Trustmark Bank: Financial Reports & UBPR Data
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Data as of · sourced from FFIEC call reports. How we update
Little in Trustmark Bank's latest call report stands out. Based in Jackson, Mississippi, it had $19.2 billion in assets at June 30, 2026, up 3.1% from a year earlier. On most measures it sits near the middle of the 127 banks with $10 billion to $100 billion in assets.
Net income for the quarter rose 15% from a year earlier, to $67 million. Problem loans roughly halved over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.35% of loans from 0.58%. Costs are the weak spot: it spends about 62 cents to bring in each dollar of revenue, higher than about three-quarters of banks its size (median 53 cents).
As of June 30, 2026, Trustmark Bank reported a CET1 capital ratio of 12.43%, a return on assets of 1.40%, a nonperforming-loan ratio of 0.49% and a Texas ratio of 2.66%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 248 E Capitol St, Jackson, MS 39201
- County
- Hinds
- Metro Area
- Jackson, MS
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- December 19, 1889
- Former names
- Trustmark National Bank (1985-2025); First National Bank of Jackson (1949-1985)
- Offices
- 181 domestic
- Employees (FTE)
- 2,583
- Domestic deposits
- $16.22B
- Allowance for credit losses
- $148.2M
- Net charge-offs (YTD)
- $8.8M
- Average total assets
- $19.09B
- Average total loans
- $13.73B
- Average interest-bearing deposits
- $12.70B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 4988
- Fed RSSD
- 342634
- SEC CIK
- 36146 → filed by TRUSTMARK CORPORATION
- Website
- www.trustmark.com →
- Parent Holding Company
- TRUSTMARK CORPORATION (RSSD 1079562) · TRMK
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Duane A Dewey | CEO | President & CEO |
| Joseph E Bond | TREAS | Treasurer |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Trustmark Bank terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Trustmark Bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Trustmark Bank rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.43% | 1.40% | 1.14% | 2.66% | 3.89% |
| Q1 2026 | 12.27% | 1.26% | 1.53% | 4.94% | 3.82% |
| Q4 2025 | 12.33% | 1.31% | 1.35% | 4.44% | 3.91% |
| Q3 2025 | 12.37% | 1.27% | 1.21% | 4.56% | 3.89% |
| Q2 2025 | 12.26% | 1.26% | 1.17% | 4.46% | 3.82% |
| Q1 2025 | 12.24% | 1.22% | 1.21% | 4.90% | 3.72% |
| Q4 2024 | 12.20% | 1.28% | 1.17% | 4.55% | 3.91% |
| Q3 2024 | 12.00% | 1.15% | 1.07% | 4.23% | 3.69% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 176 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Trustmark Bank (main office) | Jackson , MS | 39201 | $2.70B |
| Hwy 463 Branch | Madison , MS | 39110 | $1.12B |
| Brandon Main Branch | Brandon , MS | 39042 | $312.0M |
| Bunker Hill Branch | Houston , TX | 77024 | $304.0M |
| Panama City Main Branch | Panama City , FL | 32401 | $278.7M |
| Vicksburg Main Branch | Vicksburg , MS | 39180 | $273.2M |
| Mobile Branch | Mobile , AL | 36602 | $221.7M |
| The Peoples Bank & Trust Company Branch | Selma , AL | 36701 | $217.2M |
| Madison Branch | Madison , MS | 39110 | $211.5M |
| Canton Branch | Canton , MS | 39046 | $200.6M |
| Castlewood Branch | Flowood , MS | 39232 | $196.2M |
| Brookhaven Main Branch | Brookhaven , MS | 39601 | $193.2M |
| Hattiesburg Main Branch | Hattiesburg , MS | 39401 | $191.9M |
| Colony Park Branch | Ridgeland , MS | 39157 | $186.7M |
| Meridian Main Branch | Meridian , MS | 39301 | $165.7M |
| Byram Branch | Jackson , MS | 39272 | $164.5M |
| Highland Village Branch | Jackson , MS | 39211 | $163.9M |
| Pinehaven Branch | Clinton , MS | 39056 | $162.0M |
| Laurel Main Office Branch | Laurel , MS | 39440 | $161.6M |
| Banktrust of BrewtonBranch | Brewton , AL | 36426 | $160.4M |
| Mccomb Branch | Mccomb , MS | 39648 | $157.1M |
| Hazlehurst Branch | Hazlehurst , MS | 39083 | $154.6M |
| Magee Main Branch | Magee , MS | 39111 | $151.5M |
| Richland Branch | Richland , MS | 39218 | $147.2M |
| Lynn Haven Branch | Lynn Haven , FL | 32444 | $140.5M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| April 8, 2017 | Structure Change | Acquired Reliance Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| April 7, 2017 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 2014 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 2014 | Structure Change | Acquired The Somerville Bank & Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| February 16, 2013 | Structure Change | Acquired BankTrust Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| February 15, 2013 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 17, 2012 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 17, 2012 | Structure Change | Acquired Bay Bank & Trust Co. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| April 16, 2011 | Structure Change | Acquired Heritage Banking Group Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| April 15, 2011 | Merger | Participated in FDIC Assisted Merger | FDIC |
