Mergers by Year
Bank Mergers in 2004
The Federal Reserve's National Information Center (NIC) recorded 853 merger records involving a bank, credit union or bank holding company in 2004. 331 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 751 in 2003.
331
Banks acquired
1 bought by a credit union
0
Credit unions merged
NIC, credit unions as the acquired side
157
Holding companies
Bank holding companies merged
Largest bank mergers of 2004
Ranked by the acquired bank's total assets at its last call report before the effective date.
| Effective | Acquired bank | Assets | Acquirer |
|---|---|---|---|
| Dec 31, 2004 | Advance Financial Savings Bank, FSB | — | Parkvale Savings Bank |
| Dec 31, 2004 | The Business Bank | — | Cadence Bank |
| Dec 31, 2004 | Premier Bank of Brentwood | — | Cadence Bank |
| Dec 31, 2004 | Red Cedar Bank National Association | — | Peoples State Bank of Plainview |
| Dec 31, 2004 | First Federal Savings Bank of Eastern Ohio | — | Century National Bank |
| Dec 30, 2004 | The First National Bank of Clifton | — | The First Trust and Savings Bank of Watseka |
| Dec 28, 2004 | Central Bank Fulton | — | Central Bank Illinois |
| Dec 12, 2004 | The State Bank of Allerton | — | Philo Exchange Bank |
| Dec 11, 2004 | The Wayne County National Bank of Wooster | — | National City Bank |
| Dec 11, 2004 | Union Planters Bank of the Lakeway Area | — | Union Planters Bank, National Association |
| Dec 11, 2004 | Bank of Lodi, N.A. | — | Placer Sierra Bank |
| Dec 11, 2004 | Savings Bank & Trust | — | National City Bank |
| Dec 10, 2004 | Farmers Bank of Portageville | — | First State Bank and Trust Company, Inc. |
| Dec 9, 2004 | The First National Bank | — | Metropolitan National Bank |
| Dec 6, 2004 | Harbor Community Bank | — | Security State Bank |
Every merger recorded in 2004
853 NIC merger records in 2004 involve a bank, credit union or bank holding company on at least one side, newest first.
| Date | Acquired institution | Acquirer |
|---|---|---|
| Sep 16, 2004 | Beekmantown Central School Federal Credit Union | Dannemora Federal Credit Union |
| Sep 16, 2004 | CB Bancshares, Inc. | Central Pacific Financial Corp. |
| Sep 15, 2004 | Engelhard Employees Credit Union | Georgia Guard Credit Union |
| Sep 11, 2004 | The Whaples and Farmers State Bank | Community State Bank |
| Sep 11, 2004 | The Canaan National Bank | Salisbury Bank and Trust Company |
| Sep 11, 2004 | Leeds Federal Savings Bank | Northwest Bank |
| Sep 11, 2004 | Guaranty Bank | Atlantic Union Bank |
| Sep 9, 2004 | Lynchburg Appalachian Employees Credit Union | Beacon Credit Union Incorporated |
| Sep 4, 2004 | Southern Community Bank of Central Florida | First National Bank of Florida |
| Sep 4, 2004 | Southern Community Bank of South Florida | First National Bank of Florida |
| Sep 4, 2004 | Southern Community Bank of Southwest Florida | First National Bank of Florida |
| Sep 4, 2004 | Southern Community Bancorp | First National Bankshares of Florida, Inc. |
| Sep 3, 2004 | State Bank of Loretto | 21st Century Bank |
| Sep 2, 2004 | Sweca Federal Credit Union | Barksdale Federal Credit Union |
| Sep 2, 2004 | Ocjcc Federal Credit Union | Northwood Federal Credit Union |
| Sep 1, 2004 | Rocky Mount Postal Credit Union | First Carolina People's Credit Union |
| Sep 1, 2004 | GBC Florida, Inc. | GBC Kansas, Inc. |
| Sep 1, 2004 | VFW Credit Union | Pentagon Federal Credit Union |
| Sep 1, 2004 | Quaker City Bancorp, Inc. | Popular North America, Inc. |
| Sep 1, 2004 | Western Ohio Financial Corporation | WesBanco, Inc. |
| Sep 1, 2004 | Colonial Trust Company | Arizona Bank & Trust |
| Sep 1, 2004 | Colonial Trust Company | Happy State Bank |
| Sep 1, 2004 | Charter One Financial, Inc. | Citizens Financial Group, Inc. |
| Sep 1, 2004 | Delaware Trust Capital Management, Inc. | Wells Fargo Delaware Trust Company, N.A. |
| Sep 1, 2004 | Gold Bank | Gold Bank |
| Sep 1, 2004 | Somerset Bancshares Corporation, Inc. | Vision Bancshares, Inc. |
| Sep 1, 2004 | Banco Atlantico, S.A. | Banco de Sabadell, S.A. |
| Sep 1, 2004 | Huntington Va Federal Credit Union | Star USA Federal Credit Union |
| Sep 1, 2004 | Wyoming's First Federal Credit Union | Reliant Federal Credit Union |
| Sep 1, 2004 | Quaker City Bank | Popular Bank |
| Sep 1, 2004 | Cornerstone Bank | WesBanco Bank, Inc. |
| Sep 1, 2004 | Local 72 Electricians Federal Credit Union | Members Choice of Central Texas Federal Credit Union |
| Sep 1, 2004 | Community National Bank | MidCountry Bank |
| Sep 1, 2004 | Oaktree Federal Credit Union | Houston Federal Credit Union |
| Sep 1, 2004 | Northern Virginia Postal Employees Federal Credit Union | U S Postal Service Federal Credit Union |
| Sep 1, 2004 | Wheat Street Church Federal Credit Union | Credit Union of Atlanta |
| Sep 1, 2004 | Cumberland Bank | Cumberland Bank |
| Sep 1, 2004 | Hospitality USA Credit Union | Alero Financial Credit Union |
| Sep 1, 2004 | Nome Federal Credit Union | Gte Federal Credit Union dba Gte Financial |
| Sep 1, 2004 | N&W Madison Federal Credit Union | Revity Credit Union |
| Aug 31, 2004 | Huntley Community Credit Union | McHenry County Federal Credit Union |
| Aug 31, 2004 | Vandalia Correctional Center Credit Union | Land of Lincoln Credit Union |
| Aug 31, 2004 | Buena Park City Employees Federal Credit Union | Orange County's Federal Credit Union |
| Aug 31, 2004 | Educators Credit Union | Georgia United Credit Union |
| Aug 31, 2004 | Richmond Standard Employees Credit Union | Chevron Federal Credit Union |
| Aug 30, 2004 | St. Anne Mercy Federal Credit Union | Sun Federal Credit Union |
| Aug 28, 2004 | United Nebraska Bank | Tierone Bank |
| Aug 28, 2004 | Landmark Bank, National Association | Landmark Bank, National Association |
| Aug 27, 2004 | U.S. Baird Employees Credit Union | McKesson Federal Credit Union |
| Aug 26, 2004 | Citizens Bank | Citizens Bank |
Bank mergers by year
Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.
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