Category
Liquidity & Funding
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Liquidity & Funding
Net Non-Core Funding Dependence: What It Measures and Why It Matters
Silicon Valley Bank's net non-core funding dependence ratio climbed for six consecutive quarters before March 2023. The number was sitting in its UBPR the …
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Liquidity & Funding
Deposit Beta & Cost of Funds: What Bank Analysts Actually Measure
Between Q1 2022 and Q4 2023, the Fed funds target rate rose 525 basis points. The median community bank saw its cost of funds …
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Liquidity & Funding
What Is the Loan-to-Deposit Ratio? A Bank Guide
Three banks failed in 2023 with loan-to-deposit ratios that looked fine on the surface. The ratio was not their problem — their deposit composition …
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