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Brookville Building and Savings Association: Financial Reports & UBPR Data

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Brookville, OH Under $100M in assets Est. January 1, 1903 FDIC #28663 RSSD #559179 Routing #242270737 FDIC

Data as of · sourced from FFIEC call reports. How we update

Assets
$41.2M
Deposits
$32.4M
Loans
$29.6M
Equity
$8.6M

Brookville Building and Savings Association, based in Brookville, Ohio, reported $41 million in assets at June 30, 2026, down 4.9% from a year earlier. It carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 of the 583 banks with less than $100 million in assets (median 1.4%). It also lost 6.3% of its deposits over the year, lower than about 9 in 10 banks its size (median 2.5%).

It lost $27,000 in the quarter. Over the same year, loans shrank 0.4% and deposits shrank 6.3%. Profitability lags: it loses about $0.24 a year on every $100 of assets, lower than about three-quarters of banks its size (median $1.06).

As of June 30, 2026, Brookville Building and Savings Association reported a return on assets of -0.24%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%, according to its call report filed with the FFIEC.

Headquarters Profile

Address
510 Arlington Rd, Brookville, OH 45309
County
Montgomery
Metro Area
Dayton-Kettering-Beavercreek, OH
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
Chicago (Region 9)
Federal Reserve member
No
Federal Reserve district
District 4, Cleveland
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
January 1, 1903
Former names
The Brookville Building and Savings Association (1994)
Offices
2 domestic
Employees (FTE)
8
Domestic deposits
$32.4M
Allowance for credit losses
$192K
Net charge-offs (YTD)
$0
Average total assets
$44.3M
Average total loans
$29.7M
Average interest-bearing deposits
$35.3M
Tax status
C corporation
Ownership
Mutual
Community bank
Yes
FDIC-insured since
August 9, 1989
FDIC Cert
28663
Fed RSSD
559179

Profitability

Q2 annualized
Return on Assets-0.24%YTD -0.08%
Return on Equity-1.25%YTD -0.42%
Net Interest Margin3.22%YTD 3.22%

Balance Sheet

Total liabilities$32.6M
Cash & balances due$4.5M
Securities, available-for-sale$6.0M
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2-$27K
Net interest income YTD$689K
Total interest income YTD$976K
Total interest expense YTD$287K
Provision for credit losses YTD$40K

Operating & Funding

Total noninterest income YTD$40K
Total noninterest expense YTD$723K

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD. The UBPR's YTD ROA divides by the average of the quarterly average assets the bank reports on Schedule RC-K, while FDIC BankFind divides by the average of quarter-end total assets, so FDIC's ROA can differ from the YTD figure by a few hundredths of a point. Net interest margin is the UBPR's tax-equivalent figure over the UBPR's own average earning assets. FDIC BankFind's is not tax-equivalent and divides by the average of quarter-end earning assets including the prior year-end, so after a merger FDIC's margin can differ from ours by several tenths of a point. This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

What the bank charged to earnings that quarter to build its allowance for expected losses.

Net income

Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

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Brookville Building and Savings Association rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings. A community bank leverage ratio filer reports no CET1 ratio, so the first ratio column is the Tier 1 leverage ratio.

Quarter Leverage ROA NPL Texas NIM
Q2 2026 20.01% -0.24% 0.00% 0.00% 3.22%
Q1 2026 20.15% 0.08% 0.00% 0.00% 3.21%
Q4 2025 20.40% -0.45% 0.00% 0.00% 3.14%
Q3 2025 20.51% -0.72% 0.00% 0.00% 3.16%
Q2 2025 20.80% -0.19% 0.00% 0.00% 3.10%
Q1 2025 21.46% 0.89% 0.00% 0.00% 3.04%
Q4 2024 20.91% -0.35% 0.00% 0.00% 2.95%
Q3 2024 21.02% -0.52% 0.00% 0.00% 2.73%

Swipe the table sideways to see every column.

Branch Network

Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 2 branches →

1–2 of 2
Branch Location ZIP Deposits
The Brookville Building and Savings Association Brookville , OH 45309 $26.2M
721 S. Commerce St Branch Lewisburg , OH 45338 $6.2M

Regulatory record

What the public regulatory sources show for Brookville Building and Savings Association, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
Not on file: no matched FDIC, Federal Reserve or OCC action
Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
<0.1% of deposits in OH, rank 176 of 185 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
Not on file: no HMDA filing matched
Period: not on file. Source: FFIEC HMDA loan application register.
SBA 7(a) lending
1 loans, $50K approved, $50K average. 0.00% of that year's loans have since been charged off
Period: Federal fiscal year 1995 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
Consumer complaints
Not on file: no CFPB complaints matched
Period: not on file. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

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Frequently asked about Brookville Building and Savings Association

What are Brookville Building and Savings Association's total assets?

As of the Q2 2026 filing, Brookville Building and Savings Association reported total assets of $41.2 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Brookville Building and Savings Association headquartered?

Brookville Building and Savings Association is headquartered in Brookville, OH, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.

When was Brookville Building and Savings Association founded?

Brookville Building and Savings Association was established in 1903, per the FDIC institution directory.

Is Brookville Building and Savings Association FDIC-insured?

Yes. Brookville Building and Savings Association is an FDIC-insured commercial bank (FDIC Certificate #28663). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Brookville Building and Savings Association?

Brookville Building and Savings Association's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does Brookville Building and Savings Association operate?

Brookville Building and Savings Association operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Brookville Building and Savings Association's Texas Ratio?

Brookville Building and Savings Association's Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

What was Brookville Building and Savings Association previously called?

The charter now named Brookville Building and Savings Association has also operated as The Brookville Building and Savings Association (1994), per FDIC structure-change records.

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