Popular Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds purchased and repos: 213.6% higher than in Q1 2026, at $62.9M. Within New York, Popular Bank is 19th of 105 on loan-to-deposit ratio, 98.69% as of Q2 2026. The median for banks in the $10B-100B asset tier is 86.87% on loan-to-deposit ratio. Popular Bank sits 11.82 points higher, at 98.69% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $1.05B |
| Cash and noninterest-bearing balances to assets | 7.00% |
| Cash and securities | $2.49B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $62.9M |
| Other borrowed money | $761.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 5.07% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 98.69% |
| Net loans and leases to deposits | 97.92% |
| Loans and leases to core deposits | 112.13% |
| Core deposits to total deposits | 80.70% |
| Brokered deposits to total deposits | 7.32% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 99.65% | 78.15% | $67.7M | $340.0M |
| Q4 2023 | 93.64% | 79.63% | $66.7M | $327.2M |
| Q1 2024 | 93.00% | 80.09% | $36.1M | $306.6M |
| Q2 2024 | 88.09% | 76.61% | $57.6M | $281.0M |
| Q3 2024 | 88.06% | 77.16% | $29.5M | $256.8M |
| Q4 2024 | 93.42% | 76.45% | $28.4M | $461.5M |
| Q1 2025 | 93.15% | 78.50% | $31.0M | $409.3M |
| Q2 2025 | 95.29% | 78.60% | $29.2M | $733.7M |
| Q3 2025 | 94.79% | 78.02% | $29.3M | $566.9M |
| Q4 2025 | 97.00% | 78.48% | $19.9M | $786.5M |
| Q1 2026 | 94.97% | 81.15% | $20.1M | $461.9M |
| Q2 2026 | 98.69% | 80.70% | $62.9M | $761.5M |
Popular Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Popular Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Popular Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34967) · FFIEC NIC profile (RSSD 2736291)