Mutual Savings and Loan Association: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Mutual Savings and Loan Association of Metairie, LA against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -0.63% | 3.14% | -3.77% | 9th bottom |
| ROAE | -1.33% | 10.43% | -11.76% | 13th bottom |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.88% | 3.93% | -0.05% | 51st above |
| Efficiency Ratio | 116.62% | 76.26% | +40.36% | 9th bottom |
| PPNR / Avg Assets | -0.63% | 1.40% | -2.03% | 7th bottom |
| Yield on Earning Assets | 4.47% | 5.35% | -0.88% | 22nd bottom |
| Cost of Funds | 1.05% | 1.71% | -0.66% | 77th top |
| Net Interest Spread | 3.28% | 3.31% | -0.03% | 48th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.22% | 1.34% | -1.12% | 52nd above |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.19% | 0.71% | -0.52% | 46th below |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 0.61% | 1.49% | -0.88% | 6th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 272.06% | 865.02% | -592.96% | 68th above |
| Texas Ratio | 0.39% | 8.26% | -7.87% | 62nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 98.90% | 61.78% | +37.12% | 86th top |
| Tier 1 Ratio | 98.90% | 61.79% | +37.11% | 86th top |
| Total Capital Ratio | 99.97% | 62.75% | +37.22% | 86th top |
| Leverage Ratio | 47.17% | 17.58% | +29.59% | 89th top |
| Equity / Assets | 47.64% | 16.39% | +31.25% | 89th top |
| TCE / Tangible Assets | 47.64% | 16.14% | +31.50% | 89th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 161.84% | 72.74% | +89.10% | 1st bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 90.48% | 88.21% | +2.27% | 45th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -3.19% | 4.31% | -7.50% | 18th bottom |
| Loan Growth (Y/Y) | -2.83% | 6.73% | -9.56% | 27th below |
| Deposit Growth (Y/Y) | -5.19% | 3.78% | -8.97% | 13th bottom |
See Mutual Savings and Loan Association's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Mutual Savings and Loan Association, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Mutual Savings and Loan Association profile, how to read a UBPR, or how this data updates.