Banco do Brasil Americas: Call Report & UBPR Financial Data
Data as of · sourced from FFIEC call reports. How we update
Banco do Brasil Americas is a community bank chartered in 1986, based in Miami, FL. The Q2 2026 balance sheet stands at $3.5B in assets, including $2.2B in loans. Returns are notably above industry norms: 1.55% ROA, 14.57% ROE, and 3.73% NIM. Capital is comfortably above regulatory requirements, CET1 ratio of 23.30% sits well above the 7% level required once the capital conservation buffer is included. Credit metrics are in line with industry norms, 0.83% NPL ratio. It operates 4 branches, primarily in Florida.
As of June 30, 2026, Banco do Brasil Americas reported a CET1 capital ratio of 23.30%, a return on assets of 1.55%, a nonperforming-loan ratio of 0.83%, a Texas ratio of 4.74%, per financial data filed with the FFIEC.
Headquarters Profile
- Address
- 1221 Brickell Ave, Miami, FL 33131
- County
- Miami-Dade
- Metro Area
- Miami-Fort Lauderdale-West Palm Beach, FL
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Atlanta (Region 5)
- Federal Reserve member
- No
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- July 24, 1986
- Former names
- EuroBank (1991-2012)
- Offices
- 4 domestic
- Employees (FTE)
- 291
- Domestic deposits
- $3.09B
- Allowance for credit losses
- $28.7M
- Net charge-offs (YTD)
- $269K
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- July 24, 1986
- FDIC Cert
- 26725
- Fed RSSD
- 110936
- Website
- http://www.bbamericas.com →
- Parent Holding Company
- BANCO DO BRASIL S.A. (RSSD 1242076)
Profitability
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
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Unlock Banco do Brasil Americas, freeBanco do Brasil Americas rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Metric pages for Banco do Brasil Americas: CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 23.30% | 1.55% | 0.83% | 4.74% | 3.73% |
| Q1 2026 | 23.20% | 1.56% | 0.85% | 4.73% | 3.76% |
| Q4 2025 | 23.59% | 1.55% | 0.76% | 4.16% | 3.91% |
| Q3 2025 | 22.60% | 1.67% | 0.84% | 4.66% | 3.91% |
| Q2 2025 | 23.46% | 1.68% | 0.37% | 2.04% | 3.89% |
| Q1 2025 | 24.17% | 1.57% | 0.48% | 2.61% | 3.76% |
| Q4 2024 | 24.49% | 1.55% | 0.40% | 2.16% | 3.63% |
| Q3 2024 | 24.06% | 1.66% | 0.26% | 1.56% | 3.72% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 4 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Banco do Brasil Americas (main office) | Miami , FL | 33131 | $2.64B |
| Orlando Branch | Orlando , FL | 32819 | $199.3M |
| Aventura | Aventura , FL | 33160 | $150.0M |
| Lighthouse Point Branch | Lighthouse Point , FL | 33064 | $96.7M |
Regulatory record
What the public regulatory sources show for Banco do Brasil Americas, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.4% of deposits in FL, rank 34 of 192 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 704 applications, 519 loans originated, $321.8M originated, across 2 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about Banco do Brasil Americas
What are Banco do Brasil Americas's total assets?
As of the Q2 2026 filing, Banco do Brasil Americas reported total assets of $3.47 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Banco do Brasil Americas headquartered?
Banco do Brasil Americas is headquartered in Miami, FL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Banco do Brasil Americas founded?
Banco do Brasil Americas was established in 1986, per the FDIC institution directory.
Is Banco do Brasil Americas FDIC-insured?
Yes. Banco do Brasil Americas is an FDIC-insured commercial bank (FDIC Certificate #26725). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Banco do Brasil Americas?
Banco do Brasil Americas's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Banco do Brasil Americas's CET1 capital ratio?
Banco do Brasil Americas reported a Common Equity Tier 1 (CET1) capital ratio of 23.30% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Banco do Brasil Americas operate?
Banco do Brasil Americas operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Banco do Brasil Americas's Texas Ratio?
Banco do Brasil Americas's Texas Ratio is 4.74% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was Banco do Brasil Americas previously called?
The charter now named Banco do Brasil Americas has also operated as EuroBank (1991-2012), per FDIC structure-change records.
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