Popular Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Popular Bank of New York, NY against its peer group of 136 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.97% | 1.34% | -0.37% | 21st bottom |
| ROAE | 6.83% | 12.25% | -5.42% | 13th bottom |
| Net Interest Margin | 3.16% | 3.68% | -0.52% | 25th below |
| Efficiency Ratio | 55.41% | 53.86% | +1.55% | 43rd below |
| PPNR / Avg Assets | 1.42% | — | — | 23rd bottom |
| Yield on Earning Assets | 5.63% | 5.58% | +0.05% | 69th above |
| Cost of Funds | 2.77% | 1.99% | +0.78% | 14th bottom |
| Net Interest Spread | 2.50% | — | — | 28th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.39% | 1.09% | -0.70% | 81st top |
| NPA / Total Assets | 0.31% | — | — | 74th above |
| NCO / Avg Loans | 0.08% | 0.36% | -0.28% | 67th above |
| ACL / Total Loans | 0.79% | — | — | 14th bottom |
| ACL / NPLs (Coverage) | 202.26% | — | — | 60th above |
| Texas Ratio | 2.42% | 5.43% | -3.01% | 78th top |
| Provision / NCO | 116.31% | — | — | 55th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 14.32% | 14.50% | -0.18% | 68th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 14.32% | 14.60% | -0.28% | 67th above |
| Total Capital Ratio | 15.14% | — | — | 64th above |
| Leverage Ratio | 11.80% | 10.26% | +1.54% | 87th top |
| Equity / Assets | 14.37% | 11.55% | +2.82% | 87th top |
| TCE / Tangible Assets | 12.30% | — | — | 94th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 98.69% | 83.97% | +14.72% | 13th bottom |
| Core Deposit Ratio | 80.70% | 86.78% | -6.08% | 19th bottom |
| Uninsured Deposit Ratio | 31.20% | 38.93% | -7.73% | 71st above |
| Wholesale Funding Ratio | 5.48% | — | — | 34th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.13% | — | — | 20th bottom |
| Loan Growth (Y/Y) | 3.44% | — | — | 31st below |
| Deposit Growth (Y/Y) | -0.13% | — | — | 15th bottom |
See Popular Bank's peers by name
The 136 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Popular Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Popular Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Popular Bank peer analysis.