Old Dominion National Bank: Income and Expense
BankRegReports is independent of Old Dominion National Bank and never asks for online banking logins or passwords.
Data as of · Call Report Schedule RI How we update
Old Dominion National Bank reported all 18 line items on this page on its Q3 2026 filing. Net income was $2.5M in Q3 2026, down 11.0% from $2.8M in Q3 2025.
What the income and expense page covers and where each line comes from.
Open the full profitability analysis: return on equity taken apart into each income statement line's share of average assets and the leverage on equity, what moved it since a year earlier, and peers measured the same way.
The standout move of Q3 2026 was in Total noninterest expense: 21.1% higher than in Q2 2026, at $10.2M. Within Virginia, Old Dominion National Bank is 47th of 56 on return on assets, 0.58% as of Q3 2026. Against a median of 1.30% for banks in the $1B-10B asset tier, Old Dominion National Bank reported 0.58% on return on assets in Q3 2026, 0.72 points lower.
Net income
| Line item | Q3 2026 |
|---|---|
| Net income | $2.5M |
| Return on assets | 0.58% |
| Return on equity | 5.15% |
Source: Call Report Schedule RI. Open the filed call report for Q3 2026 on the FFIEC CDR.
Interest income and expense
| Line item | Q3 2026 |
|---|---|
| Interest income on loans | $21.0M |
| Total interest expense | $9.6M |
| Interest expense on deposits | $8.7M |
| Net interest margin | 3.31% |
Source: Call Report Schedule RI. Open the filed call report for Q3 2026 on the FFIEC CDR.
Noninterest income and expense
| Line item | Q3 2026 |
|---|---|
| Total noninterest expense | $10.2M |
| Salaries and general administrative expense | $6.4M |
| Amortization of intangibles | $0 |
| Other noninterest expense | $3.7M |
| Efficiency ratio | 64.14% |
Source: Call Report Schedule RI. Open the filed call report for Q3 2026 on the FFIEC CDR.
Productivity
| Line item | Q3 2026 |
|---|---|
| Assets per employee | $17.4M |
| Revenue per employee | $633K |
| Full-time equivalent employees | 100 |
Source: Call Report Schedule RI. Open the filed call report for Q3 2026 on the FFIEC CDR.
Credit costs and securities results
| Line item | Q3 2026 |
|---|---|
| Provision for credit losses | $2.0M |
| Provision expense to average assets | 0.46% |
| Realized gain/(loss) on securities | $0 |
Source: Call Report Schedule RI. Open the filed call report for Q3 2026 on the FFIEC CDR.
Income and Expense trend
Income and Expense by quarter
| Quarter | Net income | Return on assets | Return on equity | Efficiency ratio |
|---|---|---|---|---|
| Q4 2023 | $1.6M | 0.55% | 4.71% | 71.47% |
| Q1 2024 | $1.2M | 0.40% | 3.43% | 81.85% |
| Q2 2024 | -$367K | -0.12% | -1.03% | 98.77% |
| Q3 2024 | $1.6M | 0.49% | 4.54% | 69.78% |
| Q4 2024 | $2.6M | 0.76% | 7.09% | 71.41% |
| Q1 2025 | $2.3M | 0.67% | 6.14% | 70.01% |
| Q2 2025 | $2.1M | 0.59% | 5.61% | 67.25% |
| Q3 2025 | $2.8M | 0.76% | 7.12% | 64.82% |
| Q4 2025 | $3.4M | 0.87% | 7.84% | 63.94% |
| Q1 2026 | $4.3M | 1.07% | 9.20% | 59.70% |
| Q2 2026 | $2.3M | 0.54% | 4.73% | 62.90% |
| Q3 2026 | $2.5M | 0.58% | 5.15% | 64.14% |
Old Dominion National Bank income and expense, quarter by quarter
Income and Expense since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedule RI, Q3 2026. How these pages are built. See the full Old Dominion National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58504) · FFIEC NIC profile (RSSD 3610718)