Mergers by Year
Bank Mergers in 2025
152 banks were acquired or merged into another institution in 2025, and 172 credit unions merged, according to the Federal Reserve's National Information Center (NIC). The largest bank deal was Discover Bank into Capital One, N.A., effective May 18, 2025; the acquired bank reported $145.41B in assets before the deal. NIC recorded 433 merger records in 2025 against 314 in 2024.
Largest bank mergers of 2025
Ranked by the acquired bank's total assets at its last call report before the effective date.
| Effective | Acquired bank | Assets | Acquirer |
|---|---|---|---|
| May 18, 2025 | Discover Bank | $145.41B | Capital One, N.A. |
| Sep 1, 2025 | Pacific Premier Bank, National Association | $17.78B | Columbia Bank |
| Jan 1, 2025 | Independent Bank | $17.54B | SouthState Bank, N.A. |
| Feb 1, 2025 | HTLF Bank | $17.20B | UMB Bank, N.A. |
| May 1, 2025 | Bremer Bank, National Association | $16.41B | Old National Bank |
| Apr 1, 2025 | Sandy Spring Bank | $13.77B | Atlantic Union Bank |
| Oct 20, 2025 | Veritex Community Bank | $12.71B | The Huntington National Bank |
| Sep 2, 2025 | Berkshire Bank | $12.03B | Beacon Bank & Trust |
| Mar 1, 2025 | Premier Bank | $8.56B | WesBanco Bank, Inc. |
| Apr 1, 2025 | The First Bank | $7.93B | Renasant Bank |
| Sep 2, 2025 | HomeStreet Bank | $7.60B | Mechanics Bank |
| Jun 21, 2025 | CrossFirst Bank | $7.45B | Busey Bank |
| Nov 1, 2025 | HarborOne Bank | $5.63B | Eastern Bank |
| Jul 1, 2025 | Enterprise Bank and Trust Company | $4.95B | Rockland Trust Company |
| Jun 1, 2025 | The First National Bank of Long Island | $4.08B | ConnectOne Bank |
Credit union mergers in 2025
172 credit unions merged into another institution. Assets are from the NCUA 5300 Call Report before the effective date; credit unions without a filing on record show a dash.
Every merger recorded in 2025
433 NIC merger records in 2025 involve a bank, credit union or bank holding company on at least one side, newest first.
| Date | Acquired institution | Acquirer |
|---|---|---|
| Oct 1, 2025 | Texas Heritage Bank | Liberty Capital Bank |
| Oct 1, 2025 | Stoughton U.S. Rubber Employees Credit Union | Fort Community Credit Union |
| Oct 1, 2025 | Emery Federal Credit Union | Sharefax Credit Union, Inc. |
| Oct 1, 2025 | Country Club Bank | First National Bank of Omaha |
| Oct 1, 2025 | Community 1st Credit Union | Harborstone Credit Union |
| Oct 1, 2025 | Susquehanna Community Bank | Citizens & Northern Bank |
| Oct 1, 2025 | Ukrainian Selfreliance Federal Credit Union | Self Reliance Financial Federal Credit Union |
| Oct 1, 2025 | Envision Credit Union | Addition Financial Credit Union |
| Oct 1, 2025 | 1st Choice Credit Union | Hope Federal Credit Union |
| Oct 1, 2025 | The Republic Banking Company | The Farmers State Bank |
| Oct 1, 2025 | Scient Federal Credit Union | Waypoint Federal Credit Union |
| Oct 1, 2025 | Guaranty Bank & Trust, N.A. | Glacier Bank |
| Oct 1, 2025 | Maumee Valley Credit Union | Bay Area Credit Union, Inc. |
| Oct 1, 2025 | Great River Federal Credit Union | Credit Union 1 |
| Sep 19, 2025 | Randall Bancorp, Inc. | Security State Agency of Aitkin, Inc. |
| Sep 16, 2025 | N. H. Community Federal Credit Union | Northern Lights Credit Union |
| Sep 13, 2025 | Vital Federal Credit Union | Founders Federal Credit Union |
| Sep 6, 2025 | Kaw Valley State Bank | The Farmers State Bank of Oakley, Kansas |
| Sep 2, 2025 | Citizens Bank, National Association | The City National Bank of Colorado City |
| Sep 2, 2025 | Berkshire Bank | Beacon Bank & Trust |
| Sep 2, 2025 | PCSB Bank | Beacon Bank & Trust |
| Sep 2, 2025 | HomeStreet Bank | Mechanics Bank |
| Sep 2, 2025 | Big Country Bancshares, Inc. | City National Bancshares, Inc. |
| Sep 2, 2025 | Brookline Bancorp, Inc. | Beacon Financial Corporation |
| Sep 2, 2025 | Bank Rhode Island | Beacon Bank & Trust |
| Sep 1, 2025 | Archer Heights Credit Union | Credit Union 1 |
| Sep 1, 2025 | Pacific Premier Bancorp, Inc. | Columbia Banking System, Inc. |
| Sep 1, 2025 | Savibank | Harborstone Credit Union |
| Sep 1, 2025 | Old Point Financial Corporation | TowneBank |
| Sep 1, 2025 | Whitewater Regional Federal Credit Union | Kemba Credit Union, Inc. |
| Sep 1, 2025 | Cape Regional Credit Union | Ozark Federal Credit Union |
| Sep 1, 2025 | Pacific Premier Bank, National Association | Columbia Bank |
| Sep 1, 2025 | Portland Local NO. 8 Federal Credit Union | I.L.W.U. Federal Credit Union |
| Sep 1, 2025 | The Old Point National Bank of Phoebus | TowneBank |
| Sep 1, 2025 | Centerville Clinics Employees Federal Credit Union | Chrome Federal Credit Union |
| Aug 31, 2025 | Ame Church Federal Credit Union | New Orleans Firemens Federal Credit Union |
| Aug 31, 2025 | Producers Employees' Credit Union, Inc. | Cme Federal Credit Union |
| Aug 30, 2025 | Cabot Employees Credit Union | Southwest Louisiana Credit Union |
| Aug 28, 2025 | Jackson Federal Savings and Loan Association | Worthington Federal Savings Bank, F.S.B. |
| Aug 23, 2025 | Bank of Cleveland | Builtwell Bank |
| Aug 16, 2025 | Fidelity State Bank and Trust Company | Heritage Bank |
| Aug 15, 2025 | Lake Shore Federal Credit Union | Radius Federal Credit Union |
| Aug 2, 2025 | First Trust and Savings Bank | Bank |
| Aug 1, 2025 | Assabet Valley Bancorp | Avidia Bancorp, Inc. |
| Aug 1, 2025 | East Chicago Fireman's Credit Union | Great Lakes Credit Union |
| Aug 1, 2025 | Bosshard Banco, Ltd. | Bosshard Financial Group, Inc. |
| Aug 1, 2025 | Intercity State Bank | One Community Bank |
| Aug 1, 2025 | United Cities Credit Union | North Jersey Federal Credit Union |
| Aug 1, 2025 | A a a Federal Credit Union | Credit Union 1 |
| Aug 1, 2025 | Copoco Community Credit Union | Elga Credit Union |
Bank mergers by year
Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.
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