Calendar Year
2026 in US Banking
492 bank events are on record for 2026: 6 failures, 368 mergers or acquisitions involving a bank, credit union or bank holding company, and 118 enforcement actions.
6
Failures
$1.45B in failed assets
368
Mergers
Federal Reserve NIC, banking organizations
118
Enforcement
OCC, FDIC, FRB, OTS and SEC 8-K filings
Jump to: Bank failures 2026 · Bank mergers 2026
How many banks failed in 2026?
6 banks failed in 2026, with $1.45B in assets. Each failure below links to its own page.
| Date | Bank | Assets |
|---|---|---|
| Sep 25, 2026 | Nano Banc | $736.2M |
| Aug 21, 2026 | Tioga-Franklin Savings Bank | $68.4M |
| Jul 17, 2026 | Small Business Bank | $72.9M |
| Jul 10, 2026 | Kentland FS&LA | $3.8M |
| May 1, 2026 | Community Bank and Trust - West Georgia | $305.7M |
| Jan 30, 2026 | Metropolitan Capital B&T | $261.2M |
Which banks merged in 2026?
368 mergers or acquisitions involving a bank, credit union or bank holding company are on record for 2026.
See the fuller list: Bank mergers 2026 with largest deals and credit union mergers ›
| Date | Acquired | Acquirer |
|---|---|---|
| Jul 1, 2026 | Commonwealth One Federal Credit Union | Commonwealth One Federal Credit Union |
| Jul 1, 2026 | Rockford Municipal Employees Credit Union | Rock Valley Credit Union |
| Jul 1, 2026 | Solutions First Federal Credit Union | Guardian Credit Union |
| Jul 1, 2026 | Harvester Financial Credit Union | Origins Credit Union |
| Jul 1, 2026 | BCBST Employees Credit Union | Chattanooga Federal Employees Credit Union |
| Jul 1, 2026 | Zapata Bancshares, Inc. | TNB Bancshares, Inc. |
| Jul 1, 2026 | HCB Financial Corp. | Independent Bank Corporation |
| Jul 1, 2026 | The Farmers Bancorp Frankfort Indiana | Richmond Mutual Bancorporation, Inc. |
| Jul 1, 2026 | Adirondack Bancorp, Inc. | Arrow Financial Corporation |
| Jul 1, 2026 | American Eagle Bank | Michigan State University Federal Credit Union |
| Jul 1, 2026 | Bluestone Financial, MHC | Mutual Bancorp |
| Jul 1, 2026 | Stellar Bank | Prosperity Bank |
| Jul 1, 2026 | Stellar Bancorp Inc. | Prosperity Bancshares, Inc. |
| Jul 1, 2026 | Salina Interparochial Credit Union | Kansas State University Federal Credit Union |
| Jul 1, 2026 | Adirondack Bank | Arrow Bank N.A. |
| Jul 1, 2026 | First Neighborhood Bank, Inc. | Rev Federal Credit Union |
| Jul 1, 2026 | Arkansas Am and N College Federal Credit Union | Cotton Belt Federal Credit Union |
| Jun 25, 2026 | SMMH Federal Credit Union | Greater Pittsburgh Federal Credit Union |
| Jun 19, 2026 | FirstBank | PNC Bank, N.A. |
| Jun 15, 2026 | Richmond Light Employees Federal Credit Union | Health Care Professionals Federal Credit Union |
| Jun 13, 2026 | Two Rivers Bank & Trust | First Mid Bank & Trust, N.A. |
| Jun 13, 2026 | Tri-County Trust Company | BTC Bank |
| Jun 2, 2026 | Flushing Financial Corporation | OceanFirst Financial Corp. |
| Jun 2, 2026 | Flushing Bank | OceanFirst Bank, N.A. |
| Jun 1, 2026 | Mac Federal Credit Union | Credit Union 1 |
| Jun 1, 2026 | Tandem Bancorp, Inc. | Georgia Banking Company, Inc. |
| Jun 1, 2026 | Tandem Bank | Georgia Banking Company |
| Jun 1, 2026 | Meadows Bank | America First Federal Credit Union |
| Jun 1, 2026 | Clearpoint Federal Bank & Trust | Community Bank, N.A. |
| Jun 1, 2026 | Georgia Guard Credit Union | Five Star Credit Union |
| Jun 1, 2026 | Beverly Hills City Employees Federal Credit Union | Nuvision Federal Credit Union |
