Old Dominion National Bank: Loan Portfolio
BankRegReports is independent of Old Dominion National Bank and never asks for online banking logins or passwords.
Data as of · Call Report Schedule RC-C How we update
Old Dominion National Bank reported all 18 line items on this page on its Q3 2026 filing. Total loans and leases was $1.41B in Q3 2026, up 10.6% from $1.27B in Q3 2025. That is 80.8% of its total assets. Across the 12 quarters shown it ranged from $1.04B (Q4 2023) to $1.41B (Q3 2026).
What the loan portfolio page covers and where each line comes from.
Loans held for sale climbed 65.1% in Q3 2026, from $1.2M to $2.0M. It was the largest change from Q2 2026 among the key lines here. Within Virginia, Old Dominion National Bank is 10th of 56 on loan-to-deposit ratio, 97.62% as of Q3 2026. The median for banks in the $1B-10B asset tier is 88.13% on loan-to-deposit ratio. Old Dominion National Bank sits 9.48 points higher, at 97.62% (Q3 2026).
Loan totals
| Line item | Q3 2026 |
|---|---|
| Total loans and leases | $1.41B |
| Net loans and leases | $1.39B |
| Loans held for sale | $2.0M |
| Loans to total assets | 80.76% |
| Loan-to-deposit ratio | 97.62% |
| Net loans to equity capital | 7.22× |
Source: Call Report Schedule RC-C; Total loans and leases: Call Report Schedule RC-C, Part I, item 12 (RCON2122). Open the filed call report for Q3 2026 on the FFIEC CDR.
Portfolio mix (share of total loans)
| Line item | Q3 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 37.02% |
| Multifamily (5+ residential) | 8.59% |
| Commercial and industrial | 18.53% |
| Consumer | 0.07% |
| Credit cards | 0.00% |
| Farm | 0.16% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Source: Call Report Schedule RC-C. Open the filed call report for Q3 2026 on the FFIEC CDR.
Concentration measures
| Line item | Q3 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 316.92% |
| Construction concentration (Tier 1 capital + allowance) | 68.34% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Source: Call Report Schedule RC-C. Open the filed call report for Q3 2026 on the FFIEC CDR.
Loan earnings
| Line item | Q3 2026 |
|---|---|
| Yield on loans | 6.05% |
| Interest income on loans | $21.0M |
Source: Call Report Schedule RC-C. Open the filed call report for Q3 2026 on the FFIEC CDR.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q4 2023 | $1.04B | $993.7M | 40.24% | 13.58% | 0.12% |
| Q1 2024 | $1.05B | $991.7M | 39.43% | 13.63% | 0.14% |
| Q2 2024 | $1.11B | $1.09B | 36.57% | 14.33% | 0.11% |
| Q3 2024 | $1.16B | $1.10B | 36.39% | 15.19% | 0.10% |
| Q4 2024 | $1.18B | $1.13B | 35.45% | 15.17% | 0.11% |
| Q1 2025 | $1.23B | $1.18B | 38.07% | 14.52% | 0.10% |
| Q2 2025 | $1.26B | $1.23B | 38.86% | 15.12% | 0.09% |
| Q3 2025 | $1.27B | $1.24B | 37.95% | 16.19% | 0.09% |
| Q4 2025 | $1.35B | $1.32B | 37.27% | 17.31% | 0.08% |
| Q1 2026 | $1.33B | $1.32B | 37.75% | 17.50% | 0.08% |
| Q2 2026 | $1.37B | $1.50B | 36.82% | 18.40% | 0.09% |
| Q3 2026 | $1.41B | $1.44B | 37.02% | 18.53% | 0.07% |
Old Dominion National Bank loan portfolio, quarter by quarter
Loan Portfolio since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedule RC-C, Q3 2026. How these pages are built. See the full Old Dominion National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58504) · FFIEC NIC profile (RSSD 3610718)