Mergers by Year
Bank Mergers in 2004
The Federal Reserve's National Information Center (NIC) recorded 853 merger records involving a bank, credit union or bank holding company in 2004. 331 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 751 in 2003.
331
Banks acquired
1 bought by a credit union
0
Credit unions merged
NIC, credit unions as the acquired side
157
Holding companies
Bank holding companies merged
Largest bank mergers of 2004
Ranked by the acquired bank's total assets at its last call report before the effective date.
| Effective | Acquired bank | Assets | Acquirer |
|---|---|---|---|
| Dec 31, 2004 | Advance Financial Savings Bank, FSB | — | Parkvale Savings Bank |
| Dec 31, 2004 | The Business Bank | — | Cadence Bank |
| Dec 31, 2004 | Premier Bank of Brentwood | — | Cadence Bank |
| Dec 31, 2004 | Red Cedar Bank National Association | — | Peoples State Bank of Plainview |
| Dec 31, 2004 | First Federal Savings Bank of Eastern Ohio | — | Century National Bank |
| Dec 30, 2004 | The First National Bank of Clifton | — | The First Trust and Savings Bank of Watseka |
| Dec 28, 2004 | Central Bank Fulton | — | Central Bank Illinois |
| Dec 12, 2004 | The State Bank of Allerton | — | Philo Exchange Bank |
| Dec 11, 2004 | The Wayne County National Bank of Wooster | — | National City Bank |
| Dec 11, 2004 | Union Planters Bank of the Lakeway Area | — | Union Planters Bank, National Association |
| Dec 11, 2004 | Bank of Lodi, N.A. | — | Placer Sierra Bank |
| Dec 11, 2004 | Savings Bank & Trust | — | National City Bank |
| Dec 10, 2004 | Farmers Bank of Portageville | — | First State Bank and Trust Company, Inc. |
| Dec 9, 2004 | The First National Bank | — | Metropolitan National Bank |
| Dec 6, 2004 | Harbor Community Bank | — | Security State Bank |
Every merger recorded in 2004
853 NIC merger records in 2004 involve a bank, credit union or bank holding company on at least one side, newest first.
| Date | Acquired institution | Acquirer |
|---|---|---|
| Nov 20, 2004 | CNA Trust Corporation | Nevada Security Bank |
| Nov 20, 2004 | Citizens Bank | First Citizens Bank and Trust Company, Inc. |
| Nov 17, 2004 | Orange Savings Bank of Texas, SSB | Orange Savings Bank, SSB |
| Nov 15, 2004 | Beth El Federal Credit Union | Morton Lane Federal Credit Union |
| Nov 15, 2004 | Chattahoochee National Bank | First Capital Bank |
| Nov 15, 2004 | Shenandoah County Credit Union | Dupont Community Credit Union |
| Nov 13, 2004 | Bank One, National Association | JPMorgan Chase Bank, N.A. |
| Nov 13, 2004 | First Carnegie Deposit | Northwest Bank |
| Nov 13, 2004 | Summit Community Bank | Summit Community Bank, Inc |
| Nov 13, 2004 | Bank One, National Association | JPMorgan Chase Bank, N.A. |
| Nov 12, 2004 | EverTrust Bank | KeyBank N.A. |
| Nov 11, 2004 | The First National Bank of Decatur | Main Street Bank & Trust |
| Nov 8, 2004 | Eastman Acquisition Holding Company | Eastman National Bancshares, Inc. |
| Nov 8, 2004 | Aflex Federal Credit Union | Southern Chautauqua Federal Credit Union |
| Nov 6, 2004 | Oakland State Bank | Great Western Bank |
| Nov 6, 2004 | Oak Bancorporation | Great Western Bancorporation, Inc. |
| Nov 6, 2004 | Security Bancorp | Great Western Bancorporation, Inc. |
| Nov 6, 2004 | Badin Employees Federal Credit Union | Premier Federal Credit Union |
| Nov 6, 2004 | Security State Bank | Great Western Bank |
| Nov 6, 2004 | First National Bank | Austin Bank, Texas N.A. |
| Nov 3, 2004 | Snake River Bancorp, Inc. | Intermountain Community Bancorp |
| Nov 3, 2004 | Magic Valley Bank | Panhandle State Bank |
| Nov 1, 2004 | BNY Trust Company of Missouri | The Bank of New York Mellon Trust Company, N.A. |
| Nov 1, 2004 | Doctors' Bancorp | The Private Bank of California |
| Nov 1, 2004 | Eagle National Bank | United Community Bank |
| Nov 1, 2004 | MidCountry Bank | Midcountry Bank |
| Nov 1, 2004 | Union Planters Holding Corporation | Regions Financial Corporation |
| Nov 1, 2004 | Evertrust Financial Group, Inc. | Keycorp |
| Nov 1, 2004 | Bank of Texas Trust Company, N.A. | Bank of Texas. National Association |
| Nov 1, 2004 | Dillard National Bank | (unnamed) |
| Nov 1, 2004 | Community First Technologies, Inc. | Community First Bankshares, Inc. |
| Nov 1, 2004 | Southtrust Corporation | Wachovia Corporation |
| Nov 1, 2004 | First Security Investment Services | Ibid, Inc. |
| Nov 1, 2004 | Chesterfield Federal Savings and Loan Association of Chicago | Midamerica Bank, FSB |
| Nov 1, 2004 | Number 1 Federal Credit Union | Center Parc Credit Union |
| Nov 1, 2004 | Rural American Bank-Montgomery/Lonsdale | Frandsen Bank & Trust |
| Nov 1, 2004 | Fox Point Credit Union | Pioneer Credit Union |
| Nov 1, 2004 | Century Diversified Federal Credit Union | Hbi Employees Credit Union |
| Nov 1, 2004 | The Bank of New York Trust Company, N.A. | The Bank of New York Mellon Trust Company, N.A. |
| Nov 1, 2004 | Protective Industrial Federal Credit Union | Mutual Savings Credit Union |
| Nov 1, 2004 | The Springfield Credit Union | Ih Credit Union, Inc |
| Nov 1, 2004 | Texas State Florists' Association Credit Union | The Florist Federal Credit Union |
| Nov 1, 2004 | Progress Credit Union | Alero Financial Credit Union |
| Nov 1, 2004 | Stephenville Bank and Trust Co. | First Financial Bank, National Association |
| Nov 1, 2004 | Montana Citizens Community Federal Credit Union | Rocky Mountain Credit Union |
| Nov 1, 2004 | New Boston Federal Credit Union | Tremont Credit Union |
| Nov 1, 2004 | Coeur D'Alene Teachers Credit Union | Numerica Credit Union |
| Nov 1, 2004 | Morton Employees Credit Union | Access Credit Union |
| Nov 1, 2004 | Chessie-Seaboard Employees Credit Union | Fairmont Village Credit Union |
| Nov 1, 2004 | Texas Crossroads Federal Credit Union | Texas Dow Employees Credit Union |
Bank mergers by year
Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.
Explore: all mergers · 2004 bank events · browse by acquirer · bank failures · all events