Woori America Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Woori America Bank of New York, NY against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.02% | 1.46% | -0.44% | 31st below |
| ROAE | 8.13% | 12.70% | -4.57% | 21st bottom |
| Net Interest Margin | 2.80% | 3.85% | -1.05% | 9th bottom |
| Efficiency Ratio | 49.95% | 57.41% | -7.46% | 76th top |
| PPNR / Avg Assets | 1.62% | 1.88% | -0.26% | 43rd below |
| Yield on Earning Assets | 4.82% | 5.72% | -0.90% | 14th bottom |
| Cost of Funds | 1.89% | 2.02% | -0.13% | 57th above |
| Net Interest Spread | 1.29% | 3.18% | -1.89% | 2nd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.92% | 1.00% | +0.92% | 11th bottom |
| NPA / Total Assets | 1.44% | 0.76% | +0.68% | 13th bottom |
| NCO / Avg Loans | -0.01% | 0.43% | -0.44% | 90th top |
| ACL / Total Loans | 1.63% | 1.31% | +0.32% | 90th top |
| ACL / NPLs (Coverage) | 84.98% | 565.14% | -480.16% | 23rd bottom |
| Texas Ratio | 10.16% | 7.38% | +2.78% | 23rd bottom |
| Provision / NCO | 3559.34% | 613.00% | +2946.34% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 18.34% | 17.33% | +1.01% | 88th top |
| Tier 1 Ratio | 18.34% | 17.37% | +0.97% | 88th top |
| Total Capital Ratio | 19.60% | 18.42% | +1.18% | 88th top |
| Leverage Ratio | 12.78% | 11.43% | +1.35% | 83rd top |
| Equity / Assets | 13.06% | 11.33% | +1.73% | 85th top |
| TCE / Tangible Assets | 12.95% | 10.50% | +2.45% | 88th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Behind the peer average, ahead of the median peer. | 87.58% | 86.95% | +0.63% | 52nd above |
| Core Deposit Ratio | 79.28% | 85.56% | -6.28% | 19th bottom |
| Uninsured Deposit Ratio | 68.67% | 33.07% | +35.60% | 2nd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.15% | 9.68% | -3.53% | 56th above |
| Loan Growth (Y/Y) | 0.99% | 8.07% | -7.08% | 22nd bottom |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.62% | 7.88% | -0.26% | 65th above |
See Woori America Bank's peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Woori America Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Woori America Bank profile, how to read a UBPR, or how this data updates.