City National Bank (Los Angeles, CA): Financial Reports & UBPR Data
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Data as of · sourced from FFIEC call reports. How we update
City National Bank is the 33rd-largest bank in the United States, with $99.1 billion in assets at June 30, 2026, up 5.2% from a year earlier. It is headquartered in Los Angeles, California, and operates 71 domestic branches. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 0.91% of loans from 0.50% a year earlier. It holds about half of its deposits (55%) above the FDIC insurance limit, higher than about 9 in 10 of the 127 banks with $10 billion to $100 billion in assets (median 38.6%). It also spends about 63 cents to bring in each dollar of revenue, higher than about three-quarters of banks its size (median 53 cents).
Earnings jumped: net income for the quarter was $297 million, 40% above the same quarter a year earlier.
As of June 30, 2026, City National Bank reported a CET1 capital ratio of 14.57%, a return on assets of 1.19%, a nonperforming-loan ratio of 0.92% and a Texas ratio of 5.54%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 555 S Flower St, Los Angeles, CA 90071
- County
- Los Angeles
- Metro Area
- Los Angeles-Long Beach-Anaheim, CA
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 031
- Established
- December 4, 1953
- Offices
- 71 domestic
- Employees (FTE)
- 7,782
- Domestic deposits
- $81.51B
- Allowance for credit losses
- $681.1M
- Net charge-offs (YTD)
- $11.5M
- Average total assets
- $100.09B
- Average total loans
- $65.26B
- Average interest-bearing deposits
- $78.36B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- December 4, 1953
- FDIC Cert
- 17281
- Fed RSSD
- 63069
- Website
- www.cnb.com →
- Parent Holding Company
- RBC USA HOLDCO CORPORATION (RSSD 3226762)
- Ultimate Parent
- ROYAL BANK OF CANADA (RSSD 1232497)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full City National Bank terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock City National Bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios. BankRegReports early-warning band.
City National Bank rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Metric pages for City National Bank: Uninsured deposits.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 14.57% | 1.19% | 1.12% | 5.54% | 3.24% |
| Q1 2026 | 15.06% | 0.73% | 0.84% | 4.47% | 3.15% |
| Q4 2025 | 16.18% | 1.07% | 0.74% | 3.33% | 3.32% |
| Q3 2025 | 16.28% | 1.12% | 0.65% | 2.51% | 3.32% |
| Q2 2025 | 16.18% | 0.91% | 0.67% | 2.73% | 3.21% |
| Q1 2025 | 16.20% | 0.69% | 0.65% | 2.58% | 3.22% |
| Q4 2024 | 16.24% | 1.04% | 0.58% | 2.48% | 3.28% |
| Q3 2024 | 15.53% | 0.87% | 0.67% | 2.56% | 3.38% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 66 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Los Angeles Main Branch | Los Angeles , CA | 90071 | $30.99B |
| Manhattan West Branch | New York , NY | 10001 | $12.65B |
| Beverly Hills Main Branch | Beverly Hills , CA | 90210 | $10.76B |
| 6th Ave Branch | New York , NY | 10036 | $4.89B |
| San Francisco Main Branch | San Francisco , CA | 94111 | $1.62B |
| Orange County Airport Branch | Irvine , CA | 92612 | $1.47B |
| Park Ave Branch | New York , NY | 10022 | $1.45B |
| Century City Towers Branch | Los Angeles , CA | 90067 | $1.20B |
| City National Bank (main office) | Los Angeles , CA | 90071 | $1.19B |
| Nashville Branch | Nashville , TN | 37212 | $1.16B |
| Encino Branch | Encino , CA | 91436 | $1.09B |
| Walnut Creek Branch | Walnut Creek , CA | 94596 | $1.07B |
| Utc La Jolla Branch | La Jolla , CA | 92037 | $847.5M |
| Riverside Main Branch | Riverside , CA | 92506 | $732.2M |
| Long Beach - Main Branch | Long Beach , CA | 90802 | $723.0M |
| City of Commerce Branch | Commerce , CA | 90040 | $571.4M |
| Universal City Branch | North Hollywood , CA | 91602 | $566.4M |
| Summerlin Branch | Las Vegas , NV | 89135 | $505.6M |
| Glendale Branch | Glendale , CA | 91203 | $450.1M |
| Pasadena Branch | Pasadena , CA | 91101 | $395.8M |
| Sunset Doheny Branch | West Hollywood , CA | 90069 | $376.7M |
| Beverly Hills Wilshire Branch | Beverly Hills , CA | 90211 | $322.7M |
| Oxnard Branch | Oxnard , CA | 93036 | $311.0M |
| La Palma Branch | La Palma , CA | 90623 | $308.4M |
| Ontario Branch | Ontario , CA | 91764 | $304.0M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| April 9, 2011 | M&A | Acquired Nevada Commerce Bank failure_government_assistance_provided for the acquired bank | SEC |
| April 9, 2011 | Structure Change | Acquired Nevada Commerce Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| April 8, 2011 | Merger | Participated in FDIC Assisted Merger | FDIC |
| May 29, 2010 | M&A | Acquired Sun West Bank failure_government_assistance_provided for the acquired bank | SEC |
| May 29, 2010 | Structure Change | Acquired Sun West Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| May 28, 2010 | Merger | Participated in FDIC Assisted Merger | FDIC |
| May 8, 2010 | Structure Change | Acquired 1st Pacific Bank of California Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| May 8, 2010 | M&A | Acquired 1st Pacific Bank of California failure_government_assistance_provided for the acquired bank | SEC |
| May 7, 2010 | Merger | Participated in FDIC Assisted Merger | FDIC |
| December 19, 2009 | M&A | Acquired Imperial Capital Bank failure_government_assistance_provided for the acquired bank | SEC |
| December 19, 2009 | Structure Change | Acquired Imperial Capital Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| December 18, 2009 | Merger | Participated in FDIC Assisted Merger | FDIC |
