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Longview Bank: Financial Reports & UBPR Data

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Ogden, IL $100M to $1B in assets Est. September 1, 1899 FDIC #1786 RSSD #380533 Routing #071114255 FDIC

Data as of · sourced from FFIEC call reports. How we update

Assets
$732.1M
Deposits
$653.1M
Loans
$609.3M
Equity
$58.9M

Longview Bank operates with a thinner capital cushion than most banks of its size. It reported $732 million in assets at June 30, 2026, up 15.2% from a year earlier. It holds common equity equal to 10.29% of its risk-weighted assets, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 15.12%). It also grew its loan book 18.0% over the year, about triple the median of 5.5% for banks its size.

Net income for the quarter rose 30% from a year earlier, to $2.8 million. Problem loans eased: loans on nonaccrual or 90 or more days past due, net of government guarantees, were 0.80% of loans, down from 1.11% a year earlier. Credit is the area to watch: it carries problem assets equal to 8.0% of the capital and reserves that would absorb them, about triple the median of 2.6% for banks its size.

As of June 30, 2026, Longview Bank reported a CET1 capital ratio of 10.29%, a return on assets of 1.62%, a nonperforming-loan ratio of 0.80% and a Texas ratio of 7.97%, according to its call report filed with the FFIEC.

Headquarters Profile

Address
102 S East Ave, Ogden, IL 61859
County
Champaign
Metro Area
Champaign-Urbana, IL
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
Chicago (Region 9)
Federal Reserve member
No
Federal Reserve district
District 7, Chicago
Fiduciary (trust) powers
Full trust powers granted
Call Report form
FFIEC 051
Established
September 1, 1899
Offices
14 domestic
Employees (FTE)
109
Domestic deposits
$653.1M
Allowance for credit losses
$4.6M
Net charge-offs (YTD)
$56K
Average total assets
$691.6M
Average total loans
$577.3M
Average interest-bearing deposits
$532.4M
Tax status
C corporation
Ownership
Stock
Community bank
Yes
FDIC-insured since
January 1, 1934
FDIC Cert
1786
Fed RSSD
380533

Profitability

Q2 annualized
Return on Assets1.62%YTD 1.57%
Return on Equity19.21%YTD 18.69%
Net Interest Margin4.56%YTD 4.46%

Balance Sheet

Total liabilities$673.1M
Cash & balances due$43.9M
Securities, available-for-sale$26.3M
Securities, held-to-maturity$25.7M
Goodwill & intangibles$1.3M

Income Statement

Net income Q2$2.8M
Net interest income YTD$14.5M
Total interest income YTD$20.3M
Total interest expense YTD$5.7M
Provision for credit losses YTD$440K

Operating & Funding

Total noninterest income YTD$1.5M
Total noninterest expense YTD$8.2M

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

What the bank charged to earnings that quarter to build its allowance for expected losses.

Net income

Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.

CRE concentration at 206% of capital, approaching guidance BRR analysis What does this mean? →

Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.

Longview Bank rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

Quarter CET1 ROA NPL Texas NIM
Q2 2026 10.29% 1.62% 0.68% 7.97% 4.56%
Q1 2026 11.21% 1.51% 0.75% 7.05% 4.36%
Q4 2025 10.67% 1.44% 0.79% 9.27% 4.26%
Q3 2025 10.83% 1.43% 0.80% 10.35% 4.31%
Q2 2025 11.12% 1.36% 0.93% 11.09% 4.26%
Q1 2025 10.85% 1.18% 1.07% 19.35% 3.89%
Q4 2024 10.75% 1.15% 1.11% 10.22% 3.77%
Q3 2024 10.86% 1.23% 1.21% 11.17% 3.80%

Swipe the table sideways to see every column.

Branch Network

Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 13 branches →

1–13 of 13
Branch Location ZIP Deposits
Sidney Branch Sidney , IL 61877 $128.6M
Paris Branch Paris , IL 61944 $88.5M
Georgetown Branch Georgetown , IL 61846 $84.4M
St. Joseph First Branch Saint Joseph , IL 61873 $74.5M
Longview Bank (main office) Ogden , IL 61859 $67.5M
Longview Branch Chrisman , IL 61924 $44.4M
Longview Bank Tuscola Branch Tuscola , IL 61953 $30.3M
Newman Branch Newman , IL 61942 $29.1M
Longview Bank and Trust Branch Marshall , IL 62441 $28.3M
Longview Bank Danville Branch Danville , IL 61834 $21.0M
Royal Facility Royal , IL 61871 $20.3M
Longview Bank Tilton Branch Tilton , IL 61833 $19.9M
Villa Grove Branch Villa Grove , IL 61956 $16.5M

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

Date Category Event Source
August 28, 2023 Merger Participated in Absorption/Consolidation/Merger FDIC
August 28, 2023 Structure Change Acquired Longview Bank and Trust Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
May 3, 2014 Merger Participated in Absorption/Consolidation/Merger FDIC
May 3, 2014 Structure Change Acquired The First National Bank of Ogden Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC

Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.

Regulatory record

What the public regulatory sources show for Longview Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
Not on file: no matched FDIC, Federal Reserve or OCC action
Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
<0.1% of deposits in IL, rank 85 of 383 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
480 applications, 439 loans originated, $80.6M originated, across 5 states
Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
SBA 7(a) lending
1 loans, $150K approved, $150K average. 0.00% of that year's loans have since been charged off
Period: Federal fiscal year 2016 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
Consumer complaints
Not on file: no CFPB complaints matched
Period: not on file. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

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Frequently asked about Longview Bank

What are Longview Bank's total assets?

As of the Q2 2026 filing, Longview Bank reported total assets of $732.1 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Longview Bank headquartered?

Longview Bank is headquartered in Ogden, IL, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.

When was Longview Bank founded?

Longview Bank was established in 1899, per the FDIC institution directory.

Is Longview Bank FDIC-insured?

Yes. Longview Bank is an FDIC-insured commercial bank (FDIC Certificate #1786). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Longview Bank?

Longview Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Longview Bank's CET1 capital ratio?

Longview Bank reported a Common Equity Tier 1 (CET1) capital ratio of 10.29% in its Q2 2026 call report, above regulatory requirements.

How many branches does Longview Bank operate?

Longview Bank operates 14 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Longview Bank's Texas Ratio?

Longview Bank's Texas Ratio is 7.97% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

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