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The Haverford Trust Company: Call Report & UBPR Financial Data

Radnor, PA $100M to $1B in assets Est. February 1, 1985 FDIC #26189 RSSD #17110 Routing #036002085 Federal Reserve

Data as of · sourced from FFIEC call reports. How we update

Assets
$191.0M
Deposits
$128.7M
Loans
$129.6M
Equity
$40.6M

The bank currently ranks first on the US Banks with Highest Return on Assets (ROA) leaderboard. Operating from Radnor, PA, The Haverford Trust Company serves its local market as an FDIC-insured commercial bank. As of Q2 2026, the bank held approximately $191M in total assets and $129M in deposits. Returns are notably above industry norms: 8.56% ROA, 38.24% ROE, and 2.33% NIM. Under the simplified Community Bank Leverage Ratio framework, leverage of 22.49% exceeds the CBLR threshold. Asset quality is pristine, 0.00% NPLs and a 0.00% Texas Ratio. The bank operates from a single office.

As of June 30, 2026, The Haverford Trust Company reported a Tier 1 leverage ratio of 22.49%, a return on assets of 8.56%, a nonperforming-loan ratio of 0.00%, a Texas ratio of 0.00%, per financial data filed with the FFIEC.

Headquarters Profile

Address
3 Radnor Corporate Ctr, Radnor, PA 19087
County
Delaware
Metro Area
Philadelphia-Camden-Wilmington, Pa-NJ-De-MD
Charter
Commercial bank, state charter, Fed member, FRB-supervised
Primary Regulator
Federal Reserve
FDIC Region
New York (Region 2)
Federal Reserve member
Yes
Federal Reserve district
District 3, Philadelphia
Fiduciary (trust) powers
Full trust powers granted
Call Report form
FFIEC 041
Established
February 1, 1985
Former names
The Haverford Trust Company (2003)
Offices
1 domestic
Employees (FTE)
147
Domestic deposits
$128.7M
Allowance for credit losses
$279K
Net charge-offs (YTD)
$0
Tax status
Subchapter S
Ownership
Stock
Community bank
No
FDIC-insured since
April 1, 1987
FDIC Cert
26189
Fed RSSD
17110
SEC CIK
1508512 → filed by DREXEL MORGAN & CO.

Balance Sheet

Total liabilities$150.3M
Cash & balances due$18.4M
Securities, available-for-sale$0
Securities, held-to-maturity$100K
Goodwill & intangibles$0

Income Statement

Net income Q2$3.9M
Net interest income YTD$1.9M
Total interest income YTD$4.1M
Total interest expense YTD$2.2M
Provision for credit losses YTD$0

Operating & Funding

Total noninterest income YTD$37.9M
Total noninterest expense YTD$31.9M

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

No provision recorded in the last 12 quarters.

Net income

The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.

Loan-to-Deposit at 100.7%, loans exceed deposit base BRR analysis What does this mean? →

Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.

The Haverford Trust Company rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Metric pages for The Haverford Trust Company: ROA.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings. A community bank leverage ratio filer reports no CET1 ratio, so the first ratio column is the Tier 1 leverage ratio.

Quarter Leverage ROA NPL Texas NIM
Q2 2026 22.49% 8.56% 0.00% 0.00% 2.33%
Q1 2026 23.02% 9.01% 0.00% 0.00% 2.19%
Q4 2025 20.25% 10.18% 0.00% 0.00% 2.16%
Q3 2025 20.82% 7.52% 0.00% 0.00% 2.26%
Q2 2025 19.70% 6.55% 0.00% 0.00% 2.36%
Q1 2025 19.85% 7.44% 0.00% 0.00% 2.08%
Q4 2024 17.10% 7.67% 0.00% 0.00% 1.80%
Q3 2024 21.40% 7.93% 0.00% 0.00% 2.16%

Swipe the table sideways to see every column.

Branch Network

Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 1 branches →

1–1 of 1
Branch Location ZIP Deposits
The Haverford Trust Company Radnor , PA 19087 $128.7M

Regulatory record

What the public regulatory sources show for The Haverford Trust Company, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
Not on file: no matched FDIC, Federal Reserve or OCC action
Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
<0.1% of deposits in PA, rank 122 of 148 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
Not on file: no HMDA filing matched
Period: not on file. Source: FFIEC HMDA loan application register.
Consumer complaints
Not on file: no CFPB complaints matched
Period: not on file. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

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The Haverford Trust Company: regulatory capital profile · BankRegReports

Frequently asked about The Haverford Trust Company

What are The Haverford Trust Company's total assets?

As of the Q2 2026 filing, The Haverford Trust Company reported total assets of $191.0 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is The Haverford Trust Company headquartered?

The Haverford Trust Company is headquartered in Radnor, PA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was The Haverford Trust Company founded?

The Haverford Trust Company was established in 1985, per the FDIC institution directory.

Is The Haverford Trust Company FDIC-insured?

Yes. The Haverford Trust Company is an FDIC-insured commercial bank (FDIC Certificate #26189). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates The Haverford Trust Company?

The Haverford Trust Company's primary federal regulator is the Federal Reserve. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does The Haverford Trust Company operate?

The Haverford Trust Company operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is The Haverford Trust Company's Texas Ratio?

The Haverford Trust Company's Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

What was The Haverford Trust Company previously called?

The charter now named The Haverford Trust Company has also operated as The Haverford Trust Company (2003), per FDIC structure-change records.

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