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Mergers by Year

Bank Mergers in 1981

The Federal Reserve's National Information Center (NIC) recorded 703 merger records involving a bank, credit union or bank holding company in 1981. 462 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 353 in 1980.

462
Banks acquired
NIC, banks as the acquired side
0
Credit unions merged
NIC, credit unions as the acquired side
9
Holding companies
Bank holding companies merged
703
All merger records

Largest bank mergers of 1981

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective Acquired bank State Assets Acquirer
Dec 31, 1981 Southeast Bank of Tampa FL — Southeast Bank, N.A.
Dec 31, 1981 Southeast Bank of Winter Haven FL — Southeast Bank, N.A.
Dec 31, 1981 The Citizens and Southern Bank of Cobb County GA — NationsBank, National Association (South)
Dec 31, 1981 Central Bank of Tuscaloosa, National Association AL — BBVA USA
Dec 31, 1981 First FS&LA of Pickens Cou AL — Phenix FS&LA F.A.
Dec 31, 1981 Southeast Bank of Jacksonville FL — Southeast Bank, N.A.
Dec 31, 1981 The Morrisville Bank PA — Bucks County Bank and Trust Company
Dec 31, 1981 Central Bank of St. Clair County AL — BBVA USA
Dec 31, 1981 Liberty National Bank NJ — Valley National Bank
Dec 31, 1981 Central Bank of Walker County AL — BBVA USA
Dec 31, 1981 Southeast First National Bank of Fort Pierce FL — Southeast Bank, N.A.
Dec 31, 1981 The Citizens and Southern Bank of Clayton County GA — NationsBank, National Association (South)
Dec 31, 1981 Southeast National Bank of Naples FL — Southeast Bank, N.A.
Dec 31, 1981 Central Bank of Alabama, National Association AL — BBVA USA
Dec 31, 1981 Southeast National Bank of Bradenton FL — Southeast Bank, N.A.

Every merger recorded in 1981

703 NIC merger records in 1981 involve a bank, credit union or bank holding company on at least one side, newest first.

Date Acquired institution State Acquirer
Nov 1, 1981 First Financial Savings and Loan Association of Greater Des Moines IA First Financial Savings Bank
Nov 1, 1981 First Federal Savings & Loan Association TX San Antonio Savings Association, Federal Association
Oct 31, 1981 Coastal Bankshares, Inc. GA Synovus Financial Corp.
Oct 31, 1981 Perpetual Savings and Loan Association CA Homefed Bank, Federal Association
Oct 31, 1981 Greyhound Employees Credit Union MA Northwood Credit Union
Oct 31, 1981 Home Savings Bank of Upstate New York NY Home and City Savings Bank
Oct 30, 1981 Raf Credit Union KS Kansas Teachers Community Credit Union
Oct 29, 1981 Whirlpool Fort Smith Division Federal Credit Union AR United Federal Credit Union
Oct 28, 1981 The Merchants National Bank of Mobile AL First Alabama Bank of Mobile, National Assoication
Oct 28, 1981 Universal Bleacher Company Employees Credit Union IL Central Illinois Credit Union
Oct 27, 1981 Merchants National Building Corporation AL The Merchants National Bank of Mobile
Oct 26, 1981 Security Savings and Loan Association SC Security Federal Savings, Federal Savings Bank
Oct 26, 1981 Landmark Savings and Loan Association MI Standard Federal Bank
Oct 24, 1981 Henderson City Federal Credit Union NV Create Credit Union
Oct 22, 1981 Lafayette Federal Savings and Loan Association MO United Postal Savings Association
Oct 21, 1981 Sacramento City Empl Credit Union CA The Golden 1 Credit Union
Oct 21, 1981 Mozart Savings Association PA Parkvale Savings Bank
Oct 20, 1981 Peninsula Postal Federal Credit Union VA Langley Federal Credit Union
Oct 16, 1981 Presidential Co-Op MA Granite Co-Operative Bank
Oct 15, 1981 Pan American Savings and Loan Association CA Pan American Federal Savings Bank
Oct 13, 1981 Poser Empl Fcu AL Alabama Central Credit Union
Oct 10, 1981 BayBank Winchester Trust Company MA BayBank, National Association
Oct 10, 1981 Baybank Middlesex MA BayBank, National Association
Oct 7, 1981 Vamc Dallas Cu TX Texas Federal Credit Union
Oct 7, 1981 Reserve Savings and Loan Association IL Hyde Park Federal Savings and Loan Association of Chicago
Oct 5, 1981 Bancroft Martin Employees Federal Credit Union ME Town & Country Federal Credit Union
Oct 5, 1981 Independence National Bank NC Truist Bank
Oct 1, 1981 The Burlington County National Bank NJ Midlantic National Bank/South
Oct 1, 1981 Community Bank of Pinellas FL Southeast Bank, N.A.
Oct 1, 1981 Carolina Federal Savings and Loan Association NC First Federal Savings Bank
Oct 1, 1981 Lincoln Roberts Dairy and Milk Haulers Employees Credit Union NE First Nebraska Credit Union
Oct 1, 1981 Geneva Savings and Loan Association IL Regency Savings Bank, A FSB
Oct 1, 1981 Home Savings and Loan Association OH Citizens Federal Bank, F.S.B., a Federal Savings Bank
Oct 1, 1981 Salem Building and Loan Association IL Home Federal Savings and Loan Association
Oct 1, 1981 Bay Federal Savings and Loan Association WI TCF National Bank Wisconsin
Oct 1, 1981 Naperville Federal Savings and Loan Association IL Regency Savings Bank, A FSB
Oct 1, 1981 Hickman Federal Savings and Loan Association KY First Federal Savings and Loan Association
Oct 1, 1981 First Federal Savings & Loan Association TX Olney Sa
Oct 1, 1981 Naval Supply Center Federal Credit Union CA North Island Financial Credit Union
Oct 1, 1981 IBM Great Lakes Federal Credit Union MI Usalliance Federal Credit Union
Oct 1, 1981 Saint Jude Hospital Federal Credit Union CA Health Associates Federal Credit Union
Oct 1, 1981 Merchants & Planters Bank MS First National Bank of Holmes County
Oct 1, 1981 Kaweah Savings and Loan Association CA Great American Federal Savings Association
Oct 1, 1981 Pecos Savings & Loan Association TX Richardson Savings & Loan Association
Oct 1, 1981 American FS&LA GA Fulton Federal Savings Association
Oct 1, 1981 Dutel Credit Union IA Iowa Community Credit Union
Oct 1, 1981 Mercury Savings, a Federal Savings and Loan Association CA Mercury Federal Savings and Loan Association
Oct 1, 1981 Lemon Products Federal Credit Union CA Sunkist Employees Federal Credit Union
Oct 1, 1981 The First and Merchants National Bank of Radford VA Crestar Bank
Oct 1, 1981 Peoples National Bank of Groveton NH Northway Bank

Bank mergers by year

·

Year Merger records
2026 360
2025 433
2024 314
2023 363
2022 432
2021 437
2020 437
2019 547
2018 643
2017 608
2016 655
2015 766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

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