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Kerr County, TX Bank Deposit Market Share

Wells Fargo Bank, N.A. holds the largest share of deposits in Kerr County, TX, 18.4%, followed by Security State Bank & Trust (18.2%) and Broadway National Bank (13.5%). 15 institutions hold $1.74B at 20 offices as of June 30, 2026, up 3.2% from 2025.

Institutions: 15 Offices: 20 Deposits: $1.74B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Fifth Third Bank, N.A. (11.74 points, new to this market); Prosperity Bank (5.42 points, new to this market); Frost Bank (1.29 points, new to this market).

Lost: Sunflower Bank, N.A. (-0.71 points); Broadway National Bank (-0.60 points); Security State Bank & Trust (-0.28 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Wells Fargo Bank, N.A. 1 $320.0M 18.39% -0.20 pts 2.0%
2 Security State Bank & Trust 3 $317.3M 18.23% -0.28 pts 1.6%
3 Broadway National Bank 1 $234.1M 13.45% -0.60 pts -1.2%
4 Fifth Third Bank, N.A. 2 $204.4M 11.74% +11.74 pts New
5 Centennial Bank 2 $196.4M 11.29% -0.24 pts 1.0%
6 Guadalupe Bank 1 $170.5M 9.80% +0.69 pts 11.0%
7 Prosperity Bank 2 $94.3M 5.42% +5.42 pts New
8 Southstar Bank, S.S.B. 1 $52.1M 3.00% +0.05 pts 4.9%
9 PNC Bank, N.A. 1 $42.7M 2.45% -0.01 pts 2.8%
10 The Bank and Trust, SSB 1 $36.1M 2.08% +0.58 pts 43.1%
11 Sunflower Bank, N.A. 1 $22.6M 1.30% -0.71 pts -33.4%
12 Frost Bank 1 $22.5M 1.29% +1.29 pts New
13 First National Bank Texas dba First Convenience Bank 1 $12.5M 0.72% +0.09 pts 18.1%
14 Peoples State Bank 1 $8.9M 0.51% +0.00 pts 3.7%
15 Texas Regional Bank 1 $5.8M 0.33% +0.07 pts 32.9%

About this list

Deposits are those held at each institution's offices in Kerr County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

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