Bankers Trust Company: Financial Reports & UBPR Data
BankRegReports is independent of Bankers Trust Company and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Bankers Trust Company operates with a thinner capital cushion than most banks of its size. Its balance sheet stood at $7.8 billion at June 30, 2026, up 3.8% from a year earlier; it is based in Des Moines, Iowa. It holds common equity equal to 10.95% of its risk-weighted assets, lower than about 9 in 10 of the 895 banks with $1 billion to $10 billion in assets (median 13.52%). It also holds about half of its deposits (57%) above the FDIC insurance limit, about double the median of 30.9% for banks its size.
Deposits are coming in faster than loans: over the year loans rose 1.5% and deposits rose 19.3%. Problem loans have nearly tripled in a year: loans on nonaccrual or 90 or more days past due, net of government guarantees are 0.31% of loans, against 0.03% a year earlier. Concentration is the risk to watch: it holds commercial real estate loans worth 3.7 times its capital, higher than about 9 in 10 banks its size (median 2.2 times).
As of June 30, 2026, Bankers Trust Company reported a CET1 capital ratio of 10.95%, a return on assets of 1.05%, a nonperforming-loan ratio of 0.60% and a Texas ratio of 2.24%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 453 7th St, Des Moines, IA 50309
- County
- Polk
- Metro Area
- Des Moines-West Des Moines, IA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- June 1, 1917
- Former names
- Bankers Trust Company, National Association (1999-2009)
- Offices
- 22 domestic
- Employees (FTE)
- 592
- Domestic deposits
- $6.72B
- Allowance for credit losses
- $82.1M
- Net charge-offs (YTD)
- $2.0M
- Average total assets
- $7.93B
- Average total loans
- $5.96B
- Average interest-bearing deposits
- $6.63B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 953
- Fed RSSD
- 811046
- Website
- www.bankerstrust.com →
- Parent Holding Company
- BTC FINANCIAL CORPORATION (RSSD 1201671)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Bankers Trust Company terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Bankers Trust Company, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios. BankRegReports early-warning band.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
Bankers Trust Company rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 10.95% | 1.05% | 0.60% | 5.80% | 2.89% |
| Q1 2026 | 10.90% | 1.06% | 0.50% | 4.39% | 3.01% |
| Q4 2025 | 10.73% | 1.19% | 0.42% | 3.21% | 3.03% |
| Q3 2025 | 10.57% | 1.17% | 0.12% | 0.92% | 2.96% |
| Q2 2025 | 10.29% | 1.03% | 0.02% | 0.23% | 2.93% |
| Q1 2025 | 10.30% | 0.93% | 0.06% | 0.51% | 2.84% |
| Q4 2024 | 10.01% | 0.92% | 0.07% | 0.59% | 2.85% |
| Q3 2024 | 10.04% | 1.00% | 0.13% | 1.06% | 2.76% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 21 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bankers Trust Company (main office) | Des Moines , IA | 50309 | $4.51B |
| Bankers Trust Company Cedar Rapids Branch | Cedar Rapids , IA | 52401 | $399.9M |
| Bankers Trust Phoenix | Phoenix , AZ | 85016 | $394.7M |
| Windsor Heights Branch | Des Moines , IA | 50324 | $202.2M |
| Clive Branch | Clive , IA | 50325 | $169.1M |
| Bankers Trust Company Ames Branch | Ames , IA | 50010 | $168.1M |
| North Branch | Des Moines , IA | 50310 | $168.1M |
| Omaha Branch | Elkhorn , NE | 68022 | $145.8M |
| South Branch | Des Moines , IA | 50315 | $112.2M |
| Bankers Trust Ankeny Office | Ankeny , IA | 50023 | $71.7M |
| West Des Moines Branch | West Des Moines , IA | 50266 | $61.1M |
| Grimes Branch | Grimes , IA | 50111 | $59.6M |
| East Branch | Des Moines , IA | 50313 | $56.7M |
| Bankers Trust Altoona | Altoona , IA | 50009 | $54.0M |
| Sagewood Br | Phoenix , AZ | 85050 | $41.8M |
| Sun Health Grandview Terrace | Sun City West , AZ | 85375 | $29.6M |
| Downtown Branch | Des Moines , IA | 50309 | $29.6M |
| Blairs Ferry Branch | Cedar Rapids , IA | 52402 | $28.7M |
| North Scottsdale Branch | Scottsdale , AZ | 85255 | $10.7M |
| Bankers Trust Mobile Cr Main Branch | Cedar Rapids , IA | 52401 | $0 |
| Mobile Windsor Heights Branch | Des Moines , IA | 50324 | $0 |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| January 1, 2016 | M&A | Acquired Bankers Trust Company merger for the acquired bank | SEC |
| January 1, 2016 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 2016 | Structure Change | Acquired Bankers Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 1, 2009 | M&A | Acquired Bankers Trust Company, National Association merger for the acquired bank | SEC |
| September 1, 2009 | Structure Change | Acquired Bankers Trust Company, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 31, 2009 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 6 events.
Regulatory record
What the public regulatory sources show for Bankers Trust Company, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- 1 against the institution (Federal Reserve)
- April 8, 1991, Federal Reserve: Written Agreement: Bankers Trust Company, Des Moines, IA
- Period: Most recent institution action April 8, 1991. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 4.6% of deposits in IA, rank 4 of 261 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 914 applications, 716 loans originated, $389.0M originated, across 12 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 10 loans, $3.3M approved, $333K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
Add this badge to your website
Free to use. The badge always shows Bankers Trust Company’s most recent filed regulatory figures. It updates automatically each quarter, so it never goes stale.
Similar banks
Compare Bankers Trust Company with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet. Pick a peer to view the full head-to-head.
Frequently asked about Bankers Trust Company
What are Bankers Trust Company's total assets?
As of the Q2 2026 filing, Bankers Trust Company reported total assets of $7.83 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Bankers Trust Company headquartered?
Bankers Trust Company is headquartered in Des Moines, IA, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.
When was Bankers Trust Company founded?
Bankers Trust Company was established in 1917, per the FDIC institution directory.
Is Bankers Trust Company FDIC-insured?
Yes. Bankers Trust Company is an FDIC-insured commercial bank (FDIC Certificate #953). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bankers Trust Company?
Bankers Trust Company's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Bankers Trust Company's CET1 capital ratio?
Bankers Trust Company reported a Common Equity Tier 1 (CET1) capital ratio of 10.95% in its Q2 2026 call report, above regulatory requirements.
How many branches does Bankers Trust Company operate?
Bankers Trust Company operates 22 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bankers Trust Company's Texas Ratio?
Bankers Trust Company's Texas Ratio is 2.24% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was Bankers Trust Company previously called?
The charter now named Bankers Trust Company has also operated as Bankers Trust Company, National Association (1999-2009), per FDIC structure-change records.
Go deeper on Bankers Trust Company.
Unlock the full terminal: 26 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Unlock Bankers Trust Company, freeFree account