Woori America Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 2.99 percentage points lower than in Q1 2026, at 110.48%. Woori America Bank ranks 48th of 105 New York banks on loan-to-deposit ratio, in the upper half at 87.58% (Q2 2026). At 87.58%, Woori America Bank's loan-to-deposit ratio is close to the 88.20% median for banks in the $1B-10B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $865.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $975.8M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 87.58% |
| Net loans and leases to deposits | 86.16% |
| Loans and leases to core deposits | 110.48% |
| Core deposits to total deposits | 79.28% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 98.79% | 66.78% | $0 | $12.7M |
| Q4 2023 | 92.50% | 70.03% | $0 | $13.3M |
| Q1 2024 | 97.04% | 71.22% | $0 | $13.0M |
| Q2 2024 | 93.78% | 71.72% | $0 | $12.8M |
| Q3 2024 | 85.50% | 70.70% | $0 | $0 |
| Q4 2024 | 90.45% | 76.59% | $0 | $0 |
| Q1 2025 | 96.96% | 72.27% | $0 | $80.0M |
| Q2 2025 | 93.33% | 73.85% | $0 | $40.0M |
| Q3 2025 | 91.38% | 71.40% | $0 | $0 |
| Q4 2025 | 89.83% | 74.70% | $0 | $0 |
| Q1 2026 | 87.68% | 76.93% | $0 | $0 |
| Q2 2026 | 87.58% | 79.28% | $0 | $0 |
Woori America Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Woori America Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Woori America Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 24920) · FFIEC NIC profile (RSSD 384018)