Texas Security Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Texas Security Bank of Dallas, TX against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.12% | 1.44% | -0.32% | 38th below |
| ROAE | 13.60% | 12.50% | +1.10% | 60th above |
| Net Interest Margin | 3.61% | 3.84% | -0.23% | 43rd below |
| Efficiency Ratio | 57.44% | 58.87% | -1.43% | 53rd above |
| PPNR / Avg Assets | 1.63% | 1.78% | -0.15% | 44th below |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.54% | 5.71% | -0.17% | 50th above |
| Cost of Funds | 2.12% | 2.03% | +0.09% | 43rd below |
| Net Interest Spread | 2.66% | 3.18% | -0.52% | 28th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.41% | 0.96% | -0.55% | 65th above |
| NPA / Total Assets | 0.30% | 0.75% | -0.45% | 65th above |
| NCO / Avg Loans | -0.00% | 0.31% | -0.31% | 84th top |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.17% | 1.25% | -0.08% | 52nd above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 287.43% | 699.30% | -411.87% | 68th above |
| Texas Ratio | 3.15% | 7.17% | -4.02% | 64th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.35% | 17.41% | -4.06% | 48th below |
| Tier 1 Ratio | 13.35% | 17.45% | -4.10% | 47th below |
| Total Capital Ratio | 14.55% | 18.50% | -3.95% | 48th below |
| Leverage Ratio | 9.57% | 11.60% | -2.03% | 24th bottom |
| Equity / Assets | 8.69% | 11.33% | -2.64% | 16th bottom |
| TCE / Tangible Assets | 8.69% | 10.65% | -1.96% | 24th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 85.86% | 86.35% | -0.49% | 57th above |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.29% | 85.55% | +1.74% | 42nd below |
| Uninsured Deposit Ratio | 47.74% | 32.69% | +15.05% | 11th bottom |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.00% | 5.45% | -1.45% | 49th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 15.24% | 10.45% | +4.79% | 87th top |
| Loan Growth (Y/Y) | 13.05% | 7.99% | +5.06% | 81st top |
| Deposit Growth (Y/Y) | 17.37% | 7.97% | +9.40% | 89th top |
See Texas Security Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Texas Security Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Texas Security Bank profile, how to read a UBPR, or how this data updates.