#bank analytics
Articles tagged with "bank analytics"
Bank M&A Analysis: How to Evaluate a Deal from Call Reports
The U.S. had more than 15,000 FDIC-insured banks and thrifts in 1990. It has about 4,300 today. That contraction (mostly mergers, some failures) happened …
Why TCE and Regulatory Capital Disagree: Lessons From 2023
This post is about why tangible common equity can disagree with regulatory capital.
Bank Peer Group Analysis: A Step-by-Step Guide
Tell someone a bank has a 3.5% net interest margin and you have told them almost nothing. Is that good? Depends entirely on whether …
Bank Size Is Not Safety: Reading the Largest US Banks List
JPMorgan Chase Bank, N.A. alone carried $4.09 trillion in assets at the bank charter level at June 30, 2026 (Call Report), a figure that …
FR Y-9C vs. Call Report: Reading Holding Company Financials
Pull up JPMorgan Chase Bank, N.A. on the FFIEC call report and you see a $4.0 trillion institution. Pull up JPMorgan Chase & Co. …
The Texas Ratio as a Failure Warning: Origins and Limits
The Texas Ratio is one of the simplest and most reliable early-warning signals for bank failure. Learn what it measures, how to calculate it …
UBPR: How to Read the FFIEC Uniform Bank Performance Report
The UBPR is the FFIEC's quarterly ratio, trend and peer-percentile report on every FDIC-insured bank, built from its call report. Any bank's UBPR is …
How to Read a Bank Call Report, Schedule by Schedule
A bank call report is the quarterly financial statement every FDIC-insured bank must file with federal regulators. Learn what is inside, why it matters, …