Fidelity Federal Savings and Loan Association of Delaware: Financial Reports & UBPR Data
BankRegReports is independent of Fidelity Federal Savings and Loan Association of Delaware and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Fidelity Federal Savings and Loan Association of Delaware spends more to run itself than most banks of its size. It reported $132 million in assets at June 30, 2026, up 1.1% from a year earlier. It earns about $0.23 a year on every $100 of assets, a small fraction of the median of $1.28 for the 2,660 banks with $100 million to $1 billion in assets. It also spends about 89 cents to bring in each dollar of revenue, higher than about 9 in 10 banks its size (median 61 cents).
Unrealized losses on its securities total $4.7 million, equal to 21% of Tier 1 capital, against 25% a year earlier. Its margin is thin by comparison: it keeps 2.58 cents of net interest income on every dollar of earning assets, lower than about 9 in 10 banks its size (median 3.95 cents).
As of June 30, 2026, Fidelity Federal Savings and Loan Association of Delaware reported a return on assets of 0.23%, a nonperforming-loan ratio of 0.04% and a Texas ratio of 0.18%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 60 N Sandusky St, Delaware, OH 43015
- County
- Delaware
- Metro Area
- Columbus, OH
- Charter
- Federal savings bank, federal charter, OCC-supervised (pre-2011 OTS)
- Primary Regulator
- OCC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- —
- Federal Reserve district
- District 4, Cleveland
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1887
- Offices
- 2 domestic
- Employees (FTE)
- 18
- Domestic deposits
- $99.0M
- Allowance for credit losses
- $669K
- Net charge-offs (YTD)
- $0
- Average total assets
- $131.3M
- Average total loans
- $77.6M
- Average interest-bearing deposits
- $73.0M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 29521
- Fed RSSD
- 446176
- Website
- www.fidfedsl.com →
- Parent Holding Company
- FIDELITY FEDERAL FINANCIAL CORPORATION (RSSD 4252991)
- Ultimate Parent
- FIDELITY FEDERAL SAVINGS & LOAN ASSOCIATION, MHC (RSSD 4253000)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD. This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
No provision recorded in the last 12 quarters.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Fidelity Federal Savings and Loan Association of Delaware terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Fidelity Federal Savings and Loan Association of Delaware, freeFidelity Federal Savings and Loan Association of Delaware rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings. A community bank leverage ratio filer reports no CET1 ratio, so the first ratio column is the Tier 1 leverage ratio.
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 17.02% | 0.23% | 0.04% | 0.18% | 2.58% |
| Q1 2026 | 17.10% | 0.09% | 0.00% | 0.00% | 2.47% |
| Q4 2025 | 16.99% | 0.10% | 0.36% | 1.45% | 2.50% |
| Q3 2025 | 17.16% | -0.10% | 0.04% | 0.17% | 2.45% |
| Q2 2025 | 17.23% | -0.04% | 0.00% | 1.04% | 2.40% |
| Q1 2025 | 17.33% | -0.09% | 0.00% | 1.05% | 2.28% |
| Q4 2024 | 17.44% | -0.06% | 0.05% | 0.21% | 2.39% |
| Q3 2024 | 17.58% | 0.01% | 0.15% | 0.58% | 2.40% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 2 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Fidelity Federal Savings and Loan Association of Delaware (main office) | Delaware , OH | 43015 | $50.9M |
| Route 37 West Branch | Delaware , OH | 43015 | $48.1M |
Regulatory record
What the public regulatory sources show for Fidelity Federal Savings and Loan Association of Delaware, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in OH, rank 140 of 185 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 55 applications, 39 loans originated, $10.6M originated, across 4 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- Not on file: no SBA 7(a) loans matched
- Period: not on file. Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
Add this badge to your website
Free to use. The badge always shows Fidelity Federal Savings and Loan Association of Delaware’s most recent filed regulatory figures. It updates automatically each quarter, so it never goes stale.
Similar banks
Compare Fidelity Federal Savings and Loan Association of Delaware with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet. Pick a peer to view the full head-to-head.
Frequently asked about Fidelity Federal Savings and Loan Association of Delaware
What are Fidelity Federal Savings and Loan Association of Delaware's total assets?
As of the Q2 2026 filing, Fidelity Federal Savings and Loan Association of Delaware reported total assets of $131.6 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Fidelity Federal Savings and Loan Association of Delaware headquartered?
Fidelity Federal Savings and Loan Association of Delaware is headquartered in Delaware, OH, United States. It files quarterly FFIEC call reports, as every FDIC-insured savings institution must.
When was Fidelity Federal Savings and Loan Association of Delaware founded?
Fidelity Federal Savings and Loan Association of Delaware was established in 1887, per the FDIC institution directory.
Is Fidelity Federal Savings and Loan Association of Delaware FDIC-insured?
Yes. Fidelity Federal Savings and Loan Association of Delaware is an FDIC-insured savings institution (FDIC Certificate #29521). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Fidelity Federal Savings and Loan Association of Delaware?
Fidelity Federal Savings and Loan Association of Delaware's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Fidelity Federal Savings and Loan Association of Delaware operate?
Fidelity Federal Savings and Loan Association of Delaware operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Fidelity Federal Savings and Loan Association of Delaware's Texas Ratio?
Fidelity Federal Savings and Loan Association of Delaware's Texas Ratio is 0.18% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
Go deeper on Fidelity Federal Savings and Loan Association of Delaware.
Unlock the full terminal: 26 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Unlock Fidelity Federal Savings and Loan Association of Delaware, freeFree account