Skip to main content

New Omni Bank, N.A.: Call Report & UBPR Financial Data

Alhambra, CA $100M to $1B in assets Est. February 12, 1980 FDIC #23086 RSSD #300063 Routing #122237858 OCC

Data as of · sourced from FFIEC call reports. How we update

Assets
$517.9M
Deposits
$373.8M
Loans
$384.6M
Equity
$139.9M

Capital moved notably last quarter, CET1 ratio of 30.40% was up 101bps from the prior quarter. Asset quality shifted last quarter, NPLs fell to 6.24% from 9.47% in the prior period. New Omni Bank, N.A. is an FDIC-insured commercial bank. Total assets stand at $518M. Earnings are mid-range, 0.97% ROA and a 5.08% net interest margin. Capital is comfortably above regulatory requirements, CET1 ratio of 30.40% sits well above the 7% level required once the capital conservation buffer is included. Asset quality is impaired, with nonperforming loans at 6.24%. 4 branches make up the footprint.

As of June 30, 2026, New Omni Bank, N.A. reported a CET1 capital ratio of 30.40%, a return on assets of 0.97%, a nonperforming-loan ratio of 6.24%, a Texas ratio of 20.31%, per financial data filed with the FFIEC.

Headquarters Profile

Address
10 S 1st St, Alhambra, CA 91801
County
Los Angeles
Metro Area
Los Angeles-Long Beach-Anaheim, CA
Charter
Commercial bank, national (federal) charter, Fed member, OCC-supervised
Primary Regulator
OCC
FDIC Region
San Francisco (Region 14)
Federal Reserve member
Yes
Federal Reserve district
District 12, San Francisco
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
February 12, 1980
Former names
OMNI Bank, National Association (1982-2011)
Offices
4 domestic
Employees (FTE)
73
Domestic deposits
$373.8M
Allowance for credit losses
$6.3M
Net charge-offs (YTD)
$0
Average total assets
$515.0M
Average total loans
$373.0M
Average interest-bearing deposits
$341.2M
Tax status
C corporation
Ownership
Stock
Community bank
Yes
FDIC-insured since
February 12, 1980
FDIC Cert
23086
Fed RSSD
300063
Parent Holding Company
CKH CAPITAL, INC. (RSSD 4357252)

Balance Sheet

Total liabilities$378.0M
Cash & balances due$111.4M
Securities, available-for-sale$1.7M
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$1.3M
Net interest income YTD$11.3M
Total interest income YTD$17.3M
Total interest expense YTD$5.9M
Provision for credit losses YTD$120K

Operating & Funding

Total noninterest income YTD-$89K
Total noninterest expense YTD$8.6M

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

What the bank charged to earnings that quarter to build its allowance for expected losses.

Net income

The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

Inside the full New Omni Bank, N.A. terminal

26 years of quarterly trends · 8 tabs · peer percentiles · Excel export

Unlock New Omni Bank, N.A., free

Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.

NPL ratio at 6.24%, elevated credit deterioration BRR analysis What does this mean? →

Non-performing loans (90+ days past due or non-accrual) exceed 3% of total loans, well above the typical community-bank range of 0.5–1.5%. BankRegReports band vs the 0.5–1.5% industry norm.

Loan-to-Deposit at 102.9%, loans exceed deposit base BRR analysis What does this mean? →

Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.

New Omni Bank, N.A. rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Metric pages for New Omni Bank, N.A.: CET1 ratio.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

Quarter CET1 ROA NPL Texas NIM
Q2 2026 30.40% 0.97% 6.24% 20.31% 5.08%
Q1 2026 29.39% 0.43% 9.47% 26.81% 3.97%
Q4 2025 28.05% 0.53% 7.13% 21.98% 4.18%
Q3 2025 26.85% 1.04% 1.48% 12.90% 4.90%
Q2 2025 28.74% 0.40% 1.73% 10.21% 4.17%
Q1 2025 29.60% 0.64% 1.75% 6.10% 3.97%
Q4 2024 28.74% 0.99% 1.39% 5.28% 4.38%
Q3 2024 28.63% 0.38% 1.75% 4.83% 3.99%

Swipe the table sideways to see every column.

Branch Network

Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 4 branches →

1–4 of 4
Branch Location ZIP Deposits
New Omni Bank, N.A. (main office) Alhambra , CA 91801 $135.4M
Arcadia Branch Arcadia , CA 91007 $108.3M
Rowland Heights Branch Rowland Heights , CA 91748 $97.3M
Irvine Branch Irvine , CA 92618 $32.8M

Regulatory record

What the public regulatory sources show for New Omni Bank, N.A., each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
1 against the institution (OCC)
  • July 1, 1993, OCC: Formal Agreement: Omni Bank, N.A.
Period: Most recent institution action July 1, 1993. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
<0.1% of deposits in CA, rank 116 of 171 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
Not on file: no HMDA filing matched
Period: not on file. Source: FFIEC HMDA loan application register.
Consumer complaints
Not on file: no CFPB complaints matched
Period: not on file. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

Add this badge to your website

Free to use. The badge always shows New Omni Bank, N.A.’s most recent filed regulatory figures. It updates automatically each quarter, so it never goes stale.

New Omni Bank, N.A.: regulatory capital profile · BankRegReports

Frequently asked about New Omni Bank, N.A.

What are New Omni Bank, N.A.'s total assets?

As of the Q2 2026 filing, New Omni Bank, N.A. reported total assets of $517.9 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is New Omni Bank, N.A. headquartered?

New Omni Bank, N.A. is headquartered in Alhambra, CA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was New Omni Bank, N.A. founded?

New Omni Bank, N.A. was established in 1980, per the FDIC institution directory.

Is New Omni Bank, N.A. FDIC-insured?

Yes. New Omni Bank, N.A. is an FDIC-insured commercial bank (FDIC Certificate #23086). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates New Omni Bank, N.A.?

New Omni Bank, N.A.'s primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is New Omni Bank, N.A.'s CET1 capital ratio?

New Omni Bank, N.A. reported a Common Equity Tier 1 (CET1) capital ratio of 30.40% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does New Omni Bank, N.A. operate?

New Omni Bank, N.A. operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is New Omni Bank, N.A.'s Texas Ratio?

New Omni Bank, N.A.'s Texas Ratio is 20.31% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

What was New Omni Bank, N.A. previously called?

The charter now named New Omni Bank, N.A. has also operated as OMNI Bank, National Association (1982-2011), per FDIC structure-change records.

Go deeper on New Omni Bank, N.A.

Unlock the full terminal: 26 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.

Unlock New Omni Bank, N.A., free

Free account