Peoples Bank (Marietta, OH): Financial Reports & UBPR Data
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Data as of · sourced from FFIEC call reports. How we update
Peoples Bank, based in Marietta, Ohio, reported $9.5 billion in assets at June 30, 2026. It lost 2.3% of its deposits over the year, lower than about 9 in 10 of the 895 banks with $1 billion to $10 billion in assets (median 5.1%).
Net income for the quarter rose 27% from a year earlier, to $31 million. Over the same year, loans grew 3.3% and deposits shrank 2.3%.
As of June 30, 2026, Peoples Bank reported a CET1 capital ratio of 12.30%, a return on assets of 1.27%, a nonperforming-loan ratio of 0.57% and a Texas ratio of 4.56%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 138 Putnam St, Marietta, OH 45750
- County
- Washington
- Metro Area
- Marietta, OH
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 4, Cleveland
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- May 26, 1902
- Former names
- The Peoples Banking and Trust Company (2015-2016); Peoples Bank, National Association (2000-2015); The First National Bank of Southeastern Ohio (1989-2000)
- Offices
- 135 domestic
- Employees (FTE)
- 1,443
- Domestic deposits
- $7.51B
- Allowance for credit losses
- $78.1M
- Net charge-offs (YTD)
- $11.8M
- Average total assets
- $9.67B
- Average total loans
- $6.77B
- Average interest-bearing deposits
- $6.04B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 6544
- Fed RSSD
- 577128
- SEC CIK
- 318300 → filed by PEOPLES BANCORP INC.
- Parent Holding Company
- PEOPLES BANCORP INC. (RSSD 1070578) · PEBO
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Tyler J Wilcox | CEO | Chief Executive Officer |
| Charles W Sulerzyski | PRES | President and CEO |
| Kathryn M Bailey | CFO | EVP, Chief Financial Officer |
| Macia Matthew Joseph | CRO | Chief Risk Officer |
| Kirkham Michael Ryan | GC | EVP/General Counsel |
| Jason M Eakle | CCO | Chief Credit Officer |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Peoples Bank terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Peoples Bank, freePeoples Bank rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.30% | 1.27% | 0.60% | 4.56% | 4.06% |
| Q1 2026 | 12.12% | 1.32% | 0.58% | 4.51% | 3.97% |
| Q4 2025 | 11.98% | 1.48% | 0.63% | 4.91% | 3.98% |
| Q3 2025 | 12.13% | 1.33% | 0.58% | 5.18% | 4.02% |
| Q2 2025 | 12.00% | 1.03% | 0.61% | 5.58% | 3.98% |
| Q1 2025 | 12.21% | 1.21% | 0.62% | 5.64% | 3.91% |
| Q4 2024 | 12.07% | 1.30% | 0.67% | 6.25% | 4.00% |
| Q3 2024 | 11.94% | 1.51% | 0.99% | 8.74% | 4.09% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 132 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Peoples Bank (main office) | Marietta , OH | 45750 | $1.25B |
| Madison Branch | Madison , WV | 25130 | $152.3M |
| Coshocton Branch | Coshocton , OH | 43812 | $150.6M |
| Wheeling Ave Branch | Cambridge , OH | 43725 | $141.9M |
| Caldwell Branch | Caldwell , OH | 43724 | $140.7M |
| New Martinsville Branch | New Martinsville , WV | 26155 | $133.6M |
| Belpre Main Branch | Belpre , OH | 45714 | $129.1M |
| Beachwood Office | Beachwood , OH | 44122 | $104.4M |
| Gassaway Branch | Gassaway , WV | 26624 | $103.6M |
| Bank Charleston Branch | Charleston , WV | 25302 | $96.5M |
| Mount Orab Branch | Mount Orab , OH | 45154 | $95.9M |
| Point Pleasant Main Branch | Point Pleasant , WV | 25550 | $90.0M |
| Byesville Branch | Byesville , OH | 43723 | $89.8M |
| First Commonwealth Bank | Prestonsburg , KY | 41653 | $87.5M |
| Portsmouth Branch | Portsmouth , OH | 45662 | $86.8M |
| Lancaster Main Branch | Lancaster , OH | 43130 | $83.0M |
| Baltimore Branch | Baltimore , OH | 43105 | $82.3M |
| Lester Smith Parkway Branch | Jackson , KY | 41339 | $80.2M |
| Pomeroy Court St Branch | Pomeroy , OH | 45769 | $79.4M |
| Sixth Street Branch | Cambridge , OH | 43725 | $76.6M |
| Louisville Branch | Louisville , KY | 40223 | $75.9M |
| Wilmington Plaza Branch | Wilmington , OH | 45177 | $75.5M |
| Spencer Drive Thru Branch | Spencer , WV | 25276 | $75.4M |
| Jackson Branch | Jackson , OH | 45640 | $75.2M |