| August 26, 2006 | Structure Change | Acquired Republic National Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 25, 2006 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 24, 2004 | Structure Change | Acquired Plaza Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 23, 2004 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 23, 2003 | Structure Change | Acquired Southern Community Bank, Atlantic Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 22, 2003 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 15, 2001 | Structure Change | Acquired Nashoba Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| December 14, 2001 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 7, 2001 | Structure Change | Acquired Peoples Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| April 6, 2001 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 14, 1998 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 14, 1998 | Structure Change | Acquired Smith County Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 20, 1997 | Structure Change | Acquired Perry County Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 19, 1997 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 1, 1997 | Structure Change | Acquired National Bank of Commerce of Corinth Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| February 28, 1997 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 8, 1994 | Structure Change | Acquired First National Bank of Vicksburg Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 7, 1994 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 1, 1993 | Structure Change | Acquired UniSouth Banking Corporation Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 31, 1993 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 8, 1992 | Structure Change | Acquired Foxworth Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| August 7, 1992 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| July 13, 1991 | Structure Change | Acquired First Jackson Federal Savings Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| July 12, 1991 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| June 16, 1990 | Structure Change | Acquired Unifirst Bank for Savings, a Federal Savings and Loan Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| June 15, 1990 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 31, 1987 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 31, 1987 | Structure Change | Acquired The Commercial National Bank and Trust Company of Laurel Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 8, 1987 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 8, 1987 | Structure Change | Acquired Rankin County Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 1, 1987 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 1, 1987 | Structure Change | Acquired The Hernando Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 1, 1985 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 1, 1985 | Structure Change | Acquired Brookhaven Bank and Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 30, 1984 | Structure Change | Acquired State Guaranty Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 29, 1984 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 15, 1983 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 15, 1983 | Structure Change | Acquired Canton Exchange Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| June 1, 1978 | Structure Change | Acquired Citizens Bank of Hattiesburg Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 49 events, scroll the table for the full history.
Regulatory record
What the public regulatory sources show for Trustmark Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- 5 against the institution (OCC, SEC Form 8-K); 8 against individuals associated with it
- May 22, 2025, SEC Form 8-K: 8-K Item 8.01: consent order
- October 22, 2021, SEC Form 8-K: 8-K Item 7.01: consent order
- October 20, 2021, OCC: Civil Money Penalty (CMP): Trustmark National Bank
- April 2, 2012, OCC: Civil Money Penalty (CMP): Trustmark National Bank
- August 20, 1991, OCC: Formal Agreement: Trustmark National Bank
- Period: Most recent institution action May 22, 2025. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 12.9% of deposits in MS, rank 1 of 81 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 11,327 applications, 8,002 loans originated, $1.73B originated, across 24 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 25 loans, $9.9M approved, $395K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- 93 complaints in the last 4 full quarters. Raw counts, not adjusted for size
- Period: 2025-Q4 to 2026-Q3. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about Trustmark Bank
What are Trustmark Bank's total assets?
As of the Q2 2026 filing, Trustmark Bank reported total assets of $19.19 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Trustmark Bank headquartered?
Trustmark Bank is headquartered in Jackson, MS, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.
When was Trustmark Bank founded?
Trustmark Bank was established in 1889, per the FDIC institution directory.
Is Trustmark Bank FDIC-insured?
Yes. Trustmark Bank is an FDIC-insured commercial bank (FDIC Certificate #4988). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Trustmark Bank?
Trustmark Bank's primary federal regulator is the Federal Reserve. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Trustmark Bank's CET1 capital ratio?
Trustmark Bank reported a Common Equity Tier 1 (CET1) capital ratio of 12.43% in its Q2 2026 call report, above regulatory requirements.
How many branches does Trustmark Bank operate?
Trustmark Bank operates 181 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Trustmark Bank's Texas Ratio?
Trustmark Bank's Texas Ratio is 2.66% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was Trustmark Bank previously called?
The charter now named Trustmark Bank has also operated as Trustmark National Bank (1985-2025), First National Bank of Jackson (1949-1985), per FDIC structure-change records.
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