Popular Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 95.20 percentage points higher than in Q1 2026, at 188.24%. Within New York, Popular Bank is 54th of 105 on return on assets, 0.97% as of Q2 2026. The median for banks in the $10B-100B asset tier is 1.29% on return on assets. Popular Bank sits 0.32 points lower, at 0.97% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 14.32% |
| Tier 1 risk-based capital ratio | 14.32% |
| Total risk-based capital ratio | 15.14% |
| Tier 1 leverage ratio | 11.80% |
| Equity capital to assets | 14.37% |
| Tangible equity to tangible assets | 12.30% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.42% |
| Non-performing assets ratio | 0.33% |
| Net charge-off ratio | 0.08% |
| Texas ratio | 2.42% |
| Allowance for credit losses to loans | 0.79% |
| Reserve coverage of non-performing loans | 188.24% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.97% |
| Return on equity | 6.83% |
| Net interest margin | 3.16% |
| Efficiency ratio | 55.41% |
| Yield on earning assets | 5.63% |
| Cost of funds | 2.77% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 98.69% |
| Core deposits to total deposits | 80.70% |
| Brokered deposits to total deposits | 7.32% |
| Deposits to assets | 79.36% |
| Securities to assets | 9.60% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 14.22% | 14.22% | 14.84% | 11.62% | 0.34% |
| Q4 2023 | 13.75% | 13.75% | 14.38% | 11.23% | 0.15% |
| Q1 2024 | 13.24% | 13.24% | 14.05% | 10.34% | 0.20% |
| Q2 2024 | 13.38% | 13.38% | 14.09% | 10.39% | 0.50% |
| Q3 2024 | 13.75% | 13.75% | 14.38% | 10.44% | 0.80% |
| Q4 2024 | 13.35% | 13.35% | 13.93% | 10.64% | 0.67% |
| Q1 2025 | 13.75% | 13.75% | 14.56% | 10.95% | 0.41% |
| Q2 2025 | 13.65% | 13.65% | 14.49% | 10.96% | 0.61% |
| Q3 2025 | 13.67% | 13.67% | 14.49% | 11.01% | 0.48% |
| Q4 2025 | 13.79% | 13.79% | 14.60% | 11.26% | 0.87% |
| Q1 2026 | 14.24% | 14.24% | 15.07% | 11.48% | 0.98% |
| Q2 2026 | 14.32% | 14.32% | 15.14% | 11.80% | 0.97% |
Popular Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Popular Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Popular Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34967) · FFIEC NIC profile (RSSD 2736291)