| Northside Branch | Beaver Dam , KY | 42320 | $74.5M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| May 1, 2023 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 1, 2023 | Structure Change | Acquired Limestone Bank, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 18, 2021 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 18, 2021 | Structure Change | Acquired Citizens Deposit Bank & Trust Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| April 13, 2019 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 13, 2019 | Structure Change | Acquired The First Commonwealth Bank of Prestonsburg, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| April 14, 2018 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 14, 2018 | Structure Change | Acquired American Savings Bank, FSB Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| December 29, 2017 | Structure Change | Acquired Pbna, L.L.C. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 7, 2015 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 7, 2015 | Structure Change | Acquired The National Bank and Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 25, 2014 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 25, 2014 | Structure Change | Acquired North Akron Savings Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 23, 2014 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 23, 2014 | Structure Change | Acquired Ohio Heritage Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 31, 2014 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 31, 2014 | Structure Change | Acquired The First National Bank of Wellston Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 12, 2013 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 12, 2013 | Structure Change | Acquired Ohio Commerce Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 15, 2012 | Structure Change | Acquired First Federal Savings Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 14, 2012 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 1, 2008 | Structure Change | Acquired Peoples Loan Services Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 9, 2003 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 9, 2003 | Structure Change | Acquired Kentucky Bank & Trust Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| June 15, 2002 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| February 23, 2001 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| February 23, 2001 | Structure Change | Acquired The Lower Salem Commercial Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 11, 2000 | Structure Change | Acquired Peoples Bank, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 10, 2000 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| February 1, 1992 | Structure Change | Acquired Liberty Savings Bank, Federal Savings Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| August 1, 1990 | Structure Change | Acquired The Peoples Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 31, 1989 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 32 events, scroll the table for the full history.
Regulatory record
What the public regulatory sources show for Peoples Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.7% of deposits in OH, rank 14 of 185 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 3,483 applications, 2,202 loans originated, $368.7M originated, across 14 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 19 loans, $7.2M approved, $380K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about Peoples Bank
What are Peoples Bank's total assets?
As of the Q2 2026 filing, Peoples Bank reported total assets of $9.53 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Peoples Bank headquartered?
Peoples Bank is headquartered in Marietta, OH, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.
When was Peoples Bank founded?
Peoples Bank was established in 1902, per the FDIC institution directory.
Is Peoples Bank FDIC-insured?
Yes. Peoples Bank is an FDIC-insured commercial bank (FDIC Certificate #6544). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Peoples Bank?
Peoples Bank's primary federal regulator is the Federal Reserve. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Peoples Bank's CET1 capital ratio?
Peoples Bank reported a Common Equity Tier 1 (CET1) capital ratio of 12.30% in its Q2 2026 call report, above regulatory requirements.
How many branches does Peoples Bank operate?
Peoples Bank operates 135 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Peoples Bank's Texas Ratio?
Peoples Bank's Texas Ratio is 4.56% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was Peoples Bank previously called?
The charter now named Peoples Bank has also operated as The Peoples Banking and Trust Company (2015-2016), Peoples Bank, National Association (2000-2015), The First National Bank of Southeastern Ohio (1989-2000), per FDIC structure-change records.
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