Parkway Bank and Trust Company: Financial Reports & UBPR Data
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Data as of · sourced from FFIEC call reports. How we update
Parkway Bank and Trust Company, based in Harwood Heights, Illinois, reported $3.7 billion in assets at June 30, 2026, up 3.0% from a year earlier. It holds 13% of its deposits (13%) above the FDIC insurance limit, about half the median of 30.9% for the 895 banks with $1 billion to $10 billion in assets. On the other hand, it holds commercial real estate loans worth 4.6 times its capital, about double the median of 2.2 times for banks its size.
The non-owner-occupied commercial real estate book ($853 million) is worsening: 4.75% of it is past due or on nonaccrual, up from 3.49% a year earlier. Net income for the quarter rose 13% from a year earlier, to $11 million. Its margin is thin by comparison: it keeps 3.09 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.71 cents).
As of June 30, 2026, Parkway Bank and Trust Company reported a CET1 capital ratio of 12.59%, a return on assets of 1.26%, a nonperforming-loan ratio of 1.13% and a Texas ratio of 8.20%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 4800 N Harlem Ave, Harwood Heights, IL 60706
- County
- Cook
- Metro Area
- Chicago-Naperville-Elgin, IL-IN
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- No
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- January 22, 1964
- Offices
- 27 domestic
- Employees (FTE)
- 284
- Domestic deposits
- $2.76B
- Allowance for credit losses
- $33.0M
- Net charge-offs (YTD)
- -$134K
- Average total assets
- $3.53B
- Average total loans
- $2.96B
- Average interest-bearing deposits
- $2.34B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 22, 1964
- FDIC Cert
- 19008
- Fed RSSD
- 1001639
- Website
- www.parkwaybank.com →
- Parent Holding Company
- PARKWAY BANCORP, INC. (RSSD 1200692)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Parkway Bank and Trust Company terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Parkway Bank and Trust Company, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
Parkway Bank and Trust Company rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.59% | 1.26% | 1.13% | 8.20% | 3.09% |
| Q1 2026 | 12.80% | 1.23% | 1.13% | 8.21% | 3.22% |
| Q4 2025 | 12.63% | 1.36% | 1.13% | 8.21% | 3.02% |
| Q3 2025 | 12.23% | 1.17% | 1.16% | 8.51% | 2.96% |
| Q2 2025 | 12.68% | 1.13% | 1.23% | 8.67% | 3.02% |
| Q1 2025 | 12.38% | 0.99% | 1.23% | 8.86% | 2.76% |
| Q4 2024 | 12.11% | 1.10% | 1.40% | 9.10% | 2.83% |
| Q3 2024 | 12.16% | 0.86% | 1.55% | 9.55% | 2.55% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 27 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Parkway Bank and Trust Company (main office) | Harwood Heights , IL | 60706 | $1.34B |
| Cumberland Branch | Chicago , IL | 60656 | $236.7M |
| Elk Grove Village Branch | Elk Grove Village , IL | 60007 | $111.3M |
| Niles Branch | Niles , IL | 60714 | $110.8M |
| Park Ridge South Branch | Park Ridge , IL | 60068 | $103.4M |
| Surprise Branch | Surprise , AZ | 85374 | $79.9M |
| Jefferson Park Branch | Chicago , IL | 60630 | $79.8M |
| Mount Prospect North Branch | Mount Prospect , IL | 60056 | $76.8M |
| Schaumburg Branch | Schaumburg , IL | 60195 | $60.9M |
| Park Ridge North Branch | Park Ridge , IL | 60068 | $57.1M |
| Orland Park Branch | Orland Park , IL | 60462 | $51.9M |
| ElstonLawrence Branch | Chicago , IL | 60630 | $44.3M |
| Six Corners Branch | Chicago , IL | 60641 | $42.5M |
| Mount Prospect South Branch | Mount Prospect , IL | 60056 | $41.0M |
| Wood Dale Branch | Wood Dale , IL | 60191 | $36.9M |
| Streamwood Branch | Streamwood , IL | 60107 | $36.1M |
| Paradise Valley Branch | Phoenix , AZ | 85028 | $31.7M |
| Cave Creek Branch | Cave Creek , AZ | 85331 | $31.6M |
| Carpentersville Branch | Carpentersville , IL | 60110 | $31.0M |
| Elmwood Park Branch | Elmwood Park , IL | 60707 | $26.9M |
| Arlington Heights Branch | Arlington Heights , IL | 60005 | $26.7M |
| Glendale Heights Branch | Glendale Heights , IL | 60139 | $22.5M |
| Glen Ellyn Branch | Glen Ellyn , IL | 60137 | $22.0M |
| Carol Stream Branch | Carol Stream , IL | 60188 | $17.9M |
| Deerfield Branch | Deerfield , IL | 60015 | $17.0M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| September 27, 2008 | Structure Change | Acquired Parkway Bank Arizona Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 26, 2008 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 5, 1997 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 5, 1997 | Structure Change | Acquired Jefferson State Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 5, 1997 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 5, 1997 | Structure Change | Acquired Parkway Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| April 13, 1996 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 13, 1996 | Structure Change | Acquired First State Bank of Chicago Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 8 events.
Regulatory record
What the public regulatory sources show for Parkway Bank and Trust Company, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- 1 against the institution (Federal Reserve). These actions name the parent holding company, PARKWAY BANCORP, INC., not the bank itself
- October 21, 2011, Federal Reserve: Written Agreement: Parkway Bancorp, Inc., Harwood Heights, Illinois
- Period: Most recent institution action October 21, 2011. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.4% of deposits in IL, rank 35 of 383 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $175K approved, $175K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2023 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about Parkway Bank and Trust Company
What are Parkway Bank and Trust Company's total assets?
As of the Q2 2026 filing, Parkway Bank and Trust Company reported total assets of $3.66 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Parkway Bank and Trust Company headquartered?
Parkway Bank and Trust Company is headquartered in Harwood Heights, IL, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.
When was Parkway Bank and Trust Company founded?
Parkway Bank and Trust Company was established in 1964, per the FDIC institution directory.
Is Parkway Bank and Trust Company FDIC-insured?
Yes. Parkway Bank and Trust Company is an FDIC-insured commercial bank (FDIC Certificate #19008). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Parkway Bank and Trust Company?
Parkway Bank and Trust Company's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Parkway Bank and Trust Company's CET1 capital ratio?
Parkway Bank and Trust Company reported a Common Equity Tier 1 (CET1) capital ratio of 12.59% in its Q2 2026 call report, above regulatory requirements.
How many branches does Parkway Bank and Trust Company operate?
Parkway Bank and Trust Company operates 27 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Parkway Bank and Trust Company's Texas Ratio?
Parkway Bank and Trust Company's Texas Ratio is 8.20% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
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