Mergers by Year
Bank Mergers in 2004
The Federal Reserve's National Information Center (NIC) recorded 853 merger records involving a bank, credit union or bank holding company in 2004. 331 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 751 in 2003.
331
Banks acquired
1 bought by a credit union
0
Credit unions merged
NIC, credit unions as the acquired side
157
Holding companies
Bank holding companies merged
Largest bank mergers of 2004
Ranked by the acquired bank's total assets at its last call report before the effective date.
| Effective | Acquired bank | Assets | Acquirer |
|---|---|---|---|
| Dec 31, 2004 | Advance Financial Savings Bank, FSB | — | Parkvale Savings Bank |
| Dec 31, 2004 | The Business Bank | — | Cadence Bank |
| Dec 31, 2004 | Premier Bank of Brentwood | — | Cadence Bank |
| Dec 31, 2004 | Red Cedar Bank National Association | — | Peoples State Bank of Plainview |
| Dec 31, 2004 | First Federal Savings Bank of Eastern Ohio | — | Century National Bank |
| Dec 30, 2004 | The First National Bank of Clifton | — | The First Trust and Savings Bank of Watseka |
| Dec 28, 2004 | Central Bank Fulton | — | Central Bank Illinois |
| Dec 12, 2004 | The State Bank of Allerton | — | Philo Exchange Bank |
| Dec 11, 2004 | The Wayne County National Bank of Wooster | — | National City Bank |
| Dec 11, 2004 | Union Planters Bank of the Lakeway Area | — | Union Planters Bank, National Association |
| Dec 11, 2004 | Bank of Lodi, N.A. | — | Placer Sierra Bank |
| Dec 11, 2004 | Savings Bank & Trust | — | National City Bank |
| Dec 10, 2004 | Farmers Bank of Portageville | — | First State Bank and Trust Company, Inc. |
| Dec 9, 2004 | The First National Bank | — | Metropolitan National Bank |
| Dec 6, 2004 | Harbor Community Bank | — | Security State Bank |
Every merger recorded in 2004
853 NIC merger records in 2004 involve a bank, credit union or bank holding company on at least one side, newest first.
| Date | Acquired institution | Acquirer |
|---|---|---|
| Oct 1, 2004 | Greenpoint Financial Corp. | North Fork Bancorporation, Inc. |
| Oct 1, 2004 | Guaranty National Bancshares, Inc. | Texas United Nevada, LLC |
| Oct 1, 2004 | GNB Bancshares, Inc. | Texas United Bancshares, Inc. |
| Oct 1, 2004 | Madison Bancshares Group, Ltd. | Vist Financial Corp. |
| Oct 1, 2004 | Kewaunee County Banc-Shares, Inc. | Baylake Corp. |
| Oct 1, 2004 | First Polk Bankshares, Inc. | Southcrest Financial Group, Inc. |
| Oct 1, 2004 | Sun Bancorp, Inc. | Omega Financial Corporation |
| Oct 1, 2004 | Klein Bancshares, Inc. | Amegy Holding Delaware, Inc. |
| Oct 1, 2004 | National Commerce Financial Corporation | Suntrust Banks, Inc. |
| Oct 1, 2004 | Oak Forest Credit Union | South Division Credit Union |
| Oct 1, 2004 | Howard Savings Bank | Edens Bank |
| Oct 1, 2004 | Tarrant Affliliated Contractors Credit Union | Family 1st of Texas Federal Credit Union |
| Oct 1, 2004 | Dot District 2 Credit Union | Florida Department of Transportation Credit Union |
| Oct 1, 2004 | Frankfort Federal Employees Federal Credit Union | Expree Credit Union |
| Oct 1, 2004 | Corsicana Municipal Employees Credit Union | Navarro Credit Union |
| Oct 1, 2004 | Diakonia Credit Union | Security Service Federal Credit Union |
| Oct 1, 2004 | Unite Western States Regional Federal Credit Union | Paradise Valley Federal Credit Union |
| Oct 1, 2004 | Klein Bank | Amegy Bank National Association |
| Oct 1, 2004 | Westview Savings Bank | Suburban Federal Savings Bank |
| Oct 1, 2004 | Twin Cities Federal Credit Union | Honor Credit Union dba Honor Investment Services |
| Oct 1, 2004 | Tex-US Credit Union | Rave Financial Credit Union |
| Oct 1, 2004 | Community Banks of the Rockies | Community Banks of Colorado |
| Oct 1, 2004 | Harborview Credit Union | Dutch Point Credit Union |
| Oct 1, 2004 | State Bank of Hudson | Premier Bank |
| Oct 1, 2004 | Bank One, Delaware, National Association | Chase Bank USA, N.A. |
| Oct 1, 2004 | Emmanuel Federal Credit Union | Viriva Community Credit Union |
| Oct 1, 2004 | Saint Linus Credit Union | Polish-American Federal Credit Union |
| Oct 1, 2004 | Sun Bank | Omega Bank |
| Oct 1, 2004 | Darco Employees Credit Union | East Texas Professional Credit Union |
| Oct 1, 2004 | Saint Peters Parish Credit Union | T L C Community Credit Union |
| Oct 1, 2004 | Community Banks of Southern Colorado | Community Banks of Colorado |
| Oct 1, 2004 | C S M Federal Credit Union | Credit Union of Colorado, a Federal Credit Union |
| Oct 1, 2004 | Tribview Federal Credit Union | Elliott Community Federal Credit Union |
| Oct 1, 2004 | Wilmington Newspaper Federal Credit Union | Community Powered Federal Credit Union |
| Sep 30, 2004 | Apco Federal Credit Union | Pathways Financial Credit Union, Inc. |
| Sep 30, 2004 | Northview Financial Corporation | Wintrust Financial Corporation |
| Sep 30, 2004 | Rogers Brothers Federal Credit Union | Erie Times Employees Federal Credit Union |
| Sep 30, 2004 | Cordan Federal Credit Union | Piedmont Credit Union |
| Sep 30, 2004 | Fellowship Church Credit Union, Inc. | Antioch Baptist Church Credit Union, Inc. |
| Sep 30, 2004 | GF Telco Federal Credit Union | Northern Valley Federal Credit Union |
| Sep 28, 2004 | The First National Bank of Unadilla | Countryside Bank |
| Sep 22, 2004 | Infitech, Inc. | First National Bank of Pennsylvania |
| Sep 21, 2004 | Bank of Sturgeon Bay Building Corp. | Baylake Bank |
| Sep 21, 2004 | Cornerstone Financial, Inc. | Baylake Bank |
| Sep 19, 2004 | First Farmers State Bank | First Financial Bank, N.A. |
| Sep 18, 2004 | Twin Lakes National Bank | Southwest National Bank |
| Sep 18, 2004 | Emprise Bank National Association | Emprise Bank |
| Sep 18, 2004 | Montana Armed Forces Credit Union | Intrepid Credit Union |
| Sep 17, 2004 | United Family Credit Union | Unity Credit Union |
| Sep 17, 2004 | Bartonville Bank | Better Banks |
Bank mergers by year
Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.
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