Mergers by Year
Bank Mergers in 2025
152 banks were acquired or merged into another institution in 2025, and 172 credit unions merged, according to the Federal Reserve's National Information Center (NIC). The largest bank deal was Discover Bank into Capital One, N.A., effective May 18, 2025; the acquired bank reported $145.41B in assets before the deal. NIC recorded 433 merger records in 2025 against 314 in 2024.
Largest bank mergers of 2025
Ranked by the acquired bank's total assets at its last call report before the effective date.
| Effective | Acquired bank | Assets | Acquirer |
|---|---|---|---|
| May 18, 2025 | Discover Bank | $145.41B | Capital One, N.A. |
| Sep 1, 2025 | Pacific Premier Bank, National Association | $17.78B | Columbia Bank |
| Jan 1, 2025 | Independent Bank | $17.54B | SouthState Bank, N.A. |
| Feb 1, 2025 | HTLF Bank | $17.20B | UMB Bank, N.A. |
| May 1, 2025 | Bremer Bank, National Association | $16.41B | Old National Bank |
| Apr 1, 2025 | Sandy Spring Bank | $13.77B | Atlantic Union Bank |
| Oct 20, 2025 | Veritex Community Bank | $12.71B | The Huntington National Bank |
| Sep 2, 2025 | Berkshire Bank | $12.03B | Beacon Bank & Trust |
| Mar 1, 2025 | Premier Bank | $8.56B | WesBanco Bank, Inc. |
| Apr 1, 2025 | The First Bank | $7.93B | Renasant Bank |
| Sep 2, 2025 | HomeStreet Bank | $7.60B | Mechanics Bank |
| Jun 21, 2025 | CrossFirst Bank | $7.45B | Busey Bank |
| Nov 1, 2025 | HarborOne Bank | $5.63B | Eastern Bank |
| Jul 1, 2025 | Enterprise Bank and Trust Company | $4.95B | Rockland Trust Company |
| Jun 1, 2025 | The First National Bank of Long Island | $4.08B | ConnectOne Bank |
Credit union mergers in 2025
172 credit unions merged into another institution. Assets are from the NCUA 5300 Call Report before the effective date; credit unions without a filing on record show a dash.
Every merger recorded in 2025
433 NIC merger records in 2025 involve a bank, credit union or bank holding company on at least one side, newest first.
| Date | Acquired institution | Acquirer |
|---|---|---|
| Nov 1, 2025 | Westfield Bancorp | First Financial Bancorp |
| Nov 1, 2025 | Westfield Bank, FSB | First Financial Bank |
| Nov 1, 2025 | CSB Investments, Inc | Presence Bank |
| Nov 1, 2025 | Wells Fargo Merchant Services, L.L.C. | Wells Fargo Bank, N.A. |
| Nov 1, 2025 | Cencap Federal Credit Union | Self-Help Federal Credit Union |
| Nov 1, 2025 | Morning Star Baptist Federal Credit Union | Tri Boro Federal Credit Union |
| Nov 1, 2025 | Louviers Federal Credit Union | Del-One Federal Credit Union |
| Nov 1, 2025 | Unify Financial Federal Credit Union | Communityamerica Federal Credit Union |
| Nov 1, 2025 | Suncomp Employees Federal Credit Union | United Southeast Federal Credit Union |
| Nov 1, 2025 | Ibew Local 681 Credit Union | Texoma Community Credit Union |
| Nov 1, 2025 | White River Credit Union | 802 Credit Union |
| Nov 1, 2025 | Colonial Federal Savings Bank | TruNorth Bank |
| Nov 1, 2025 | Homewood Federal Credit Union | Credit Union 1 |
| Nov 1, 2025 | HarborOne Bank | Eastern Bank |
| Oct 31, 2025 | Norwalk Postal Employees Federal Credit Union | Skyline Financial Federal Credit Union |
| Oct 31, 2025 | DLP Bancshares, Inc. | Regent Capital Corporation |
| Oct 20, 2025 | Veritex Holdings, Inc. | Huntington Bancshares Incorporated |
| Oct 20, 2025 | Veritex Community Bank | The Huntington National Bank |
| Oct 18, 2025 | Entertainment Industries Federal Credit Union | Affinity Federal Credit Union |
| Oct 18, 2025 | Flagstar Financial, Inc. | Flagstar Bank, N.A. |
| Oct 18, 2025 | County Bank | Fidelity Bank & Trust |
| Oct 16, 2025 | Seneca Financial Corp | Seneca Bancorp, Inc. |
| Oct 15, 2025 | Community State Bank | First State Bank Nebraska |
| Oct 11, 2025 | The Tampa State Bank | SJN Bank of Kansas |
| Oct 11, 2025 | Green City Bancshares Inc. | Rhineland Bancshares, Inc |
| Oct 6, 2025 | Holmes County Capital Corporation | Commerce Bancorp, Inc |
| Oct 6, 2025 | Holmes County Bank | Bank of Commerce |
| Oct 4, 2025 | The Haviland State Bank | The Bank of Protection |
| Oct 4, 2025 | Bank of Denton | Bendena State Bank |
| Oct 4, 2025 | Visionbank | Bravera Bank |
| Oct 4, 2025 | Appalachian Financial Corporation | Freedom Bancshares, Inc. |
| Oct 4, 2025 | The Culbertson Bank | Henderson State Bank |
| Oct 4, 2025 | Bcbank, Inc. | Freedom Bank, Inc. |
| Oct 2, 2025 | Villages Bancorporation, Inc. | Seacoast Banking Corporation of Florida |
| Oct 2, 2025 | Citizens First Bank | Seacoast National Bank |
| Oct 1, 2025 | State Bank of Cochran | Banksouth |
| Oct 1, 2025 | People's United Merchant Services Holdings, Inc. | Manufacturers and Traders Trust Company |
| Oct 1, 2025 | Community Valley Bank | Frontwave Credit Union |
| Oct 1, 2025 | Central Georgia Banking Company | Banksouth Holding Company |
| Oct 1, 2025 | North Georgia Community Financial Partners, Inc. | Millennium Bancshares, Inc. |
| Oct 1, 2025 | North Georgia National Bank | Millennium Bank |
| Oct 1, 2025 | First Community Corporation | Miners and Merchants Bancorp, Inc. |
| Oct 1, 2025 | First Community Bank of East Tennessee | Trupoint Bank |
| Oct 1, 2025 | Susquehanna Community Financial, Inc | Citizens & Northern Corporation |
| Oct 1, 2025 | Wells Fargo Funding, LLC | Wells Fargo Bank, N.A. |
| Oct 1, 2025 | Guaranty Bancshares, Inc. | Glacier Bancorp, Inc. |
| Oct 1, 2025 | Middlesex County (N.J.) Employees Federal Credit Union | New Brunswick Postal Federal Credit Union |
| Oct 1, 2025 | Freedom 1st Federal Credit Union | Wichita Federal Credit Union |
| Oct 1, 2025 | First Community Bank of Cullman | Legacy Community Federal Credit Union |
| Oct 1, 2025 | Piedmont Credit Union | Members Credit Union |
Bank mergers by year
Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.
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