| Jun 1, 2026 | Montgomery Va Federal Credit Union | Alabama State Employees Credit Union |
| Jun 1, 2026 | New Foundation Savings Bank | Miami Savings Bank |
| Jun 1, 2026 | Noteworthy Federal Credit Union | Cardinal Credit Union, Inc. |
| Jun 1, 2026 | Ascent Federal Credit Union | Goldenwest Federal Credit Union |
| Jun 1, 2026 | Inland Federal Credit Union | Cabrillo Credit Union |
| Jun 1, 2026 | Tappan Community Credit Union, Inc. | Pillar Credit Union, Inc |
| Jun 1, 2026 | Great Lakes Federal Credit Union | Credit Union 1 |
| Jun 1, 2026 | Aliquippa Teachers Federal Credit Union | Friendly Federal Credit Union |
| Jun 1, 2026 | Calcoe Federal Credit Union | Idaho Central Credit Union |
| Jun 1, 2026 | Franklin First Federal Credit Union | Greylock Federal Credit Union |
| Jun 1, 2026 | Strait View Credit Union | Great Northwest Federal Credit Union |
| May 22, 2026 | Criers Federal Credit Union | Consumers Federal Credit Union |
| May 16, 2026 | First State Bank of Cando | First United Bank |
| May 16, 2026 | Home State Bank | West Iowa Bank |
| May 16, 2026 | Community Bank | High Plains Bank |
| May 15, 2026 | Bank of Lumber City | Mount Vernon Bank |
| May 9, 2026 | Riverland Bancorporation | Olmsted Holding Corporation |
| May 9, 2026 | Riverland Bank | Eagle Rock Bank |
| May 9, 2026 | Norcon Financial Corp. | Overbrook Bankshares, Inc. |
Enforcement Actions in 2026
| Action date | Agency | Institution | Action |
|---|---|---|---|
| Oct 13, 2026 | OCC | Bank of America, N.A. | Civil Money Penalty (CMP): Bank of America, National Association |
| Oct 8, 2026 | SEC_8K | American Express Company | 8-K Item 7.01: civil money penalty |
| Oct 8, 2026 | FRB | American Express Travel Related Services Company, Inc. | Cease and Desist Order: American Express Company, New York, New York; American Express Travel … |
| Oct 8, 2026 | OCC | American Express National Bank | Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): American Express National Bank |
| Oct 8, 2026 | OCC | American Express National Bank | Civil Money Penalty (CMP): American Express National Bank |
| Sep 29, 2026 | OCC | Fifth Third Bank, N.A. | Prohibition/Removal Orders: Hamblin, Jennifer |
| Sep 25, 2026 | FDIC | (individual) | FDIC Publishes August Enforcement Actions |
| Sep 24, 2026 Released Oct 2, 2026 | FRB | Ontario Bancorporation, Inc. | Written Agreement: Ontario Bancorporation, Inc., Ontario, Wisconsin |
| Sep 18, 2026 | OCC | First Federal Community Bank of Bucyrus | 1829 Prohibition Notification: Stuckman, Cassie |
| Sep 17, 2026 | OCC | JPMorgan Chase Bank, N.A. | 1829 Prohibition Notification: Anand, Shan |
| Sep 17, 2026 | OCC | U.S. Bank N.A. | Prohibition/Removal Orders: Organista, Christopher |
| Sep 16, 2026 Released Sep 24, 2026 | FRB | Sandy Spring Bank | Prohibition from Banking: Renee Nicole Brown |
| Sep 9, 2026 Released Sep 18, 2026 | FRB | Regions Bank | Prohibition from Banking: Elvisha White |
| Sep 9, 2026 Released Sep 18, 2026 | FRB | American Express Travel Related Services Company, Inc. | Prohibition from Banking: Stephanie K. Hudders |
| Sep 9, 2026 Released Sep 18, 2026 | FRB | Northstar Bank | Prohibition from Banking: Charles Alan Wright |
| Sep 8, 2026 | OCC | Flagstar Bancorp, Inc. | 1829 Prohibition Notification: Smith, Lakesha |
| Sep 1, 2026 | OCC | Wells Fargo Bank, N.A. | 1829 Prohibition Notification: McDonough, Brooke |
