All America Bank: Call Report & UBPR Financial Data
Data as of · sourced from FFIEC call reports. How we update
Asset quality shifted last quarter, NPLs rose to 4.96% from 4.80% in the prior period. Operating from Oklahoma City, OK, All America Bank serves its local market as an FDIC-insured commercial bank. All America's Q3 2026 balance sheet shows $608M in assets funded primarily by $538M in customer deposits. Returns are in line with industry norms at 1.01% ROA and 9.95% ROE; net interest margin is 3.92%. Regulatory capital is solid, 13.89% CET1 and 15.14% total risk-based capital ratio. Asset quality is impaired, with nonperforming loans at 4.96%. It operates 7 branches, primarily in Oklahoma.
As of September 30, 2026, All America Bank reported a CET1 capital ratio of 13.89%, a return on assets of 1.01%, a nonperforming-loan ratio of 4.96%, a Texas ratio of 39.69%, per financial data filed with the FFIEC.
Headquarters Profile
- Address
- 200 S Rockwell Ave, Oklahoma City, OK 73128
- County
- Oklahoma
- Metro Area
- Oklahoma City, OK
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- December 22, 1969
- Offices
- 7 domestic
- Employees (FTE)
- 124
- Domestic deposits
- $538.4M
- Allowance for credit losses
- $5.7M
- Net charge-offs (YTD)
- $1.5M
- Average total assets
- $609.7M
- Average total loans
- $432.7M
- Average interest-bearing deposits
- $481.0M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- December 22, 1969
- FDIC Cert
- 20093
- Fed RSSD
- 25357
- Website
- https://www.allamerica.bank →
Profitability
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through September 30, 2026, as filed. Net income is tagged Q3 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full All America Bank terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock All America Bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Non-performing loans (90+ days past due or non-accrual) exceed 3% of total loans, well above the typical community-bank range of 0.5–1.5%. BankRegReports band vs the 0.5–1.5% industry norm.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
All America Bank rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Metric pages for All America Bank: Texas Ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 14.11% | 0.91% | 5.31% | 36.08% | 3.73% |
| Q1 2026 | 13.32% | 0.96% | 4.80% | 34.87% | 3.99% |
| Q4 2025 | 13.43% | 0.94% | 5.21% | 37.28% | 3.92% |
| Q3 2025 | 13.25% | 1.03% | 5.48% | 38.12% | 3.89% |
| Q2 2025 | 12.94% | 0.55% | 4.23% | 33.37% | 3.36% |
| Q1 2025 | 12.72% | 0.61% | 3.35% | 26.96% | 4.05% |
| Q4 2024 | 12.44% | 0.87% | 3.58% | 27.80% | 3.82% |
| Q3 2024 | 12.44% | 0.66% | 3.08% | 25.75% | 3.52% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 7 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Mustang Branch | Mustang , OK | 73064 | $299.8M |
| Cache Branch | Cache , OK | 73527 | $66.6M |
| Bank of the Wichitas Branch | Snyder , OK | 73566 | $54.2M |
| Southwest State Bank Branch | Sentinel , OK | 73664 | $40.2M |
| Elgin Branch | Elgin , OK | 73538 | $29.0M |
| Medicine Park Branch | Medicine Park , OK | 73557 | $28.6M |
| All America Bank (main office) | Oklahoma City , OK | 73128 | $27.8M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| June 29, 2015 | Structure Change | Acquired Southwest State Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| June 28, 2015 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 15, 2003 | Structure Change | Acquired First Mustang Corporation Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 3 events.
Regulatory record
What the public regulatory sources show for All America Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.4% of deposits in OK, rank 44 of 194 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
Add this badge to your website
Free to use. The badge always shows All America Bank’s most recent filed regulatory figures. It updates automatically each quarter, so it never goes stale.
Similar banks
Compare All America Bank with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet. Pick a peer to view the full head-to-head.
Frequently asked about All America Bank
What are All America Bank's total assets?
As of the Q3 2026 filing, All America Bank reported total assets of $607.7 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is All America Bank headquartered?
All America Bank is headquartered in Oklahoma City, OK, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was All America Bank founded?
All America Bank was established in 1969, per the FDIC institution directory.
Is All America Bank FDIC-insured?
Yes. All America Bank is an FDIC-insured commercial bank (FDIC Certificate #20093). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates All America Bank?
All America Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is All America Bank's CET1 capital ratio?
All America Bank reported a Common Equity Tier 1 (CET1) capital ratio of 13.89% in its Q3 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does All America Bank operate?
All America Bank operates 7 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is All America Bank's Texas Ratio?
All America Bank's Texas Ratio is 39.69% in its Q3 2026 call report, within the typical range for US community banks (25–50%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
Go deeper on All America Bank.
Unlock the full terminal: 26 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Unlock All America Bank, freeFree account