Old Dominion National Bank: Peer Group Comparison
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Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Old Dominion National Bank of North Garden, VA against its peer group of 896 similarly-sized US banks as of Q3 2026. The peer group is every US bank in the same asset tier (banks with $1B to $10B in assets). The credit quality page compares against a shorter list, the 10 nearest banks by size in the same tier, so its peer medians can differ from the ones here. For each metric the bank's value is shown next to the peer-group median and the bank's percentile within the group, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Best quarter means the bank is among the strongest 25% of its peers on that measure.
How to read the peer columns: Peer median is the middle bank of the peer group. The percentile is the share of the other banks in the group with a lower value, so a high percentile is good for return on assets and bad for the efficiency ratio. The tag says which it is: better half or worse half, with the best and worst quarters marked. Measures with no better direction, such as loans to deposits and growth, carry no tag.
Profitability
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| ROAA | 0.58% | 1.32% | -0.74% | 10th worst quarter |
| ROAE | 5.15% | 12.84% | -7.69% | 9th worst quarter |
| Net Interest Margin | 3.31% | 3.80% | -0.49% | 22nd worst quarter |
| Efficiency Ratio | 64.14% | 57.50% | +6.64% | 71st worse half |
| PPNR / Avg Assets | 1.33% | 1.78% | -0.45% | 23rd worst quarter |
| Yield on Earning Assets | 5.61% | 5.62% | -0.01% | 49th |
| Cost of Funds | 2.50% | 2.05% | +0.45% | 77th worst quarter |
| Net Interest Spread | 2.41% | 3.16% | -0.75% | 15th worst quarter |
Asset Quality
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| NPL / Total Loans | 1.17% | 0.54% | +0.63% | 76th worst quarter |
| NPA / Total Assets | 0.95% | 0.43% | +0.52% | 77th worst quarter |
| NCO / Avg Loans | 0.41% | 0.03% | +0.38% | 88th worst quarter |
| ACL / Total Loans | 0.93% | 1.14% | -0.21% | 22nd |
| ACL / NPLs (Coverage) | 78.94% | 206.61% | -127.67% | 17th worst quarter |
| Texas Ratio | 8.00% | 3.89% | +4.11% | 76th worst quarter |
| Provision / NCO | 139.04% | 144.93% | -5.89% | 49th |
| CRE / Total Capital | 316.92% | 224.99% | +91.93% | 83rd worst quarter |
Capital Adequacy
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| CET1 Ratio | 13.80% | 13.63% | +0.17% | 53rd better half |
| Tier 1 Ratio | 13.80% | 13.64% | +0.16% | 52nd better half |
| Total Capital Ratio | 14.74% | 14.75% | -0.01% | 50th worse half |
| Leverage Ratio | 11.55% | 10.57% | +0.98% | 68th better half |
| Equity / Assets | 11.09% | 10.20% | +0.89% | 65th better half |
| TCE / Tangible Assets | 11.09% | 9.58% | +1.51% | 75th better half |
Liquidity & Funding
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| Loan / Deposit | 97.62% | 88.09% | +9.53% | 77th |
| Core Deposit Ratio | 75.53% | 89.11% | -13.58% | 12th worst quarter |
| Uninsured Deposit Ratio | 47.37% | 31.09% | +16.28% | 87th worst quarter |
| Borrowings / Total Assets | 5.46% | 4.05% | +1.41% | 61st worse half |
Growth & Management
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 15.34% | 4.80% | +10.54% | 87th |
| Loan Growth (Y/Y) | 10.63% | 6.01% | +4.62% | 74th |
| Deposit Growth (Y/Y) | 15.71% | 4.64% | +11.07% | 86th |
See Old Dominion National Bank's peers by name
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Unlock this bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Old Dominion National Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Old Dominion National Bank peer analysis.