| Sep 1, 2026 | OCC | Zions Bancorporation, N.A. | 1829 Prohibition Notification: Morris, Kendall |
| Aug 28, 2026 | FDIC | (individual) | FDIC Publishes July Enforcement Actions |
| Aug 24, 2026 Released Aug 27, 2026 | FRB | Banco Popular de Puerto Rico | Prohibition from Banking: Gadiel Rosario-Alvarado |
| Aug 20, 2026 | FRB | Simmons Bank | Section 19 Letters: Laura Parrish |
| Aug 19, 2026 | OCC | PNC Bank, N.A. | Prohibition/Removal Orders: Troncoso, Jorge |
| Aug 14, 2026 Released Aug 20, 2026 | FRB | Southpoint Bancshares, Inc. | Written Agreement: SouthPoint Bancshares, Inc., Birmingham, Alabama |
| Aug 12, 2026 Released Aug 20, 2026 | FRB | (individual) | Prohibition from Banking: Crystal A. Wykle |
| Aug 12, 2026 Released Aug 20, 2026 | FRB | Regions Bank | Prohibition from Banking: Stephanie R. Kilbert |
| Aug 7, 2026 | SEC_8K | First Guaranty Bancshares, Inc. | 8-K Item 8.01: consent order |
| Aug 7, 2026 | SEC_8K | First Guaranty Bancshares, Inc. | 8-K Item 9.01: consent order |
| Aug 6, 2026 | OCC | Bank of America, N.A. | 1829 Prohibition Notification: Priole, John |
| Aug 5, 2026 Released Aug 13, 2026 | FRB | Regions Bank | Prohibition from Banking: Elazia Jones |
| Aug 4, 2026 | OCC | TD Bank, N.A. | 1829 Prohibition Notification: Low, Edward |
| Aug 4, 2026 | OCC | U.S. Bank N.A. | Prohibition/Removal Orders: Montejano, Zena |
| Aug 4, 2026 | OCC | Bank of America, N.A. | 1829 Prohibition Notification: Smith, Tyler |
| Aug 4, 2026 | OCC | TD Bank, N.A. | 1829 Prohibition Notification: Aquino, Wilfredo |
| Jul 31, 2026 | FDIC | (individual) | Joint Statement of Enforcement Policy in support of Venezuela’s Economic Recovery and Earthquake Relief … |
| Jul 31, 2026 | FDIC | (individual) | FDIC Publishes June Enforcement Actions |
| Jul 30, 2026 | FRB | Synovus Trust Company, N.A. | Section 19 Letters: Sakinah Faqir Malik |
| Jul 27, 2026 | OCC | Bank of America, N.A. | 1829 Prohibition Notification: Jones, Katrina |
| Jul 27, 2026 Released Jul 30, 2026 | FRB | First Interstate Bank | Prohibition from Banking: Ralph A. Mojica |
| Jul 27, 2026 | FRB | Sandy Spring Bank | Section 19 Letters: Renee N. Brown |
| Jul 27, 2026 | OCC | Citizens Bank, N.A. | 1829 Prohibition Notification: Lim, Jonathan |
| Jul 27, 2026 | OCC | The First National Bank of Livingston | 1829 Prohibition Notification: Olivares, Vaness |
| Jul 27, 2026 | OCC | First National Bank of Commerce | 1829 Prohibition Notification: Pankey, Heather |
| Jul 24, 2026 Released Jul 30, 2026 | FRB | Regions Bank | Prohibition from Banking: Simon Alberto Gonzalez |
| Jul 15, 2026 Released Jul 30, 2026 | FRB | Iuka Bancshares Inc | Written Agreement: Iuka Bancshares, Inc., Salem, Illinois and The Iuka State Bank, Salem, Illinois |
| Jul 15, 2026 | OCC | First Mid Bank & Trust, N.A. | 1829 Prohibition Notification: Campton, Megan |
| Jul 14, 2026 | SEC_8K | First Bancorp | 8-K Item 1.01: written agreement |
| Jul 13, 2026 | SEC_8K | Patriot National Bancorp, Inc. | 8-K Item 7.01: formal agreement |
| Jul 9, 2026 Released Jul 16, 2026 | FRB | (individual) | Prohibition from Banking: James Burns |
| Jul 6, 2026 | SEC_8K | Finward Bancorp | 8-K Item 8.01: memorandum of understanding |
| Jul 6, 2026 Released Jul 9, 2026 | FRB | TS Banking Group, Inc. | Written Agreement: TS Banking Group, Inc., Treynor, Iowa and TS Contrarian Bancshares, Inc., Treynor, … |
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