026 Blue Foundry Bank NJ Fulton Bank, N.A.
Jul 2, 2026 Summit Bank CA San Francisco Federal Credit Union
Jul 2, 2026 Greater Pacific Bancshares CA University Bancorp, Inc.
Jul 1, 2026 Zapata National Bank TX Texas National Bank
Jul 1, 2026 Heartland Credit Union MN Novation Credit Union
Jul 1, 2026 Pueblo Government Agencies Federal Credit Union CO Air Academy Federal Credit Union
Jul 1, 2026 Indiana Lakes Federal Credit Union IN Credit Union 1
Jul 1, 2026 The Farmers Bank, Frankfort, Indiana IN First Bank Midwest
Jul 1, 2026 M W R D Employees Credit Union IL Credit Union 1
Jul 1, 2026 Waterbury Postal Employees Federal Credit Union CT America's First Network Credit Union
Jul 1, 2026 Metrowest Community Federal Credit Union MA Saint Mary's Credit Union
Jul 1, 2026 First Federal Savings and Loan Association OH First Federal Savings and Loan Association of Lakewood

Enforcement Actions in 2026

Action date Agency Institution Action
Oct 13, 2026 OCC Bank of America, N.A. Civil Money Penalty (CMP): Bank of America, National Association
Oct 8, 2026 SEC_8K American Express Company 8-K Item 7.01: civil money penalty
Oct 8, 2026 FRB American Express Travel Related Services Company, Inc. Cease and Desist Order: American Express Company, New York, New York; American Express Travel …
Oct 8, 2026 OCC American Express National Bank Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): American Express National Bank
Oct 8, 2026 OCC American Express National Bank Civil Money Penalty (CMP): American Express National Bank
Sep 29, 2026 OCC Fifth Third Bank, N.A. Prohibition/Removal Orders: Hamblin, Jennifer
Sep 25, 2026 FDIC (individual) FDIC Publishes August Enforcement Actions
Sep 24, 2026
Released Oct 2, 2026
FRB Ontario Bancorporation, Inc. Written Agreement: Ontario Bancorporation, Inc., Ontario, Wisconsin
Sep 18, 2026 OCC First Federal Community Bank of Bucyrus 1829 Prohibition Notification: Stuckman, Cassie
Sep 17, 2026 OCC JPMorgan Chase Bank, N.A. 1829 Prohibition Notification: Anand, Shan
Sep 17, 2026 OCC U.S. Bank N.A. Prohibition/Removal Orders: Organista, Christopher
Sep 16, 2026
Released Sep 24, 2026
FRB Sandy Spring Bank Prohibition from Banking: Renee Nicole Brown
Sep 9, 2026
Released Sep 18, 2026
FRB Regions Bank Prohibition from Banking: Elvisha White
Sep 9, 2026
Released Sep 18, 2026
FRB American Express Travel Related Services Company, Inc. Prohibition from Banking: Stephanie K. Hudders
Sep 9, 2026
Released Sep 18, 2026
FRB Northstar Bank Prohibition from Banking: Charles Alan Wright
Sep 8, 2026 OCC Flagstar Bancorp, Inc. 1829 Prohibition Notification: Smith, Lakesha
Sep 1, 2026 OCC Wells Fargo Bank, N.A. 1829 Prohibition Notification: McDonough, Brooke
Sep 1, 2026 OCC Zions Bancorporation, N.A. 1829 Prohibition Notification: Morris, Kendall
Aug 28, 2026 FDIC (individual) FDIC Publishes July Enforcement Actions
Aug 24, 2026
Released Aug 27, 2026
FRB Banco Popular de Puerto Rico Prohibition from Banking: Gadiel Rosario-Alvarado
Aug 20, 2026 FRB Simmons Bank Section 19 Letters: Laura Parrish
Aug 19, 2026 OCC PNC Bank, N.A. Prohibition/Removal Orders: Troncoso, Jorge
Aug 14, 2026
Released Aug 20, 2026
FRB Southpoint Bancshares, Inc. Written Agreement: SouthPoint Bancshares, Inc., Birmingham, Alabama
Aug 12, 2026
Released Aug 20, 2026
FRB (individual) Prohibition from Banking: Crystal A. Wykle
Aug 12, 2026
Released Aug 20, 2026
FRB Regions Bank Prohibition from Banking: Stephanie R. Kilbert
Aug 7, 2026 SEC_8K First Guaranty Bancshares, Inc. 8-K Item 8.01: consent order
Aug 7, 2026 SEC_8K First Guaranty Bancshares, Inc. 8-K Item 9.01: consent order
Aug 6, 2026 OCC Bank of America, N.A. 1829 Prohibition Notification: Priole, John
Aug 5, 2026
Released Aug 13, 2026
FRB Regions Bank Prohibition from Banking: Elazia Jones
Aug 4, 2026 OCC TD Bank, N.A. 1829 Prohibition Notification: Low, Edward
Aug 4, 2026 OCC U.S. Bank N.A. Prohibition/Removal Orders: Montejano, Zena
Aug 4, 2026 OCC Bank of America, N.A. 1829 Prohibition Notification: Smith, Tyler
Aug 4, 2026 OCC TD Bank, N.A. 1829 Prohibition Notification: Aquino, Wilfredo
Jul 31, 2026 FDIC (individual) Joint Statement of Enforcement Policy in support of Venezuela’s Economic Recovery and Earthquake Relief …
Jul 31, 2026 FDIC (individual) FDIC Publishes June Enforcement Actions
Jul 30, 2026 FRB Synovus Trust Company, N.A. Section 19 Letters: Sakinah Faqir Malik
Jul 27, 2026 OCC Bank of America, N.A. 1829 Prohibition Notification: Jones, Katrina
Jul 27, 2026
Released Jul 30, 2026
FRB First Interstate Bank Prohibition from Banking: Ralph A. Mojica
Jul 27, 2026 FRB Sandy Spring Bank Section 19 Letters: Renee N. Brown
Jul 27, 2026 OCC Citizens Bank, N.A. 1829 Prohibition Notification: Lim, Jonathan
Jul 27, 2026 OCC The First National Bank of Livingston 1829 Prohibition Notification: Olivares, Vaness
Jul 27, 2026 OCC First National Bank of Commerce 1829 Prohibition Notification: Pankey, Heather
Jul 24, 2026
Released Jul 30, 2026
FRB Regions Bank Prohibition from Banking: Simon Alberto Gonzalez
Jul 15, 2026
Released Jul 30, 2026
FRB Iuka Bancshares Inc Written Agreement: Iuka Bancshares, Inc., Salem, Illinois and The Iuka State Bank, Salem, Illinois
Jul 15, 2026 OCC First Mid Bank & Trust, N.A. 1829 Prohibition Notification: Campton, Megan
Jul 14, 2026 SEC_8K First Bancorp 8-K Item 1.01: written agreement
Jul 13, 2026 SEC_8K Patriot National Bancorp, Inc. 8-K Item 7.01: formal agreement
Jul 9, 2026
Released Jul 16, 2026
FRB (individual) Prohibition from Banking: James Burns
Jul 6, 2026 SEC_8K Finward Bancorp 8-K Item 8.01: memorandum of understanding
Jul 6, 2026
Released Jul 9, 2026
FRB TS Banking Group, Inc. Written Agreement: TS Banking Group, Inc., Treynor, Iowa and TS Contrarian Bancshares, Inc., Treynor, …

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