Haven Savings Bank: Call Report & UBPR Financial Data
Data as of · sourced from FFIEC call reports. How we update
Operating from Hoboken, NJ, Haven Savings Bank serves its local market as an FDIC-insured commercial bank. On its most recent Q2 2026 call report, Haven Savings reported $987M in total assets against $862M in deposits. Earnings turned negative this period, with ROA at -0.16%. Capital is comfortably above regulatory requirements, CET1 ratio of 13.24% sits well above the 7% level required once the capital conservation buffer is included. Credit metrics are pristine, with nonperforming loans at just 0.32%. It operates 9 branches, primarily in New Jersey.
As of June 30, 2026, Haven Savings Bank reported a CET1 capital ratio of 13.24%, a return on assets of -0.16%, a nonperforming-loan ratio of 0.32%, a Texas ratio of 3.36%, per financial data filed with the FFIEC.
Headquarters Profile
- Address
- 621 Washington St, Hoboken, NJ 07030
- County
- Hudson
- Metro Area
- New York-Newark-Jersey City, NY-NJ
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- —
- Federal Reserve district
- District 2, New York
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1938
- Former names
- Haven Savings Bank, SLA (1988-1993)
- Offices
- 9 domestic
- Employees (FTE)
- 95
- Domestic deposits
- $861.5M
- Allowance for credit losses
- $6.4M
- Net charge-offs (YTD)
- $166K
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 30039
- Fed RSSD
- 918477
- Website
- www.havenbank.com →
- Parent Holding Company
- HAVEN BANCORP, INC. (RSSD 3948466)
- Ultimate Parent
- HAVEN BANCORP, MHC (RSSD 3948439)
Profitability
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Haven Savings Bank terminal
25 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Haven Savings Bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
Held-to-maturity securities carry unrealized losses worth 10–25% of book equity. Carried at amortized cost, they do not reduce reported capital, but they shrink the bank's true mark-to-market cushion if the securities ever have to be sold. BankRegReports analysis, HTM marks aren't a reported regulatory metric.
Haven Savings Bank rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 13.24% | -0.16% | 0.32% | 3.36% | 1.67% |
| Q1 2026 | 13.07% | -0.55% | 0.33% | 2.76% | 1.51% |
| Q4 2025 | 13.20% | -0.07% | 0.21% | 1.75% | 1.46% |
| Q3 2025 | 13.09% | -0.41% | 0.29% | 2.47% | 1.44% |
| Q2 2025 | 12.97% | -0.71% | 0.60% | 5.46% | 1.23% |
| Q1 2025 | — | -0.85% | 0.64% | 5.44% | 1.12% |
| Q4 2024 | — | -1.56% | 0.69% | 5.82% | 0.92% |
| Q3 2024 | — | -0.67% | 0.36% | 6.80% | 0.96% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 9 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Haven Savings Bank (main office) | Hoboken , NJ | 07030 | $280.0M |
| 1234 Paterson Plank Road Branch | Secaucus , NJ | 07094 | $127.2M |
| Westfield Branch | Westfield , NJ | 07090 | $93.8M |
| Summit Br | Summit , NJ | 07901 | $85.8M |
| Westwood Branch | Westwood , NJ | 07675 | $81.6M |
| Berkeley Heights Branch | Berkeley Heights , NJ | 07922 | $59.4M |
| Madison Branch | Madison , NJ | 07940 | $51.9M |
| Livingston Branch | Livingston , NJ | 07039 | $48.5M |
| Montclair Branch | Montclair , NJ | 07043 | $33.4M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| November 9, 2013 | Structure Change | Acquired Hilltop Community Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 8, 2013 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 7, 1994 | Structure Change | Acquired Polifly Federal Savings and Loan Association Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 3 events.
Regulatory record
What the public regulatory sources show for Haven Savings Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.2% of deposits in NJ, rank 42 of 104 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 29 applications, 19 loans originated, $21.1M originated, across 2 states
- Period: Calendar year 2024. Source: FFIEC HMDA loan application register.
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about Haven Savings Bank
What are Haven Savings Bank's total assets?
As of the Q2 2026 filing, Haven Savings Bank reported total assets of $986.9 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Haven Savings Bank headquartered?
Haven Savings Bank is headquartered in Hoboken, NJ, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Haven Savings Bank founded?
Haven Savings Bank was established in 1938, per the FDIC institution directory.
Is Haven Savings Bank FDIC-insured?
Yes. Haven Savings Bank is an FDIC-insured commercial bank (FDIC Certificate #30039). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Haven Savings Bank?
Haven Savings Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Haven Savings Bank's CET1 capital ratio?
Haven Savings Bank reported a Common Equity Tier 1 (CET1) capital ratio of 13.24% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Haven Savings Bank operate?
Haven Savings Bank operates 9 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Haven Savings Bank's Texas Ratio?
Haven Savings Bank's Texas Ratio is 3.36% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was Haven Savings Bank previously called?
The charter now named Haven Savings Bank has also operated as Haven Savings Bank, SLA (1988-1993), per FDIC structure-change records.
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