Mergers by Year
Bank Mergers in 2025
152 banks were acquired or merged into another institution in 2025, and 172 credit unions merged, according to the Federal Reserve's National Information Center (NIC). The largest bank deal was Discover Bank into Capital One, N.A., effective May 18, 2025; the acquired bank reported $145.41B in assets before the deal. NIC recorded 433 merger records in 2025 against 314 in 2024.
Largest bank mergers of 2025
Ranked by the acquired bank's total assets at its last call report before the effective date.
| Effective | Acquired bank | Assets | Acquirer |
|---|---|---|---|
| May 18, 2025 | Discover Bank | $145.41B | Capital One, N.A. |
| Sep 1, 2025 | Pacific Premier Bank, National Association | $17.78B | Columbia Bank |
| Jan 1, 2025 | Independent Bank | $17.54B | SouthState Bank, N.A. |
| Feb 1, 2025 | HTLF Bank | $17.20B | UMB Bank, N.A. |
| May 1, 2025 | Bremer Bank, National Association | $16.41B | Old National Bank |
| Apr 1, 2025 | Sandy Spring Bank | $13.77B | Atlantic Union Bank |
| Oct 20, 2025 | Veritex Community Bank | $12.71B | The Huntington National Bank |
| Sep 2, 2025 | Berkshire Bank | $12.03B | Beacon Bank & Trust |
| Mar 1, 2025 | Premier Bank | $8.56B | WesBanco Bank, Inc. |
| Apr 1, 2025 | The First Bank | $7.93B | Renasant Bank |
| Sep 2, 2025 | HomeStreet Bank | $7.60B | Mechanics Bank |
| Jun 21, 2025 | CrossFirst Bank | $7.45B | Busey Bank |
| Nov 1, 2025 | HarborOne Bank | $5.63B | Eastern Bank |
| Jul 1, 2025 | Enterprise Bank and Trust Company | $4.95B | Rockland Trust Company |
| Jun 1, 2025 | The First National Bank of Long Island | $4.08B | ConnectOne Bank |
Credit union mergers in 2025
172 credit unions merged into another institution. Assets are from the NCUA 5300 Call Report before the effective date; credit unions without a filing on record show a dash.
Every merger recorded in 2025
433 NIC merger records in 2025 involve a bank, credit union or bank holding company on at least one side, newest first.
| Date | Acquired institution | Acquirer |
|---|---|---|
| Aug 1, 2025 | Woodsville Guaranty Savings Bank | Bar Harbor Bank and Trust Company |
| Aug 1, 2025 | Meritrust Federal Credit Union | Meritrust Credit Union |
| Aug 1, 2025 | Newark Firemen Federal Credit Union | Liberty Savings Federal Credit Union |
| Aug 1, 2025 | The Northumberland National Bank | Central Penn Bank & Trust |
| Aug 1, 2025 | Securtrust Federal Credit Union | Centuryfirst Federal Credit Union |
| Aug 1, 2025 | Wyoming Bank & Trust | First National Bank |
| Aug 1, 2025 | Integrated Logistics, LLC | U.S. Bank N.A. |
| Aug 1, 2025 | Community First Bank | Hapo Community Credit Union |
| Aug 1, 2025 | Guaranty Bancorp, Inc. | Bar Harbor Bankshares |
| Aug 1, 2025 | Northumberland Bancorp | Steele Bancorp, Inc. |
| Jul 31, 2025 | S T O F F E Federal Credit Union | Century Federal Credit Union |
| Jul 31, 2025 | Alcoa Pittsburgh Federal Credit Union | Chrome Federal Credit Union |
| Jul 26, 2025 | Jersey Shore State Bank | Northwest Bank |
| Jul 26, 2025 | Penns Woods Bancorp, Inc. | Northwest Bancshares Inc |
| Jul 26, 2025 | The Luzerne Bank | Northwest Bank |
| Jul 26, 2025 | Clay County Savings Bank | Verimore Bank |
| Jul 24, 2025 | ESSA Bank & Trust | CNB Bank |
| Jul 24, 2025 | Essa Bancorp, Inc. | CNB Financial Corporation |
| Jul 21, 2025 | Opportunities Credit Union | Green Mountain Credit Union |
| Jul 21, 2025 | Prairie Bank of Kansas | Community National Bank & Trust |
| Jul 21, 2025 | Farmers National Bancshares, Inc. | Community Bancorp, Inc. |
| Jul 19, 2025 | Lake Shore Bancorp Inc | Lake Shore Bancorp, Inc. |
| Jul 19, 2025 | Community Bank of Trenton | Dieterich Bank |
| Jul 16, 2025 | Mechanicsville Bancshares, Inc. | Orion Bancorporation, Inc. |
| Jul 12, 2025 | Heartland National Bank | Seacoast National Bank |
| Jul 12, 2025 | Heartland Bancshares, Inc. | Seacoast Banking Corporation of Florida |
| Jul 12, 2025 | First Security Bank-Hendricks | First Independent Bank |
| Jul 3, 2025 | NBC Oklahoma | Equity Bank |
| Jul 3, 2025 | NBC Corp. of Oklahoma | Equity Bancshares, Inc. |
| Jul 1, 2025 | First State Bank of the Southeast, Inc | Y-12 Federal Credit Union |
| Jul 1, 2025 | Eastern Connecticut Savings Bank | Ascend Bank |
| Jul 1, 2025 | Postal Credit Union | Pelican Credit Union |
| Jul 1, 2025 | Industry State Bank | Cadence Bank |
| Jul 1, 2025 | Torch Lake Federal Credit Union | Peninsula Federal Credit Union |
| Jul 1, 2025 | Cornerstone Community Bancorp | Plumas Bancorp |
| Jul 1, 2025 | Rollstone Bancorp, MHC | River Run Bancorp, MHC |
| Jul 1, 2025 | Southern States Bancshares, Inc. | FB Financial Corporation |
| Jul 1, 2025 | Southern States Bank | FirstBank |
| Jul 1, 2025 | Cornerstone Community Bank | Plumas Bank |
| Jul 1, 2025 | Bancorp Financial, Inc. | Old Second Bancorp, Inc. |
| Jul 1, 2025 | Bank of Brenham, National Association | Cadence Bank |
| Jul 1, 2025 | Evergreen Bank Group | Old Second National Bank |
| Jul 1, 2025 | Enterprise Bancorp, Inc. | Independent Bank Corp. |
| Jul 1, 2025 | Industry Bancshares, Inc. | Cadence Bank |
| Jul 1, 2025 | Enterprise Bank and Trust Company | Rockland Trust Company |
| Jul 1, 2025 | The Magnolia State Corporation | BankFirst Capital Corporation |
| Jul 1, 2025 | Alabama River Credit Union | Alabama Credit Union |
| Jul 1, 2025 | The First National Bank of Bellville | Cadence Bank |
| Jul 1, 2025 | Citizens State Bank | Cadence Bank |
| Jul 1, 2025 | Magnolia State Bank | BankFirst Financial Services |
Bank mergers by year
Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.
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