Texas Security Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Other borrowed money dropped 55.5% in Q2 2026, from $123.5M to $55.0M. It was the largest change from Q1 2026 among the key lines here. Texas Security Bank ranks 84th of 346 Texas banks on loan-to-deposit ratio, in the upper half at 85.86% (Q2 2026). At 85.86%, Texas Security Bank's loan-to-deposit ratio is close to the 88.20% median for banks in the $1B-10B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $113.6M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $319.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $55.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 4.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 85.86% |
| Net loans and leases to deposits | 84.86% |
| Loans and leases to core deposits | 88.55% |
| Core deposits to total deposits | 87.29% |
| Brokered deposits to total deposits | 9.68% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 89.19% | 82.26% | $0 | $145.0M |
| Q4 2023 | 95.36% | 88.45% | $0 | $165.0M |
| Q1 2024 | 92.41% | 92.38% | $0 | $142.0M |
| Q2 2024 | 91.67% | 95.40% | $0 | $123.4M |
| Q3 2024 | 93.37% | 97.88% | $0 | $150.0M |
| Q4 2024 | 81.35% | 91.68% | $0 | $0 |
| Q1 2025 | 85.78% | 90.23% | $0 | $50.0M |
| Q2 2025 | 89.15% | 89.20% | $0 | $70.0M |
| Q3 2025 | 87.01% | 88.63% | $0 | $45.0M |
| Q4 2025 | 76.75% | 88.19% | $0 | $0 |
| Q1 2026 | 90.10% | 91.89% | $0 | $123.5M |
| Q2 2026 | 85.86% | 87.29% | $0 | $55.0M |
Texas Security Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Texas Security Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Texas Security Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58739) · FFIEC NIC profile (RSSD 3619216)