Mergers by Year
Bank Mergers in 1981
The Federal Reserve's National Information Center (NIC) recorded 703 merger records involving a bank, credit union or bank holding company in 1981. 462 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 353 in 1980.
Largest bank mergers of 1981
Ranked by the acquired bank's total assets at its last call report before the effective date.
| Effective | Acquired bank | Assets | Acquirer |
|---|---|---|---|
| Dec 31, 1981 | Southeast Bank of Tampa | — | Southeast Bank, N.A. |
| Dec 31, 1981 | Southeast Bank of Winter Haven | — | Southeast Bank, N.A. |
| Dec 31, 1981 | The Citizens and Southern Bank of Cobb County | — | NationsBank, National Association (South) |
| Dec 31, 1981 | Central Bank of Tuscaloosa, National Association | — | BBVA USA |
| Dec 31, 1981 | First FS&LA of Pickens Cou | — | Phenix FS&LA F.A. |
| Dec 31, 1981 | Southeast Bank of Jacksonville | — | Southeast Bank, N.A. |
| Dec 31, 1981 | The Morrisville Bank | — | Bucks County Bank and Trust Company |
| Dec 31, 1981 | Central Bank of St. Clair County | — | BBVA USA |
| Dec 31, 1981 | Liberty National Bank | — | Valley National Bank |
| Dec 31, 1981 | Central Bank of Walker County | — | BBVA USA |
| Dec 31, 1981 | Southeast First National Bank of Fort Pierce | — | Southeast Bank, N.A. |
| Dec 31, 1981 | The Citizens and Southern Bank of Clayton County | — | NationsBank, National Association (South) |
| Dec 31, 1981 | Southeast National Bank of Naples | — | Southeast Bank, N.A. |
| Dec 31, 1981 | Central Bank of Alabama, National Association | — | BBVA USA |
| Dec 31, 1981 | Southeast National Bank of Bradenton | — | Southeast Bank, N.A. |
Every merger recorded in 1981
703 NIC merger records in 1981 involve a bank, credit union or bank holding company on at least one side, newest first.
| Date | Acquired institution | Acquirer |
|---|---|---|
| Sep 14, 1981 | Hi Flier Employees Credit Union | Land of Lincoln Credit Union |
| Sep 10, 1981 | University FS&LA | Florida Federal Savings Federal Savings Bank |
| Sep 9, 1981 | Danville Producers Dairy Credit Union | First Illinois Credit Union |
| Sep 9, 1981 | W W Young Employees Credit Union | Sherwin Williams Employees Credit Union |
| Sep 8, 1981 | Franklin Society Federal Savings and Loan Association | First Federal Savings and Loan Association of Rochester |
| Sep 8, 1981 | West Side Federal Savings and Loan Association of New York City | Granite Bank, Federal Savings Bank |
| Sep 7, 1981 | The First Trust Bank | The First National Bank of St. Joseph |
| Sep 5, 1981 | First Federal Savings and Loan Association | Heritage Federal Savings and Loan Association |
| Sep 5, 1981 | The First National Bank and Trust Company of Western Maryland | Allfirst Bank |
| Sep 4, 1981 | Chinatown Federal Savings and Loan Association | United Commercial Bank |
| Sep 4, 1981 | The Brownstown National Bank | Meridian Bank |
| Sep 4, 1981 | Washington Federal Savings and Loan Association | Granite Bank, Federal Savings Bank |
| Sep 3, 1981 | Southwest Savings and Loan Association | Abq Federal Savings Bank |
| Sep 3, 1981 | Valley Teamsters Credit Union | Solarity Credit Union |
| Sep 2, 1981 | C C H Federal Credit Union | Bar-Cons Federal Credit Union |
| Sep 1, 1981 | The Citizens Savings Bank | First State Bank |
| Sep 1, 1981 | Gulf FS&LA | Florida Federal Savings Federal Savings Bank |
| Sep 1, 1981 | United Savings and Loan Association | Beacon Federal Savings Association |
| Sep 1, 1981 | First Federal Savings and Loan Association | Firstsouth Federal Savings and Loan Association |
| Sep 1, 1981 | (unnamed) | First American Bank of Maryland |
| Sep 1, 1981 | First Federal Savings and Loan Association of San Diego | Coast Federal Savings and Loan Association |
| Sep 1, 1981 | Jackson HMSTD Assn | Pelican HMSTD & Sa |
| Sep 1, 1981 | Security Savings and Loan Association | Pacific First Bank, a Federal Savings Bank Washington |
| Sep 1, 1981 | First St S&LC | Heritage Federal Bank for Savings |
| Sep 1, 1981 | New Hope Savings & Loan Association | First Federal Savings and Loan Association of Bucks Co |
| Sep 1, 1981 | Columbus Savings and Loan Association | Citizens Federal Bank, F.S.B., a Federal Savings Bank |
| Sep 1, 1981 | State Bank and Trust Company of Lake County | National City Bank of Columbus |
| Sep 1, 1981 | First FS&LA | Home Federal Bank of Tennessee |
| Sep 1, 1981 | The Citizens Central Bank | Central Trust Company |
| Sep 1, 1981 | American Safety Savings and Loan Association, Inc. | United Savings Bank |
| Sep 1, 1981 | Enterprise Loan and Building Association | Home Federal Savings and Loan Association of Nebraska |
| Sep 1, 1981 | Alva Savings and Loan Association | State Federal Savings Association |
| Sep 1, 1981 | Fidelity Federal Savings and Loan Association | The Fifth Third Savings Bank of Western Kentucky, F.S.B. |
| Sep 1, 1981 | First Financial Savings and Loan Association | First Financial Savings Bank, Inc. |
| Sep 1, 1981 | First Federal Savings and Loan Association of Arizona | Merabank Federal Savings Bank |
| Sep 1, 1981 | Commonwealth Federal Savings and Loan Association | Superior Bank, FSB |
| Sep 1, 1981 | Whitaker St Joseph Credit Union | Goetz Credit Union |
| Sep 1, 1981 | Harpeth S&LA | Heritage Federal Bank for Savings |
| Sep 1, 1981 | Walter E Heller Factors Inc | Walter E. Heller International Corporation |
| Sep 1, 1981 | The First National of Mendocino County Building Corporation | Westamerica Bank |
| Aug 31, 1981 | Electric Steel Castings Employees Federal Credit Union | Link Federal Credit Union |
| Aug 31, 1981 | The Loramie Banking Company | Star Bank, National Association, Sidney |
| Aug 31, 1981 | (unnamed) | National Bank of Commerce of Birmingham |
| Aug 31, 1981 | Heritage FS&LA of Tifton | Decatur Federal Savings and Loan Association |
| Aug 31, 1981 | Renner Employees Federal Credit Union | Link Federal Credit Union |
| Aug 31, 1981 | State Health Employees Credit Union | Commonwealth Federal Credit Union |
| Aug 31, 1981 | Mahwah S&LA | Carteret Federal Savings Bank |
| Aug 31, 1981 | Tuscola Federal Credit Union | Team One Credit Union |
| Aug 29, 1981 | Pan America Federal Savings and Loan Association | First Federal Savings and Loan Association of Arizona |
| Aug 29, 1981 | First Stamford Bank and Trust Company | People's United Bank, National Association |
Bank mergers by year
Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.
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