| May 1, 2007 | Structure Change | Acquired Business Bank of Nevada Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 1, 2007 | M&A | Acquired Business Bank of Nevada merger for the acquired bank | SEC |
| May 1, 2007 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 1, 2002 | Structure Change | Acquired CivicBank of Commerce Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 1, 2002 | M&A | Acquired CivicBank of Commerce merger for the acquired bank | SEC |
| February 28, 2002 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 1, 2000 | Structure Change | Acquired The Pacific Bank, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 1, 2000 | M&A | Acquired The Pacific Bank, National Association merger for the acquired bank | SEC |
| February 29, 2000 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 28, 1999 | Structure Change | Acquired American Pacific State Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 28, 1999 | M&A | Acquired American Pacific State Bank merger for the acquired bank | SEC |
| August 27, 1999 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 31, 1998 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 31, 1998 | M&A | Acquired North American Trust Company merger for the acquired bank | SEC |
| December 31, 1998 | Structure Change | Acquired North American Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 10, 1998 | Structure Change | Acquired Harbor Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 10, 1998 | M&A | Acquired Harbor Bank merger for the acquired bank | SEC |
| January 9, 1998 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 25, 1997 | M&A | Acquired Riverside National Bank merger for the acquired bank | SEC |
| January 25, 1997 | Structure Change | Acquired Riverside National Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 24, 1997 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 18, 1997 | M&A | Acquired Ventura County National Bank merger for the acquired bank | SEC |
| January 18, 1997 | Structure Change | Acquired Frontier Bank, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 17, 1997 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 31, 1995 | Structure Change | Acquired First Los Angeles Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| December 31, 1995 | M&A | Acquired First Los Angeles Bank merger for the acquired bank | SEC |
| December 31, 1995 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| June 30, 1990 | M&A | Acquired Warner Center Bank merger for the acquired bank | SEC |
| June 30, 1990 | Structure Change | Acquired Warner Center Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| June 29, 1990 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 31, 1968 | Structure Change | Charter Discontinued (Merger or Purchase & Assumption) | FFIEC NIC |
| August 31, 1968 | M&A | merger | SEC |
| November 2, 1965 | Structure Change | Charter Discontinued (Merger or Purchase & Assumption) | FFIEC NIC |
| November 2, 1965 | M&A | merger | SEC |
| April 2, 1965 | M&A | merger | SEC |
| April 2, 1965 | Structure Change | Charter Discontinued (Merger or Purchase & Assumption) | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 48 events, scroll the table for the full history.
Regulatory record
What the public regulatory sources show for City National Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- 7 against the institution (OCC); 8 against individuals associated with it
- January 31, 2024, OCC: Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): City National Bank
- January 31, 2024, OCC: Civil Money Penalty (CMP): City National Bank
- June 4, 2023, OCC: GLBA Agreement: City National Bank
- May 3, 2010, OCC: Civil Money Penalty (CMP): City National Bank
- February 23, 2005, OCC: Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): City National Bank
- Period: Most recent institution action January 31, 2024. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 3.2% of deposits in CA, rank 6 of 171 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 6,191 applications, 3,375 loans originated, $4.28B originated, across 47 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 94 loans, $111.6M approved, $1.2M average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about City National Bank
What are City National Bank's total assets?
As of the Q2 2026 filing, City National Bank reported total assets of $99.10 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is City National Bank headquartered?
City National Bank is headquartered in Los Angeles, CA, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.
When was City National Bank founded?
City National Bank was established in 1953, per the FDIC institution directory.
Is City National Bank FDIC-insured?
Yes. City National Bank is an FDIC-insured commercial bank (FDIC Certificate #17281). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates City National Bank?
City National Bank's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is City National Bank's CET1 capital ratio?
City National Bank reported a Common Equity Tier 1 (CET1) capital ratio of 14.57% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does City National Bank operate?
City National Bank operates 71 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is City National Bank's Texas Ratio?
City National Bank's Texas Ratio is 5.54% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
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