Bankers Trust Company: Call Report & UBPR Financial Data
Data as of · sourced from FFIEC call reports. How we update
Headquartered in Des Moines, Bankers Trust Company serves the Iowa market as a community-focused commercial bank. Total assets stand at $7.8B. Profitability tracks the broader industry: ROA 1.05%, ROE 11.44%, NIM 2.89%. Regulatory capital is solid, 10.95% CET1 and 12.25% total risk-based capital ratio. Asset quality is solid, 0.60% nonperforming loans and a 5.80% Texas Ratio. Its footprint covers 22 branches concentrated in Iowa.
As of June 30, 2026, Bankers Trust Company reported a CET1 capital ratio of 10.95%, a return on assets of 1.05%, a nonperforming-loan ratio of 0.60%, a Texas ratio of 5.80%, per financial data filed with the FFIEC.
Headquarters Profile
- Address
- 453 7th St, Des Moines, IA 50309
- County
- Polk
- Metro Area
- Des Moines-West Des Moines, IA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- June 1, 1917
- Former names
- Bankers Trust Company, National Association (1999-2009)
- Offices
- 22 domestic
- Employees (FTE)
- 592
- Domestic deposits
- $6.72B
- Allowance for credit losses
- $82.1M
- Net charge-offs (YTD)
- $2.0M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 953
- Fed RSSD
- 811046
- Website
- www.bankerstrust.com →
- Parent Holding Company
- BTC FINANCIAL CORPORATION (RSSD 1201671)
Profitability
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Bankers Trust Company terminal
25 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Bankers Trust Company, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios. BankRegReports early-warning band.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
Bankers Trust Company rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Metric pages for Bankers Trust Company: Uninsured deposits.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 10.95% | 1.05% | 0.60% | 5.80% | 2.89% |
| Q1 2026 | 10.90% | 1.06% | 0.50% | 4.39% | 3.01% |
| Q4 2025 | 10.73% | 1.19% | 0.42% | 3.21% | 3.03% |
| Q3 2025 | 10.57% | 1.17% | 0.12% | 0.92% | 2.96% |
| Q2 2025 | 10.29% | 1.03% | 0.02% | 0.23% | 2.93% |
| Q1 2025 | 10.30% | 0.93% | 0.06% | 0.51% | 2.84% |
| Q4 2024 | 10.01% | 0.92% | 0.07% | 0.59% | 2.85% |
| Q3 2024 | 10.04% | 1.00% | 0.13% | 1.06% | 2.76% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 21 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bankers Trust Company (main office) | Des Moines , IA | 50309 | $4.51B |
| Bankers Trust Company Cedar Rapids Branch | Cedar Rapids , IA | 52401 | $399.9M |
| Bankers Trust Phoenix | Phoenix , AZ | 85016 | $394.7M |
| Windsor Heights Branch | Des Moines , IA | 50324 | $202.2M |
| Clive Branch | Clive , IA | 50325 | $169.1M |
| Bankers Trust Company Ames Branch | Ames , IA | 50010 | $168.1M |
| North Branch | Des Moines , IA | 50310 | $168.1M |
| Omaha Branch | Elkhorn , NE | 68022 | $145.8M |
| South Branch | Des Moines , IA | 50315 | $112.2M |
| Bankers Trust Ankeny Office | Ankeny , IA | 50023 | $71.7M |
| West Des Moines Branch | West Des Moines , IA | 50266 | $61.1M |
| Grimes Branch | Grimes , IA | 50111 | $59.6M |
| East Branch | Des Moines , IA | 50313 | $56.7M |
| Bankers Trust Altoona | Altoona , IA | 50009 | $54.0M |
| Sagewood Br | Phoenix , AZ | 85050 | $41.8M |
| Sun Health Grandview Terrace | Sun City West , AZ | 85375 | $29.6M |
| Downtown Branch | Des Moines , IA | 50309 | $29.6M |
| Blairs Ferry Branch | Cedar Rapids , IA | 52402 | $28.7M |
| North Scottsdale Branch | Scottsdale , AZ | 85255 | $10.7M |
| Bankers Trust Mobile Cr Main Branch | Cedar Rapids , IA | 52401 | $0 |
| Mobile Windsor Heights Branch | Des Moines , IA | 50324 | $0 |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| January 1, 2016 | M&A | merger | SEC |
| January 1, 2016 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 2016 | Structure Change | Acquired Bankers Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 1, 2009 | M&A | merger | SEC |
| September 1, 2009 | Structure Change | Acquired Bankers Trust Company, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 31, 2009 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 6 events.
Regulatory record
What the public regulatory sources show for Bankers Trust Company, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- 1 against the institution (Federal Reserve)
- April 8, 1991, Federal Reserve: Written Agreement: Bankers Trust Company, Des Moines, IA
- Period: Most recent institution action April 8, 1991. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 4.6% of deposits in IA, rank 4 of 261 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 914 applications, 716 loans originated, $389.0M originated, across 12 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about Bankers Trust Company
What are Bankers Trust Company's total assets?
As of the Q2 2026 filing, Bankers Trust Company reported total assets of $7.83 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Bankers Trust Company headquartered?
Bankers Trust Company is headquartered in Des Moines, IA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Bankers Trust Company founded?
Bankers Trust Company was established in 1917, per the FDIC institution directory.
Is Bankers Trust Company FDIC-insured?
Yes. Bankers Trust Company is an FDIC-insured commercial bank (FDIC Certificate #953). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bankers Trust Company?
Bankers Trust Company's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Bankers Trust Company's CET1 capital ratio?
Bankers Trust Company reported a Common Equity Tier 1 (CET1) capital ratio of 10.95% in its Q2 2026 call report, above regulatory requirements.
How many branches does Bankers Trust Company operate?
Bankers Trust Company operates 22 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bankers Trust Company's Texas Ratio?
Bankers Trust Company's Texas Ratio is 5.80% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was Bankers Trust Company previously called?
The charter now named Bankers Trust Company has also operated as Bankers Trust Company, National Association (1999-2009), per FDIC structure-change records.
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