Mergers by Year

Bank Mergers in 2004

The Federal Reserve's National Information Center (NIC) recorded 853 merger records involving a bank, credit union or bank holding company in 2004. 331 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 751 in 2003.

331

Banks acquired

1 bought by a credit union

Credit unions merged

NIC, credit unions as the acquired side

157

Holding companies

Bank holding companies merged

853

All merger records

2004 in US banking ›

Largest bank mergers of 2004

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective	Acquired bank	State	Assets	Acquirer
Dec 31, 2004	Advance Financial Savings Bank, FSB	WV	—	Parkvale Savings Bank
Dec 31, 2004	The Business Bank	LA	—	Cadence Bank
Dec 31, 2004	Premier Bank of Brentwood	TN	—	Cadence Bank
Dec 31, 2004	Red Cedar Bank National Association	WI	—	Peoples State Bank of Plainview
Dec 31, 2004	First Federal Savings Bank of Eastern Ohio	OH	—	Century National Bank
Dec 30, 2004	The First National Bank of Clifton	IL	—	The First Trust and Savings Bank of Watseka
Dec 28, 2004	Central Bank Fulton	IL	—	Central Bank Illinois
Dec 12, 2004	The State Bank of Allerton	IL	—	Philo Exchange Bank
Dec 11, 2004	The Wayne County National Bank of Wooster	OH	—	National City Bank
Dec 11, 2004	Union Planters Bank of the Lakeway Area	TN	—	Union Planters Bank, National Association
Dec 11, 2004	Bank of Lodi, N.A.	CA	—	Placer Sierra Bank
Dec 11, 2004	Savings Bank & Trust	OH	—	National City Bank
Dec 10, 2004	Farmers Bank of Portageville	MO	—	First State Bank and Trust Company, Inc.
Dec 9, 2004	The First National Bank	MO	—	Metropolitan National Bank
Dec 6, 2004	Harbor Community Bank	WA	—	Security State Bank

Biggest bank failures by assets ›

Every merger recorded in 2004

853 NIC merger records in 2004 involve a bank, credit union or bank holding company on at least one side, newest first.

Date	Acquired institution	State	Acquirer
Dec 6, 2004	HCB Bancorp, Inc.	WA	Security State Corporation
Dec 6, 2004	Harbor Community Bank	WA	Security State Bank
Dec 4, 2004	Community First Bankshares, Inc.	ND	Bank of the West
Dec 4, 2004	Peoples Bank of Polk County	TN	SimplyBank.
Dec 4, 2004	Community First National Bank	ND	Bank of the West
Dec 4, 2004	Cedar Creek Bank	TX	Franklin Bank, S.S.B.
Dec 4, 2004	Bank of Dyer	TN	The Farmers & Merchants Bank
Dec 4, 2004	Bank of Amador	CA	American River Bank
Dec 4, 2004	UMB Bank Omaha, National Association	NE	UMB Bank, N.A.
Dec 4, 2004	Community First Financial, Inc.	ND	Bank of the West
Dec 4, 2004	First City Bank	CT	Webster Bank, N.A.
Dec 3, 2004	Med Com Federal Credit Union	GA	Membersfirst Credit Union
Dec 3, 2004	The Pennsylvania State Banking Company	PA	Sterling Financial Corporation
Dec 3, 2004	Prospect Bank	OH	SKY Bank
Dec 2, 2004	Priority One Credit Union	TX	Resource One Credit Union
Dec 1, 2004	Golden Flake Credit Union	AL	Avadian Credit Union
Dec 1, 2004	Pointpathbank, N.A.	GA	Peachtree National Bank
Dec 1, 2004	Citizens Bancshares, Inc.	FL	Ameris Bancorp
Dec 1, 2004	First Bradenton Bank	FL	First National Bank of Florida
Dec 1, 2004	Liberty National Bancshares, Inc.	GA	United Community Banks, Inc.
Dec 1, 2004	First Union Direct Bank, N.A.	GA	Wachovia Bank, N.A.
Dec 1, 2004	Yutan Bancorp., Inc.	NE	First State Holding Co.
Dec 1, 2004	Hickman Corporation	NE	First State Holding Co.
Dec 1, 2004	Hillside Investors, Ltd.	IL	The San Francisco Company
Dec 1, 2004	Republic Steel Workers Federal Credit Union	OH	Stark Federal Credit Union
Dec 1, 2004	CIB Bank	IL	First Bank
Dec 1, 2004	Oceana School Employees Credit Union	MI	Family Financial Credit Union
Dec 1, 2004	Local 2-149 Pace Federal Credit Union	NJ	Community Financial Services Federal Credit Union
Dec 1, 2004	Zurn Employees Federal Credit Union	PA	Tendto Federal Credit Union
Dec 1, 2004	Compact Credit Union	NC	First Legacy Community Credit Union
Dec 1, 2004	First National Bank	TX	First Financial Bank, National Association
Dec 1, 2004	Rowan Savings Bank, SSB, Inc.	NC	Communityone Bank, National Association
Dec 1, 2004	Kemba Credit Union	MI	Kemba Financial Credit Union, Inc.
Dec 1, 2004	Greenline Federal Credit Union	OH	Sun Center Federal Credit Union
Dec 1, 2004	Western Avenue Federal Credit Union	CA	Golden West Cities Federal Credit Union
Dec 1, 2004	Ams Credit Union	VA	Apple Federal Credit Union
Nov 30, 2004	Canton E O G Federal Credit Union	OH	Dominion Energy Credit Union
Nov 30, 2004	Prospect Bancshares, Inc.	OH	SKY Financial Group, Inc.
Nov 30, 2004	Independent Management Group II, Inc	NV	Community South Bank
Nov 30, 2004	Bantam Employees Credit Union	IA	Cedar Falls Community Credit Union
Nov 30, 2004	Insouth Investments Inc	NV	Insouth Bank
Nov 30, 2004	First Ada Bancshares, Inc.	OK	Vision Bancshares, Inc.
Nov 30, 2004	Magnolia Healdton Federal Credit Union	OK	Southwest Oklahoma Federal Credit Union
Nov 30, 2004	Resource Conservation Federal Credit Union	OR	Oregonians Credit Union
Nov 24, 2004	Franklin Bank of California	CA	Cass Commercial Bank
Nov 23, 2004	Mann Road, Inc.	TX	International Bancshares Corporation
Nov 22, 2004	Americana National Bank	MN	American Bank of St. Paul
Nov 20, 2004	Nobles Agency, Inc.	MN	First National Bancorp, Inc.
Nov 20, 2004	Eustis Bancshares, Inc.	NE	Midwest Banco Corporation
Nov 20, 2004	Farmers State Bank	NE	Waypoint Bank

Bank mergers by year

← 2003 · 2005 →

Year	Merger records
2026	360
2025	433
2024	314
2023	363
2022	432
2021	437
2020	437
2019	547
2018	643
2017	608
2016	655
2015	766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

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