Bank of Marin: Financial Reports & UBPR Data
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Data as of · sourced from FFIEC call reports. How we update
Bank of Marin, based in Corte Madera, California, reported $3.9 billion in assets at June 30, 2026, up 3.5% from a year earlier. It pays an average of 1.00% on its deposits and borrowings, about half the median of 2.01% for the 895 banks with $1 billion to $10 billion in assets. On the other hand, it holds commercial real estate loans worth 3.7 times its capital, higher than about 9 in 10 banks its size (median 2.2 times).
Problem loans fell by more than half over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.40% of loans from 1.57%. Its $1.1 billion non-owner-occupied commercial real estate book is improving, with 0.80% past due or on nonaccrual, down from 2.48% a year earlier. Where it has less room is capital: it funds 9.16% of its assets with Tier 1 capital, lower than about three-quarters of banks its size (median 10.52%).
As of June 30, 2026, Bank of Marin reported a CET1 capital ratio of 13.69%, a return on assets of 1.06%, a nonperforming-loan ratio of 0.40% and a Texas ratio of 2.32%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 504 Redwood Blvd, Corte Madera, CA 94947
- County
- Marin
- Metro Area
- San Francisco-Oakland-Fremont, CA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- No
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- January 23, 1990
- Offices
- 29 domestic
- Employees (FTE)
- 315
- Domestic deposits
- $3.39B
- Allowance for credit losses
- $22.5M
- Net charge-offs (YTD)
- $7.3M
- Average total assets
- $3.89B
- Average total loans
- $2.11B
- Average interest-bearing deposits
- $3.05B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 23, 1990
- FDIC Cert
- 32779
- Fed RSSD
- 1436204
- SEC CIK
- 1403475 → filed by BANK OF MARIN BANCORP
- Website
- www.bankofmarin.com →
- Parent Holding Company
- BANK OF MARIN BANCORP (RSSD 3590388) · BMRC
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Timothy D Myers | CEO | PRESIDENT & CEO |
| David Bonaccorso | CFO | EVP, Chief Financial Officer |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Bank of Marin terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Bank of Marin, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
Bank of Marin rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 13.69% | 1.06% | 0.40% | 2.32% | 3.52% |
| Q1 2026 | 13.17% | 0.94% | 0.41% | 2.42% | 3.41% |
| Q4 2025 | 12.69% | -3.92% | 1.27% | 7.49% | 2.99% |
| Q3 2025 | 13.92% | 0.82% | 1.51% | 8.45% | 3.18% |
| Q2 2025 | 13.78% | -0.86% | 1.57% | 8.97% | 2.98% |
| Q1 2025 | 15.25% | 0.55% | 1.59% | 8.48% | 2.88% |
| Q4 2024 | 14.91% | 0.67% | 1.63% | 8.91% | 2.87% |
| Q3 2024 | 14.60% | 0.51% | 1.91% | 10.58% | 2.77% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 28 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Corte Madera Branch | Corte Madera , CA | 94925 | $413.6M |
| Novato Branch | Novato , CA | 94945 | $283.1M |
| Las Gallinas Branch | San Rafael , CA | 94903 | $266.8M |
| San Rafael Branch | San Rafael , CA | 94901 | $216.3M |
| Napa Redwood Branch | Napa , CA | 94558 | $197.2M |
| Alameda South Shore Branch | Alameda , CA | 94501 | $150.4M |
| Sausalito Branch | Sausalito , CA | 94965 | $148.4M |
| Napa Downtown Branch | Napa , CA | 94559 | $148.3M |
| Oakland Branch | Oakland , CA | 94612 | $144.9M |
| Greenbrae Branch | Greenbrae , CA | 94904 | $141.2M |
| Petaluma Marina Branch | Petaluma , CA | 94954 | $121.6M |
| Mill Valley Branch | Mill Valley , CA | 94941 | $118.0M |
| Point West Branch | Sacramento , CA | 95815 | $114.4M |
| Ignacio Branch | Novato , CA | 94949 | $112.7M |
| Jackson Branch | Jackson , CA | 95642 | $93.0M |
| Santa Rosa Branch | Santa Rosa , CA | 95404 | $76.9M |
| Andersen Drive Branch | San Rafael , CA | 94901 | $70.6M |
| Gold River Branch | Gold River , CA | 95670 | $69.0M |
| Bradshaw Plaza Branch | Sacramento , CA | 95827 | $67.9M |
| Petaluma North Branch | Petaluma , CA | 94954 | $59.6M |
| Roseville Branch | Roseville , CA | 95661 | $57.0M |
| Alameda Marina Village Branch | Alameda , CA | 94501 | $57.0M |
| Capitol Mall Branch | Sacramento , CA | 95814 | $56.8M |
| Healdsburg Downtown Branch | Healdsburg , CA | 95448 | $56.8M |
| Bank of Marin (main office) | Novato , CA | 94947 | $45.2M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| August 7, 2021 | M&A | Acquired American River Bank merger for the acquired bank | SEC |
| August 7, 2021 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 7, 2021 | Structure Change | Acquired American River Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 21, 2017 | M&A | Acquired Bank of Napa, N.A. merger for the acquired bank | SEC |
| November 21, 2017 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| November 21, 2017 | Structure Change | Acquired Bank of Napa, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 30, 2013 | M&A | Acquired Bank of Alameda merger for the acquired bank | SEC |
| November 30, 2013 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| November 30, 2013 | Structure Change | Acquired Bank of Alameda Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| February 19, 2011 | M&A | Acquired Charter Oak Bank failure_government_assistance_provided for the acquired bank | SEC |
| February 19, 2011 | Structure Change | Acquired Charter Oak Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| February 18, 2011 | Merger | Participated in FDIC Assisted Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 12 events, scroll the table for the full history.
Regulatory record
What the public regulatory sources show for Bank of Marin, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.2% of deposits in CA, rank 44 of 171 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 346 applications, 241 loans originated, $127.2M originated, across 1 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $150K approved, $150K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2010 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about Bank of Marin
What are Bank of Marin's total assets?
As of the Q2 2026 filing, Bank of Marin reported total assets of $3.86 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Bank of Marin headquartered?
Bank of Marin is headquartered in Corte Madera, CA, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.
When was Bank of Marin founded?
Bank of Marin was established in 1990, per the FDIC institution directory.
Is Bank of Marin FDIC-insured?
Yes. Bank of Marin is an FDIC-insured commercial bank (FDIC Certificate #32779). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Marin?
Bank of Marin's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Bank of Marin's CET1 capital ratio?
Bank of Marin reported a Common Equity Tier 1 (CET1) capital ratio of 13.69% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Bank of Marin operate?
Bank of Marin operates 29 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bank of Marin's Texas Ratio?
Bank of Marin's Texas Ratio is 2.32% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
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