Old Dominion National Bank: Vital Signs
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Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
Old Dominion National Bank reported all 23 line items on this page on its Q3 2026 filing. CET1 capital ratio was 13.80% in Q3 2026, up 1.19 percentage points from 12.61% in Q3 2025. Across the 12 quarters shown it ranged from 12.23% (Q2 2025) to 14.08% (Q1 2026).
What the vital signs page covers and where each line comes from.
The standout move of Q3 2026 was in Reserve coverage of nonperforming loans: 28.01 percentage points lower than in Q2 2026, at 78.94%. Within Virginia, Old Dominion National Bank is 47th of 56 on return on assets, 0.58% as of Q3 2026. Against a median of 1.30% for banks in the $1B-10B asset tier, Old Dominion National Bank reported 0.58% on return on assets in Q3 2026, 0.72 points lower.
Capital adequacy
| Line item | Q3 2026 |
|---|---|
| CET1 capital ratio | 13.80% |
| Tier 1 risk-based capital ratio | 13.80% |
| Total risk-based capital ratio | 14.74% |
| Tier 1 leverage ratio | 11.55% |
| Equity capital to assets | 11.09% |
| Tangible equity to tangible assets | 11.09% |
Source: Call Report Schedules RC, RC-N, RC-R and RI; CET1 capital ratio: Call Report Schedule RC-R, Part I (RCOAP793); Tier 1 risk-based capital ratio: Call Report Schedule RC-R, Part I (RCOA7206); Total risk-based capital ratio: Call Report Schedule RC-R, Part I (RCOA7205); Tier 1 leverage ratio: Call Report Schedule RC-R, Part I (RCOA7204). Open the filed call report for Q3 2026 on the FFIEC CDR.
Asset quality
| Line item | Q3 2026 |
|---|---|
| Nonperforming loans to loans | 1.17% |
| Nonperforming assets ratio | 0.95% |
| Net charge-off ratio | 0.41% |
| Texas ratio | 8.00% |
| Allowance for credit losses to loans | 0.93% |
| Reserve coverage of nonperforming loans | 78.94% |
Source: Call Report Schedules RC, RC-N, RC-R and RI. Open the filed call report for Q3 2026 on the FFIEC CDR.
Earnings
| Line item | Q3 2026 |
|---|---|
| Return on assets | 0.58% |
| Return on equity | 5.15% |
| Net interest margin | 3.31% |
| Efficiency ratio | 64.14% |
| Yield on earning assets | 5.61% |
| Cost of funds | 2.50% |
Source: Call Report Schedules RC, RC-N, RC-R and RI. Open the filed call report for Q3 2026 on the FFIEC CDR.
Liquidity and funding
| Line item | Q3 2026 |
|---|---|
| Loan-to-deposit ratio | 97.62% |
| Core deposits to total deposits | 75.53% |
| Brokered deposits to total deposits | 9.09% |
| Deposits to assets | 82.74% |
| Securities to assets | 4.28% |
Source: Call Report Schedules RC, RC-N, RC-R and RI. Open the filed call report for Q3 2026 on the FFIEC CDR.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q4 2023 | 13.17% | 13.17% | 14.21% | 12.24% | 0.55% |
| Q1 2024 | 13.37% | 13.37% | 14.41% | 12.32% | 0.40% |
| Q2 2024 | 12.64% | 12.64% | 13.65% | 11.76% | -0.12% |
| Q3 2024 | 12.72% | 12.72% | 13.77% | 11.32% | 0.49% |
| Q4 2024 | 12.67% | 12.67% | 13.69% | 11.15% | 0.76% |
| Q1 2025 | 12.48% | 12.48% | 13.47% | 11.33% | 0.67% |
| Q2 2025 | 12.23% | 12.23% | 13.21% | 10.85% | 0.59% |
| Q3 2025 | 12.61% | 12.61% | 13.63% | 11.05% | 0.76% |
| Q4 2025 | 13.61% | 13.61% | 14.57% | 12.18% | 0.87% |
| Q1 2026 | 14.08% | 14.08% | 15.01% | 12.02% | 1.07% |
| Q2 2026 | 13.99% | 13.99% | 14.92% | 11.75% | 0.54% |
| Q3 2026 | 13.80% | 13.80% | 14.74% | 11.55% | 0.58% |
Old Dominion National Bank vital signs, quarter by quarter
Vital Signs since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, Q3 2026. How these pages are built. See the full Old Dominion National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58504) · FFIEC NIC profile (RSSD 3610718)