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Key National Trust Company of Delaware: Financial Reports & UBPR Data

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Wilmington, DE Under $100M in assets RSSD #4368351 Routing #031151203

Data as of · sourced from FFIEC call reports. How we update

Assets
$9.9M
Deposits
$0
Loans
$0
Equity
$9.7M

Key National Trust Company of Delaware runs leaner than most banks of its size. It reported $9.9 million in assets at June 30, 2026, up 9.2% from a year earlier. It spends about 22 cents to bring in each dollar of revenue, about a third the median of 69 cents for the 583 banks with less than $100 million in assets. It also holds common equity equal to 467.81% of its risk-weighted assets, 21.2 times the median of 22.08% for banks its size.

Net income for the quarter rose 16% from a year earlier, to $309,000.

As of June 30, 2026, Key National Trust Company of Delaware reported a CET1 capital ratio of 467.81%, a return on assets of 12.81% and a Texas ratio of 0.00%, according to its call report filed with the FFIEC.

Headquarters Profile

Metro Area
Philadelphia-Camden-Wilmington, Pa-NJ-De-MD
Federal Reserve member
—
Federal Reserve district
District 3, Philadelphia
Fiduciary (trust) powers
—
Call Report form
FFIEC 041
Employees (FTE)
1
Domestic deposits
$0
Allowance for credit losses
$0
Net charge-offs (YTD)
$0
Average total assets
$9.6M
Average total loans
$0
Average interest-bearing deposits
$0
Fed RSSD
4368351
SEC CIK
91576 → filed by KEYCORP
Ultimate Parent
KEYCORP (RSSD 1068025)

Profitability

Q2 annualized
Return on Assets12.81%YTD 9.44%
Return on Equity12.98%YTD 9.55%
Net Interest Margin9.38%YTD 7.81%

Balance Sheet

Total liabilities$191K
Cash & balances due$9.6M
Securities, available-for-sale$0
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$309K
Net interest income YTD$5K
Total interest income YTD$5K
Total interest expense YTD$0
Provision for credit losses YTD$0

Operating & Funding

Total noninterest income YTD$967K
Total noninterest expense YTD$378K

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD. The UBPR's YTD ROA divides by the average of the quarterly average assets the bank reports on Schedule RC-K, while FDIC BankFind divides by the average of quarter-end total assets, so FDIC's ROA can differ from the YTD figure by a few hundredths of a point.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

No provision recorded in the last 12 quarters.

Net income

Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

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Key National Trust Company of Delaware rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

Quarter CET1 ROA NPL Texas NIM
Q2 2026 467.81% 12.81% — 0.00% 9.38%
Q1 2026 468.97% 5.99% — 0.00% 6.25%
Q4 2025 490.38% 9.85% — 0.00% 9.38%
Q3 2025 486.65% 7.58% — 0.00% 6.25%
Q2 2025 478.75% 12.06% — 0.00% 9.38%
Q1 2025 477.00% 9.47% — 0.00% 6.25%
Q4 2024 475.50% 17.87% — 0.00% 9.38%
Q3 2024 473.52% 14.84% — 0.00% 6.25%

Swipe the table sideways to see every column.

Regulatory record

What the public regulatory sources show for Key National Trust Company of Delaware, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
None against the institution on file; 2 against individuals associated with it
Period: Most recent action July 28, 2003. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
Not on file: no SoD deposits in its home state
Period: not on file. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
Not on file: no HMDA filing matched
Period: not on file. Source: FFIEC HMDA loan application register.
SBA 7(a) lending
Not on file: no SBA 7(a) loans matched
Period: not on file. Source: SBA 7(a) and 504 loan data (FOIA).
Consumer complaints
934 complaints in the last 4 full quarters. Raw counts, not adjusted for size
Period: 2025-Q4 to 2026-Q3. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

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Key National Trust Company of Delaware: regulatory capital profile · BankRegReports

Frequently asked about Key National Trust Company of Delaware

What are Key National Trust Company of Delaware's total assets?

As of the Q2 2026 filing, Key National Trust Company of Delaware reported total assets of $9.9 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Key National Trust Company of Delaware headquartered?

Key National Trust Company of Delaware is headquartered in Wilmington, DE, United States. It files quarterly FFIEC call reports, as every FDIC-insured bank must.

What is Key National Trust Company of Delaware's CET1 capital ratio?

Key National Trust Company of Delaware reported a Common Equity Tier 1 (CET1) capital ratio of 467.81% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

What is Key National Trust Company of Delaware's Texas Ratio?

Key National Trust Company of Delaware's Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

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